This report should not be construed as providing investment advice. It is for educational purposes only.  Before making any investment decision, you should always do your own research or consult a investment professional.
While I try to be accurate, I assume no responsibility for any figure in this spreadsheet. Estimates Estimates Estimates
See my website on stocks or see my blog at the following sites.  https://spbrunner.com/stocks.html https://spbrunner.blogspot.com/ Q2 2023
Accord Financial Corp TSX ACD OTC ACCFF https://www.accordfinancial.com/en/ Fiscal Yr: Dec 31
Year 12/31/10 12/31/11 12/31/12 12/31/13 12/31/14 12/31/15 12/31/16 12/31/17 12/31/18 12/31/19 12/31/20 12/31/21 12/31/22 12/31/23 12/31/24 12/31/25 Value Description #Y Item Total G
Accounting Rules IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS Accounting Rules
Split Date Q2 2022 Q2 2023
Split   $10.4 $16.2 Interest
0.32 0.45 Ratio re Revenue
Interest $1.7 $2.0 $1.9 $1.9 $2.5 $2.3 $2.3 $3.8 $9.4 $17.09 $14.6 $15.9 $24.1 $29.8 <-12 mths $14.6 $17.1 General And Administrative
Ratio re Revenue 0.06 0.07 0.07 0.07 0.08 0.07 0.08 0.12 0.25 0.30 0.30 0.25 0.36 0.39 <-12 mths 0.45 0.47 Ratio re Revenue
General And Administrative $14.7 $13.6 $13.6 $13.8 $16.2 $17.5 $17.4 $16.9 $23.5 $26.15 $26.7 $31.5 $29.6 $32.1 <-12 mths 25.04 33.26 Total  
Ratio re Revenue 0.47 0.48 0.53 0.53 0.53 0.55 0.61 0.54 0.62 0.47 0.55 0.50 0.44 0.42 <-12 mths 0.77 0.91 Total of Ratios
Total   16.41 15.61 15.53 15.76 18.68 19.74 19.71 20.79 32.93 43.24 41.25 47.34 53.69 61.91 <-12 mths
Total of Ratios 0.52 0.55 0.60 0.60 0.62 0.63 0.69 0.66 0.87 0.77 0.85 0.75 0.80 0.81 <-12 mths $32.7 $36.4 Revenue*
$71.20 <-12 mths 5.50%
Revenue* $31.4 $28.4 $25.9 $26.1 $30.2 $31.6 $28.5 $31.4 $37.8 $56.2 $48.5 $63.5 $67.5 $76.0 $89.8 160.68% <-Total Growth 10 Revenue
Increase 30.61% -9.55% -8.86% 0.71% 15.96% 4.44% -9.67% 10.12% 20.48% 48.44% -13.66% 30.89% 6.32% 12.61% 18.16% 10.06% <-IRR #YR-> 10 Revenue 160.68%
5 year Running Average $28.1 $28.1 $27.6 $27.2 $28.4 $28 $28 $30 $32 $37 $40 $47 $55 $62 $69 16.53% <-IRR #YR-> 5 Revenue 114.88%
Revenue per Share $3.46 $3.26 $3.15 $3.17 $3.64 $3.80 $3.43 $3.78 $4.49 $6.54 $5.67 $7.42 $7.89 $8.88 $10.49 7.09% <-IRR #YR-> 10 5 yr Running Average 98.45%
Increase 35.56% -5.95% -3.35% 0.71% 14.76% 4.44% -9.67% 10.09% 18.78% 45.67% -13.36% 30.89% 6.32% 12.61% 18.16% 13.09% <-IRR #YR-> 5 5 yr Running Average 85.02%
5 year Running Average $3.01 $3.05 $3.08 $3.12 $3.34 $3.40 $3.44 $3.56 $3.83 $4.41 $4.78 $5.58 $6.40 $7.28 $8.07 9.61% <-IRR #YR-> 10 Revenue per Share 150.40%
P/S (Price/Sales) Med 1.93 2.26 2.17 2.54 2.56 2.77 2.69 2.37 2.08 1.43 1.17 1.06 1.07 0.77 0.10 15.84% <-IRR #YR-> 5 Revenue per Share 108.62%
P/S (Price/Sales) Close 2.16 2.11 2.22 2.48 2.57 2.53 2.62 2.43 2.02 1.54 1.18 1.13 0.98 0.65 0.55 7.59% <-IRR #YR-> 10 5 yr Running Average 107.78%
*Revenue in M CDN $  P/S Med 20 yr  2.32 15 yr  2.21 10 yr  2.22 5 yr  1.17 -70.97% Diff M/C 12.41% <-IRR #YR-> 5 5 yr Running Average 79.52%
10.06% <-IRR #YR-> 10 Revenue from 2000
-$25.9 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $67.5
-$31.4 $0.0 $0.0 $0.0 $0.0 $67.5
-$27.6 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $54.7
-$29.6 $0.0 $0.0 $0.0 $0.0 $54.7
-$3.15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.89
-$3.78 $0.00 $0.00 $0.00 $0.00 $7.89
$0.7 <-12 mths -66.04%
$0.08 <-12 mths -66.67%
Adjusted Profit CDN$ $8.3 $7.6 $6.4 $6.8 $8.1 $9.3 $7.7 $7.0 $10.8 $4.9 $2.0 $13.1 $2.1
Basic $0.88 $0.85 $0.77 $0.83 $0.98 $1.12 $0.92 $0.84 $1.30 $0.58 $0.24 $1.53 $0.24 -68.83% <-Total Growth 10 AEPS
AEPS* Dilued $0.88 $0.85 $0.77 $0.83 $0.98 $1.12 $0.92 $0.84 $1.30 $0.58 $0.24 $1.53 $0.24 $0.08 <-12 mths -68.83% <-Total Growth 10 AEPS
Increase 166.67% -3.41% -9.41% 7.79% 18.07% 14.29% -17.86% -8.70% 54.76% -55.38% -58.62% 537.50% -84.31% -66.67% <-12 mths 10 0 10 Years of Data, EPS P or N 100.00%
5 year Running Average $0.62 $0.65 $0.67 $0.73 $0.86 $0.91 $0.92 $0.94 $1.03 $0.95 $0.78 $0.90 $0.78 $0.53 <-12 mths -11.00% <-IRR #YR-> 10 AEPS -68.83%
AEPS Yield 11.73% 12.37% 11.00% 10.56% 10.48% 11.67% 10.23% 9.13% 14.30% 5.76% 3.58% 18.21% 3.12% 1.40% <-12 mths -22.16% <-IRR #YR-> 5 AEPS -71.43%
Payout Ratio 31.82% 35.29% 40.26% 38.55% 33.67% 31.25% 39.13% 42.86% 27.69% 62.07% 100.00% 13.07% 125.00% 375.00% <-12 mths 1.48% <-IRR #YR-> 10 5 yr Running Average 15.77%
5 year Running Average 43.40% 44.90% 46.29% 44.94% 35.92% 35.81% 36.57% 37.09% 34.92% 40.60% 54.35% 49.14% 65.57% 135.03% <-12 mths -3.67% <-IRR #YR-> 5 5 yr Running Average -17.06%
Price/AEPS Median 7.61 8.68 8.86 9.69 9.49 9.40 10.03 10.65 7.18 16.16 27.73 5.11 35.31 85.38 <-12 mths 9.86 <-Median-> 10 Price/AEPS Median
Price/AEPS High 9.25 9.71 9.29 11.14 10.97 10.76 10.60 11.31 8.03 17.84 40.00 5.92 39.38 96.25 <-12 mths 11.06 <-Median-> 10 Price/AEPS High
Price/AEPS Low 5.97 7.65 8.44 8.24 8.01 8.04 9.47 10.00 6.32 14.48 15.46 4.31 31.25 74.50 <-12 mths 8.85 <-Median-> 10 Price/AEPS Low
Price/AEPS Close 8.52 8.08 9.09 9.47 9.54 8.57 9.77 10.95 6.99 17.36 27.92 5.49 32.08 71.63 <-12 mths 9.66 <-Median-> 10 Price/AEPS Close
Trailing P/AEPS Close 22.73 7.81 8.24 10.21 11.27 9.80 8.03 10.00 10.82 7.75 11.55 35.00 5.03 23.88 <-12 mths 10.10 <-Median-> 10 Trailing P/AEPS Close
Median Values DPR 10 Yrs 38.84% 5 Yrs   62.07% P/CF 5 Yrs   in order 16.16 17.84 14.48 17.36 343.12% Diff M/C DPR 75% to 95% best
$0.00 <-12 mths -100.00%
EPS Basic $0.88 $0.85 $0.76 $0.80 $0.83 $1.05 $0.79 $0.72 $1.24 $0.76 $0.05 $1.39 $0.17 -77.63% <-Total Growth 10 EPS Basic
EPS Diluted* $0.88 $0.85 $0.76 $0.80 $0.83 $1.05 $0.79 $0.72 $1.24 $0.76 $0.05 $1.39 $0.17 $0.56 $1.18 -77.63% <-Total Growth 10 EPS Diluted
Increase 166.67% -3.41% -10.59% 5.26% 3.75% 26.51% -24.76% -8.86% 72.22% -38.71% -93.42% 2680.00% -87.77% 229.41% 110.71% 10 0 10 Years of Data, EPS P or N
Earnings Yield 11.73% 12.37% 10.86% 10.18% 8.88% 10.94% 8.79% 7.83% 13.64% 7.55% 0.75% 16.55% 2.21% 9.77% 20.59% -13.91% <-IRR #YR-> 10 Earnings per Share -77.63%
5 year Running Average $0.62 $0.65 $0.67 $0.72 $0.82 $0.86 $0.85 $0.84 $0.93 $0.91 $0.71 $0.83 $0.72 $0.59 $0.67 -25.08% <-IRR #YR-> 5 Earnings per Share -76.39%
10 year Running Average $0.59 $0.65 $0.67 $0.69 $0.70 $0.74 $0.75 $0.75 $0.83 $0.87 $0.79 $0.84 $0.78 $0.76 $0.79 0.75% <-IRR #YR-> 10 5 yr Running Average 7.76%
* Diluted ESP per share  E/P 10 Yrs 8.83% 5Yrs 7.55% -2.94% <-IRR #YR-> 5 5 yr Running Average -13.84%
-$0.76 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.17
-$0.72 $0.00 $0.00 $0.00 $0.00 $0.17
-$0.67 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.72
-$0.84 $0.00 $0.00 $0.00 $0.00 $0.72
Dividend* $0.30 $0.30 Estimates Dividend*
Increase 0.00% 0.00% Estimates Increase
Payout Ratio EPS 53.57% 25.42% Estimates Payout Ratio EPS
Special Dividends $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 <-Median-> 10 Special Dividends
Dividend* $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $0.30 $0.30 $0.30 $0.30 -3.23% <-Total Growth 10 Dividends
Increase 7.69% 7.14% 3.33% 3.23% 3.13% 6.06% 2.86% 0.00% 0.00% 0.00% -33.33% -16.67% 50.00% 0.00% 0.00% 0.00% 23 2 35 Years of data, Count P, N
Average Increases 5 Year Running 9.25% 8.45% 7.12% 5.95% 4.90% 4.58% 3.72% 3.05% 2.41% 1.78% -6.10% -10.00% 0.00% 0.00% 0.00% 6.67% 2.73% <-Median-> 10 Average Incr 5 Year Running
Dividends 5 Yr Running $0.24 $0.26 $0.28 $0.29 $0.31 $0.32 $0.33 $0.34 $0.35 $0.36 $0.34 $0.30 $0.29 $0.28 $0.27 $0.28 5.04% <-Total Growth 10 Dividends 5 Yr Running
Yield H/L Price 4.18% 4.07% 4.54% 3.98% 3.55% 3.33% 3.90% 4.02% 3.86% 3.84% 3.61% 2.56% 3.54% 4.39% 3.72% <-Median-> 10 Yield H/L Price
Yield on High  Price 3.44% 3.64% 4.34% 3.46% 3.07% 2.90% 3.69% 3.79% 3.45% 3.48% 2.50% 2.21% 3.17% 3.90% 3.31% <-Median-> 10 Yield on High  Price
Yield on Low Price 5.33% 4.62% 4.77% 4.68% 4.20% 3.89% 4.13% 4.29% 4.38% 4.29% 6.47% 3.03% 4.00% 5.03% 4.24% <-Median-> 10 Yield on Low Price
Yield on Close Price 3.73% 4.37% 4.43% 4.07% 3.53% 3.65% 4.00% 3.91% 3.96% 3.57% 3.58% 2.38% 3.90% 5.24% 5.24% 2.54% 3.77% <-Median-> 10 Yield on Close Price
Payout Ratio EPS 31.82% 35.29% 40.79% 40.00% 39.76% 33.33% 45.57% 50.00% 29.03% 47.37% 480.00% 14.39% 176.47% 53.57% 25.42% #DIV/0! 42.78% <-Median-> 10 DPR EPS
DPR EPS 5 Yr Running 38.46% 40.00% 41.49% 40.61% 37.38% 37.53% 39.48% 41.05% 38.01% 39.25% 47.19% 36.54% 40.44% 47.78% 40.00% #DIV/0! 39.37% <-Median-> 10 DPR EPS 5 Yr Running
Payout Ratio CFPS -105.68% 13.69% 17.88% 31.33% -41.93% 11.19% 11.51% -3.97% -3.22% -6.50% 8.79% -1.69% 8.15% -13.93% 3.23% <-Median-> 10 DPR CF
DPR CF 5 Yr Running 24.77% 22.15% 25.46% 29.43% 39.54% 22.09% 20.30% -67.06% -11.91% -9.17% -8.43% -4.35% -6.58% -10.66% -5.47% <-Median-> 10 DPR CF 5 Yr Running
Payout Ratio CFPS WC 27.26% 23.88% 6.72% 26.44% 19.52% 22.96% 7.96% 33.69% 22.65% 32.91% 185.63% 10.71% 17.51% 20.48% 22.80% <-Median-> 10 DPR CF WC
DPR CF WC 5 Yr Running 14.95% 15.64% 17.69% 17.46% 15.72% 15.64% 12.31% 17.17% 16.93% 18.26% 19.99% 26.44% 22.84% 22.34% 17.31% <-Median-> 10 DPR CF WC 5 Yr Running
Median Values 10 Yr Med 10 Yr Cl 3.72% 3.77% 5 Yr Med 5 Yr Cl 3.61% 3.58% 5 Yr Med Payout 47.37% -1.69% 22.65% -3.58% <-IRR #YR-> 5 Dividends -16.67%
* Dividends per share  10 Yr Med and Cur. 40.62% 38.84% 5 Yr Med and Cur. 45.18% 46.16% Last Div Inc ---> $0.0500 $0.0750 50.00% -0.33% <-IRR #YR-> 10 Dividends -3.23%
Dividends Growth 15 2.09% <-IRR #YR-> 15 Dividends 36.36%
Dividends Growth 20 2.05% <-IRR #YR-> 20 Dividends 114.29%
Dividends Growth 25 1.64% <-IRR #YR-> 25 Dividends 252.94%
Dividends Growth 30 6.95% <-IRR #YR-> 30 Dividends 650.00%
Dividends Growth 35 10.21% <-IRR #YR-> 35 Dividends
Dividends Growth 5 -$0.36 $0.00 $0.00 $0.00 $0.00 $0.30 Dividends Growth 5
Dividends Growth 10 -$0.31 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.30 Dividends Growth 10
Dividends Growth 15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.30 Dividends Growth 15
Dividends Growth 20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.30 Dividends Growth 20
Dividends Growth 25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.30 Dividends Growth 25
Dividends Growth 30 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.30 Dividends Growth30
Dividends Growth 35 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.30 Dividends Growth 35
Historical Dividends Historical High Div 5.03% Low Div 1.61% 10 Yr High 6.29% 10 Yr Low 2.24% Med Div 2.63% Close Div 2.75% Historical Dividends
High/Ave/Median Values Curr diff Cheap 4.09% Cheap 225.19% Exp. -16.76% 133.73% Cheap 99.07% Cheap 90.39% High/Ave/Median 
Future Dividend Yield Div Yield 4.36% earning in 5 Years at IRR of -3.58% Div Inc. -16.67% Future Dividend Yield
Future Dividend Yield Div Yield 3.64% earning in 10 Years at IRR of -3.58% Div Inc. -30.56% Future Dividend Yield
Future Dividend Yield Div Yield 3.03% earning in 15 Years at IRR of -3.58% Div Inc. -42.13% Future Dividend Yield
Future Dividend Paid Div Paid $0.25 earning in 5 Years at IRR of -3.58% Div Inc. -16.67% Future Dividend Paid
Future Dividend Paid Div Paid $0.21 earning in 10 Years at IRR of -3.58% Div Inc. -30.56% Future Dividend Paid
Future Dividend Paid Div Paid $0.17 earning in 15 Years at IRR of -3.58% Div Inc. -42.13% Future Dividend Paid
Dividend Covering Cost Total Div $1.40 over 5 Years at IRR of -3.58% Div Cov. 24.37% Dividend Covering Cost
Dividend Covering Cost Total Div $2.31 over 10 Years at IRR of -3.58% Div Cov. 40.31% Dividend Covering Cost
Dividend Covering Cost Total Div $3.07 over 15 Years at IRR of -3.58% Div Cov. 53.60% Dividend Covering Cost
Yield if held 5 years 3.61% 3.93% 3.61% 4.87% 5.52% 5.23% 4.88% 5.27% 4.47% 3.87% 2.28% 2.17% 3.35% 3.22% 3.20% 4.51% 4.67% <-Median-> 10 Paid Median Price
Yield if held 10 years 4.83% 5.35% 5.82% 5.12% 3.72% 4.52% 4.72% 4.19% 5.48% 6.03% 3.58% 2.71% 4.40% 3.73% 3.23% 2.85% 4.46% <-Median-> 10 Paid Median Price
Yield if held 15 years 11.20% 8.82% 8.27% 6.56% 6.60% 6.03% 6.42% 6.76% 5.76% 4.06% 3.10% 2.62% 3.49% 4.57% 5.02% 4.48% 5.90% <-Median-> 10 Paid Median Price
Yield if held 20 years 14.76% 12.31% 14.67% 14.00% 10.59% 9.60% 7.38% 7.20% 4.14% 3.57% 5.63% 4.80% 3.38% 3.87% 8.49% <-Median-> 10 Paid Median Price
Yield if held 25 years 17.14% 13.85% 16.00% 9.60% 5.88% 8.00% 6.15% 6.00% 5.17% 11.72% <-Median-> 6 Paid Median Price
Yield if held 30 years 14.29% 11.54% 13.33% 12.00% 14.29% <-Median-> 1 Paid Median Price
Cost covered if held 5 years 15.48% 17.05% 16.19% 22.37% 25.77% 24.05% 22.64% 25.20% 21.88% 19.25% 15.96% 16.47% 16.31% 15.01% 14.29% 21.04% 22.13% <-Median-> 10 Paid Median Price Item
Cost covered if held 10 years 60.34% 65.30% 71.92% 63.84% 29.75% 36.26% 38.95% 36.23% 49.16% 55.73% 49.14% 43.25% 46.59% 39.28% 33.66% 29.26% 44.92% <-Median-> 10 Paid Median Price EPS
Cost covered if held 15 years 161.00% 124.85% 119.20% 96.21% 98.00% 88.10% 95.09% 104.23% 92.00% 49.92% 57.94% 58.89% 53.23% 70.47% 78.16% 70.05% 90.05% <-Median-> 10 Paid Median Price AEPS
Cost covered if held 20 years 227.86% 194.81% 238.00% 225.40% 173.97% 165.07% 132.31% 133.80% 117.07% 122.21% 131.64% 114.40% 65.01% 76.00% 149.43% <-Median-> 10 Paid Median Price CFPS
Cost covered if held 25 years 309.76% 262.50% 317.56% 292.60% 218.68% 204.00% 161.03% 160.60% 141.21% 277.55% <-Median-> 6 Paid Median Price FCF 
Cost covered if held 30 years 379.29% 316.35% 377.11% 348.60% 379.29% <-Median-> 1 Paid Median Price
Yr  Item Tot. Growth
Revenue Growth  $31.4 $37.8 $56.2 $48.5 $63.5 $67.5 $304.9 114.88% <-Total Growth 5 Revenue Growth  114.88%
AEPS Growth $0.84 $1.30 $0.58 $0.24 $1.53 $0.24 $4.73 -71.43% <-Total Growth 5 AEPS Growth -71.43%
Net Income Growth $6.2 $10.4 $6.4 $0.4 $11.9 $1.4 $36.7 -77.03% <-Total Growth 5 Net Income Growth -77.03%
Cash Flow Growth -$75.3 -$94.3 -$47.6 $23.4 -$101.5 $31.5 -$263.8 141.86% <-Total Growth 5 Cash Flow Growth 141.86%
Cash Flow Gth w/o WC $8.9 $13.4 $9.4 $1.1 $16.0 $14.7 $63.4 65.15% <-Total Growth 5 Cash Flow Gth w/o WC 65.15%
Dividend Growth $0.36 $0.36 $0.36 $0.24 $0.20 $0.30 $1.82 -16.67% <-Total Growth 5 Dividend Growth -16.67%
Stock Price Growth $9.20 $9.09 $10.07 $6.70 $8.40 $7.70 -16.30% <-Total Growth 5 Stock Price Growth -16.30%
Revenue Growth  $25.9 $26.1 $30.2 $31.6 $28.5 $31.4 $37.8 $56.2 $48.5 $63.5 $67.5 $447.2 160.68% <-Total Growth 10 Revenue Growth  160.68%
AEPS Growth $0.77 $0.83 $0.98 $1.12 $0.92 $0.84 $1.30 $0.58 $0.24 $1.53 $0.24 $9.35 -68.83% <-Total Growth 10 AEPS Growth -68.83%
Net Income Growth $6.4 $6.5 $6.9 $8.8 $6.6 $6.2 $10.4 $6.4 $0.4 $11.9 $1.4 $71.9 -77.62% <-Total Growth 10 Net Income Growth -77.62%
Cash Flow Growth $14.3 $8.4 -$6.5 $26.0 $26.0 -$75.3 -$94.3 -$47.6 $23.4 -$101.5 $31.5 -$195.6 121.08% <-Total Growth 10 Cash Flow Growth 121.08%
Cash Flow Gth w/o WC $37.9 $9.9 $14.0 $12.7 $37.6 $8.9 $13.4 $9.4 $1.1 $16.0 $14.7 $175.6 -61.34% <-Total Growth 10 Cash Flow Gth w/o WC -61.34%
Dividend Growth $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $0.30 $3.5 -3.23% <-Total Growth 10 Dividend Growth -3.23%
Stock Price Growth $7.00 $7.86 $9.35 $9.60 $8.99 $9.20 $9.09 $10.07 $6.70 $8.40 $7.70 10.00% <-Total Growth 10 Stock Price Growth 10.00%
Dividends on Shares $45.76 $47.19 $50.05 $51.48 $51.48 $51.48 $51.48 $34.32 $28.60 $42.90 $42.90 $42.90 $42.90 $454.74 No of Years 10 Total Divs 12/31/12
Paid  $1,001.00 $1,123.98 $1,337.05 $1,372.80 $1,285.57 $1,315.60 $1,299.87 $1,440.01 $958.10 $1,201.20 $1,101.10 $819.39 $819.39 $1,687.40 $1,101.10 No of Years 10 Worth $7.00
Total $1,555.84
Graham Number AEPS $9.87 $10.25 $10.00 $11.02 $12.76 $14.89 $13.73 $13.19 $16.29 $11.86 $7.53 $20.05 $7.98 $4.61 #VALUE! $0.00 -20.15% <-Total Growth 10 Graham Number AEPS
Increase 68.69% 3.84% -2.44% 10.21% 15.81% 16.68% -7.76% -3.98% 23.52% -27.21% -36.50% 166.32% -60.20% -42.28% #VALUE! #VALUE! 3.12% <-Median-> 10 Graham Price
Price/GP Ratio Med 0.68 0.72 0.68 0.73 0.73 0.71 0.67 0.68 0.57 0.79 0.88 0.39 1.06 1.48 #VALUE! #DIV/0! 0.72 <-Median-> 10 Price/GP Ratio Med
Price/GP Ratio High 0.82 0.81 0.72 0.84 0.84 0.81 0.71 0.72 0.64 0.87 1.28 0.45 1.18 1.67 #VALUE! #DIV/0! 0.82 <-Median-> 10 Price/GP Ratio High
Price/GP Ratio Low 0.53 0.63 0.65 0.62 0.62 0.60 0.63 0.64 0.50 0.71 0.49 0.33 0.94 1.29 #VALUE! #DIV/0! 0.62 <-Median-> 10 Price/GP Ratio Low
Price/GP Ratio Close 0.76 0.67 0.70 0.71 0.73 0.64 0.65 0.70 0.56 0.85 0.89 0.42 0.96 1.24 #VALUE! #DIV/0! 0.71 <-Median-> 10 Price/GP Ratio Close
Prem/Disc Close -23.99% -32.95% -29.97% -28.65% -26.72% -35.52% -34.53% -30.23% -44.19% -15.06% -11.01% -58.11% -3.53% 24.39% #VALUE! #DIV/0! -29.44% <-Median-> 10 Graham Price
Graham Number EPS $9.87 $10.25 $9.93 $10.82 $11.74 $14.41 $12.73 $12.21 $15.91 $13.57 $3.44 $19.11 $6.72 $12.19 $17.69 $0.00 -32.36% <-Total Growth 10 Graham Number EPS
Increase 68.69% 3.84% -3.07% 8.91% 8.56% 22.76% -11.72% -4.06% 30.30% -14.69% -74.68% 456.15% -64.85% 81.44% 2.25% <-Median-> 10 Graham Price
Price/GP Ratio Med 0.68 0.72 0.69 0.74 0.79 0.73 0.73 0.73 0.59 0.69 1.94 0.41 1.26 0.56 0.73 <-Median-> 10 Price/GP Ratio Med
Price/GP Ratio High 0.82 0.81 0.72 0.86 0.92 0.84 0.77 0.78 0.66 0.76 2.79 0.47 1.41 0.63 0.81 <-Median-> 10 Price/GP Ratio High
Price/GP Ratio Low 0.53 0.63 0.65 0.63 0.67 0.62 0.68 0.69 0.52 0.62 1.08 0.35 1.12 0.49 0.65 <-Median-> 10 Price/GP Ratio Low
Price/GP Ratio Close 0.76 0.67 0.70 0.73 0.80 0.67 0.71 0.75 0.57 0.74 1.95 0.44 1.15 0.47 0.32 #DIV/0! 0.73 <-Median-> 10 Price/GP Ratio Close
Prem/Disc Close -23.99% -32.95% -29.51% -27.33% -20.37% -33.40% -29.35% -24.64% -42.86% -25.80% 94.96% -56.05% 14.63% -52.99% -67.61% #DIV/0! -26.56% <-Median-> 10 Graham Price
Month, Year Dec-10 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19 Dec-20 Dec-21 Dec-22 Dec-23 Dec-24 Dec-25
Price Close $7.50 $6.87 $7.00 $7.86 $9.35 $9.60 $8.99 $9.20 $9.09 $10.07 $6.70 $8.40 $7.70 $5.73 $5.73 $11.80 10.00% <-Total Growth 10 Stock Price
Increase 42.86% -8.40% 1.89% 12.29% 18.96% 2.67% -6.35% 2.34% -1.20% 10.78% -33.47% 25.37% -8.33% -25.58% 0.00% 105.93% 10.16 <-Median-> 10 CAPE (10 Yr P/E)
P/E Ratio 8.52 8.08 9.21 9.83 11.27 9.14 11.38 12.78 7.33 13.25 134.00 6.04 45.29 10.23 4.86 #DIV/0! -3.50% <-IRR #YR-> 5 Stock Price -16.30%
Trailing P/E Ratio 22.73 7.81 8.24 10.34 11.69 11.57 8.56 11.65 12.63 8.12 8.82 168.00 5.54 33.71 10.23 10.00 0.96% <-IRR #YR-> 10 Stock Price 10.00%
CAPE (10 Yr P/E) 11.41 10.71 10.57 10.40 10.38 10.12 10.19 10.27 9.78 11.60 8.54 10.01 9.87 7.58 7.24 #DIV/0! -0.09% <-IRR #YR-> 5 Price & Dividend -0.43%
Median 10, 5 Yrs D.  per yr 4.42% 3.40% % Tot Ret 82.20% 0.00% T P/E 10.95 8.82 P/E:  11.32 13.25 5.38% <-IRR #YR-> 10 Price & Dividend 55.43%
Price  15 D.  per yr 3.85% % Tot Ret 107.07% CAPE Diff 0.75% -0.25% <-IRR #YR-> 15 Stock Price -3.75%
Price  20 D.  per yr 6.62% % Tot Ret 75.64% 2.13% <-IRR #YR-> 20 Stock Price 52.48%
Price  25 D.  per yr 5.59% % Tot Ret 69.08% 2.50% <-IRR #YR-> 25 Stock Price 85.54%
Price  30 D.  per yr 6.62% % Tot Ret 57.16% 4.96% <-IRR #YR-> 30 Stock Price
Price & Dividend 15 3.60% <-IRR #YR-> 15 Price & Dividend 53.38%
Price & Dividend 20 8.75% <-IRR #YR-> 20 Price & Dividend 191.29%
Price & Dividend 25 8.10% <-IRR #YR-> 25 Price & Dividend 269.88%
Price & Dividend 30 11.59% <-IRR #YR-> 30 Price & Dividend
Price  5 -$9.20 $0.00 $0.00 $0.00 $0.00 $7.70 Price  5
Price 10 -$7.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.70 Price 10
Price & Dividend 5 -$9.20 $0.36 $0.36 $0.24 $0.20 $8.00 Price & Dividend 5
Price & Dividend 10 -$7.00 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $8.00 Price & Dividend 10
Price  15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.70 Price  15
Price  20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.70 Price  20
Price  25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.70 Price  25
Price  30 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.70 Price  30
Price & Dividend 15 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $8.00 Price & Dividend 15
Price & Dividend 20 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $8.00 Price & Dividend 20
Price & Dividend 25 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $8.00 Price & Dividend 25
Price & Dividend 30 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $8.00 Price & Dividend 30
5 year Total Return to Date 4.54% 1.26% 1.02% 10.71% 16.94% 8.95% 9.89% 10.03% 7.18% 5.21% -2.92% 2.14% -0.09% per year count 26 5 year Total Return
Start year 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
10 year Total Return to Date 8.61% 9.83% 10.74% 7.06% 3.54% 6.54% 5.02% 5.01% 9.11% 11.53% 3.47% 6.36% 5.38% per year count 21 10 year Total Return
Start year 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 Cut and Paste
Total Return 2022 -$9.20 $0.36 $0.36 $0.24 $0.20 $8.00 -0.09% <-IRR #YR-> 5 Total Return 2022
Total Return 2021 -$8.99 $0.36 $0.36 $0.36 $0.24 $8.60 2.14% <-IRR #YR-> 5 Total Return 2021
Total Return 2020 -$9.60 $0.36 $0.36 $0.36 $0.36 $6.94 -2.92% <-IRR #YR-> 5 Total Return 2020
Total Return 2019 -$9.35 $0.35 $0.36 $0.36 $0.36 $10.43 5.21% <-IRR #YR-> 5 Total Return 2019
Total Return 2018 -$7.86 $0.33 $0.35 $0.36 $0.36 $9.45 7.18% <-IRR #YR-> 5 Total Return 2018
Total Return 2017 -$7.00 $0.32 $0.33 $0.35 $0.36 $9.56 10.03% <-IRR #YR-> 5 Total Return 2017
Total Return 2016 -$6.87 $0.31 $0.32 $0.33 $0.35 $9.35 9.89% <-IRR #YR-> 5 Total Return 2016
Total Return 2000 17.21% <-IRR #YR-> 5 Total Return 2000
Total Return 1999 21.80% <-IRR #YR-> 5 Total Return 1999
Total Return 1998 11.32% <-IRR #YR-> 5 Total Return 1998
Total Return 1997 20.58% <-IRR #YR-> 5 Total Return 1997
Total Return 2022 -$7.00 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $8.00 5.38% <-IRR #YR-> 10 Total Return 2022
Total Return 2021 -$6.87 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $8.60 6.36% <-IRR #YR-> 10 Total Return 2021
Total Return 2020 -$7.50 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $6.94 3.47% <-IRR #YR-> 10 Total Return 2020
Total Return 2019 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $10.43 11.53% <-IRR #YR-> 10 Total Return 2019
Total Return 2018 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $0.36 $9.45 9.11% <-IRR #YR-> 10 Total Return 2018
Total Return 2017 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $0.36 $9.56 5.01% <-IRR #YR-> 10 Total Return 2017
Total Return 2016 $0.28 $0.30 $0.31 $0.32 $0.33 $0.35 $9.35 5.02% <-IRR #YR-> 10 Total Return 2016
Price H/L Median $6.70 $7.38 $6.83 $8.05 $9.30 $10.53 $9.23 $8.95 $9.33 $9.38 $6.66 $7.83 $8.48 $6.83 105.93% 24.18% <-Total Growth 10 Stock Price
Increase 12.05% 10.16% -7.46% 17.88% 15.60% 13.17% -12.30% -3.03% 4.25% 0.48% -29.01% 17.58% 8.31% -19.41% 5.24% 2.19% <-IRR #YR-> 10 Stock Price 24.18%
P/E Ratio 7.61 8.68 8.98 10.06 11.20 10.02 11.68 12.43 7.52 12.34 133.10 5.63 49.85 12.20 111.17% -1.08% <-IRR #YR-> 5 Stock Price -5.31%
Trailing P/E Ratio 20.29 8.38 8.03 10.59 11.63 12.68 8.79 11.33 12.96 7.56 8.76 156.50 6.10 40.18 6.52% <-IRR #YR-> 10 Price & Dividend
P/E on Running 5 yr Average 10.73 11.35 10.19 11.11 11.29 12.27 10.91 10.68 10.08 10.28 9.35 9.41 11.74 11.66 2.26% <-IRR #YR-> 5 Price & Dividend
P/E on Running 10 yr Average 11.35 11.43 10.16 11.64 13.32 14.20 12.34 11.87 11.31 10.80 8.48 9.33 10.87 9.03 10.59 P/E Ratio Historical Median
Median 10, 5 Yrs D.  per yr 4.33% 3.35% % Tot Ret 66.43% 147.95% T P/E 10.96 8.76 P/E:  11.44 12.34 Count 31 Years of data
-$6.83 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $8.48
-$8.95 $0.00 $0.00 $0.00 $0.00 $8.48
-$6.83 $0.32 $0.33 $0.35 $0.36 $0.36 $0.36 $0.36 $0.24 $0.20 $8.78
-$8.95 $0.36 $0.36 $0.24 $0.20 $8.78
High Months Jan May Jan Dec Nov Apr Jan Jun Jun Jan
Price High $8.14 $8.25 $7.15 $9.25 $10.75 $12.05 $9.75 $9.50 $10.44 $10.35 $9.60 $9.05 $9.45 $7.70 32.17% <-Total Growth 10 Stock Price
Increase 21.49% 1.35% -13.33% 29.37% 16.22% 12.09% -19.09% -2.56% 9.89% -0.86% -7.25% -5.73% 4.42% -18.52% 2.83% <-IRR #YR-> 10 Stock Price 32.17%
P/E Ratio 9.25 9.71 9.41 11.56 12.95 11.48 12.34 13.19 8.42 13.62 192.00 6.51 55.59 13.75 -0.11% <-IRR #YR-> 5 Stock Price -0.53%
Trailing P/E Ratio 24.67 9.38 8.41 12.17 13.44 14.52 9.29 12.03 14.50 8.35 12.63 181.00 6.80 45.29 11.94 P/E Ratio Historical Median
Median 10, 5 Yrs T P/E 12.40 12.63 P/E:  12.65 13.62 18.51 P/E Ratio Historical High
-$7.15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $9.45
-$9.50 $0.00 $0.00 $0.00 $0.00 $9.45
Low Months Jan Oct Oct Aug Feb Sep Apr Mar Nov Aug
Price Low $5.25 $6.50 $6.50 $6.84 $7.85 $9.00 $8.71 $8.40 $8.22 $8.40 $3.71 $6.60 $7.50 $5.96 15.38% <-Total Growth 10 Stock Price
Increase 0.00% 23.81% 0.00% 5.23% 14.77% 14.65% -3.22% -3.56% -2.14% 2.19% -55.83% 77.90% 13.64% -20.53% 1.44% <-IRR #YR-> 10 Stock Price 15.38%
P/E Ratio 5.97 7.65 8.55 8.55 9.46 8.57 11.03 11.67 6.63 11.05 74.20 4.75 44.12 10.64 -2.24% <-IRR #YR-> 5 Stock Price -10.71%
Trailing P/E Ratio 15.91 7.39 7.65 9.00 9.81 10.84 8.30 10.63 11.42 6.77 4.88 132.00 5.40 35.06 8.57 P/E Ratio Historical Median
Median 10, 5 Yrs T P/E 9.41 6.77 P/E:  10.24 11.05 6.60 P/E Ratio Historical Low
-$6.50 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.50
-$29 <-12 mths -191.92%
Free Cash Flow -$2 $19 -$14 $8 -$7 $25.90 $3.66 $75.67 $94.84 $47.74 $23.33 -$101.73 $31.33 -$28.80 <-12 mths 323.79% <-Total Growth 10 Free Cash Flow MS, WSJ
Change 1050.00% -173.68% 157.14% -187.50% 469.94% -85.88% 1969.20% 25.34% -49.67% -51.13% -536.05% 130.80% -191.92% <-12 mths -16.17% <-IRR #YR-> 5 Free Cash Flow MS -58.60%
FCF/CF from Op Ratio 0.83 0.99 -0.98 0.95 1.07 1.00 0.14 -1.01 -1.01 -1.00 1.00 1.00 0.99 1.56 <-12 mths #NUM! <-IRR #YR-> 10 Free Cash Flow MS 323.79%
Dividends paid $2.62 $2.55 $2.63 $2.74 $2.91 $2.99 $2.99 $3.00 $3.05 $2.06 $2.06 $2.06 $2.57 <-12 mths -19.35% <-Total Growth 10 Dividends paid
Percentage paid 32.89% -39.16% 11.23% 81.78% 3.95% 3.17% 6.39% 8.81% -2.02% 6.56% -8.92% <-12 mths $0.06 <-Median-> 10 Percentage paid
5 Year Coverage 6.03% 5.75% 9.41% 12.79% -41.89% <-12 mths 5 Year Coverage
Dividend Coverage Ratio 8.91 1.22 25.30 31.60 15.64 11.35 -49.49 15.24 -11.22 <-12 mths 13.30 <-Median-> 8 Dividend Coverage Ratio
5 Year of Coverage 16.58 17.40 10.63 7.82 -2.39 <-12 mths 5 Year of Coverage
Market Cap $68.0 $59.9 $57.6 $64.6 $77.7 $79.8 $74.7 $76.4 $76.6 $86.5 $57.3 $71.9 $65.9 $49.0 $49.0 $101.0 14.51% <-Total Growth 10 Market Cap
10 year Market Cap Growth 2.61% 2.14% 1.82% -0.51% -1.06% 1.31% 0.20% 0.11% 3.40% 5.76% -1.69% 1.84% 1.36% count 20 10 year Market Cap Growth
Assume 3.27% Dividend 5.88% 5.41% 5.09% 2.76% 2.21% 4.58% 3.47% 3.38% 6.67% 9.03% 1.58% 5.11% 4.63% Per year count 20 Assumed Dividend 3.27%
Diluted # of Shares in Million 9.39 8.89 8.40 8.22 8.30 8.31 8.31 8.310 8.331 8.467 8.563 8.559 8.560 8.559 1.86% <-Total Growth 10 Diluted
Change -0.39% -5.26% -5.52% -2.17% 0.96% 0.09% -0.01% 0.02% 0.26% 1.64% 1.13% -0.05% 0.01% -0.01% 0.06% <-Median-> 10 Change
Difference Diluted/Basic 0.00% 0.00% 0.00% 0.00% 0.00% -0.01% 0.00% 0.00% -0.03% -0.04% 0.00% 0.00% -0.01% 0.00% 0.00% <-Median-> 10 Difference Diluted/Basic
Average  
Basic # of Shares in Millions 9.39 8.89 8.40 8.22 8.30 8.31 8.31 8.310 8.329 8.464 8.563 8.559 8.559 8.559 1.85% <-Total Growth 10 Average
Change -0.35% -5.26% -5.52% -2.17% 0.96% 0.08% 0.00% 0.02% 0.23% 1.62% 1.17% -0.05% 0.00% 0.00% 0.05% <-Median-> 10 Change
Difference Basic/Outstanding -3.43% -1.97% -2.17% 0.00% 0.08% 0.00% 0.00% 0.00% 1.20% 1.48% -0.05% 0.00% 0.00% 0.00% 0.00% <-Median-> 10 Difference Basic/Outstanding
-$18.44 <-12 mths -158.52%
# of Share in Millions 9.066 8.719 8.221 8.221 8.308 8.308 8.308 8.310 8.429 8.589 8.559 8.559 8.559 8.559 8.559 8.559 0.40% <-IRR #YR-> 10 Shares 4.10%
Increase -3.65% -3.82% -5.71% 0.00% 1.05% 0.00% 0.00% 0.02% 1.43% 1.90% -0.35% 0.00% 0.00% 0.00% 0.00% 0.00% 0.59% <-IRR #YR-> 5 Shares 3.00%
CF fr Op $Millon -$2.4 $19.1 $14.3 $8.4 -$6.5 $26.0 $26.0 -$75.3 -$94.3 -$47.6 $23.4 -$101.5 $31.5 -$18.4 <-12 mths 121.08% <-Total Growth 10 Cash Flow
Increase -181.26% 895.50% -25.41% -41.07% -178% 497.58% 0.00% -389.53% -25.35% 49.59% 149.14% -534.15% 131.05% -158.52% <-12 mths Buy Backs Share Issues SO
5 year Running Average $9.2 $10.8 $9.6 $8.5 $6.6 $12.2 $13.6 -$4.3 -$24.8 -$33.0 -$33.6 -$59.1 -$37.7 -$22.5 <-12 mths -493.30% <-Total Growth 10 CF 5 Yr Running
CFPS -$0.26 $2.19 $1.73 $1.02 -$0.79 $3.13 $3.13 -$9.06 -$11.19 -$5.54 $2.73 -$11.85 $3.68 -$2.15 <-12 mths 112.36% <-Total Growth 10 Cash Flow per Share
Increase -184.34% 927.12% -20.90% -41.07% -177% 497.58% 0.00% -389.46% -23.58% 50.53% 149.31% -534.15% 131.05% -158.52% <-12 mths 8.26% <-IRR #YR-> 10 Cash Flow 121.08%
5 year Running Average $0.97 $1.17 $1.09 $1.00 $0.78 $1.46 $1.65 -$0.51 -$2.96 -$3.91 -$3.99 -$6.98 -$4.43 -$2.63 <-12 mths #NUM! <-IRR #YR-> 5 Cash Flow 144.44%
P/CF on Med Price -25.27 3.37 3.94 7.88 -11.82 3.36 2.95 -0.99 -0.83 -1.69 2.44 -0.66 2.30 -3.17 <-12 mths 7.82% <-IRR #YR-> 10 Cash Flow per Share 112.36%
P/CF on Closing Price -28.31 3.13 4.04 7.69 -11.88 3.07 2.87 -1.02 -0.81 -1.82 2.45 -0.71 2.09 -2.66 <-12 mths #NUM! <-IRR #YR-> 5 Cash Flow per Share 140.64%
-423.95% Diff M/C #NUM! <-IRR #YR-> 10 CFPS 5 yr Running -506.21%
$12.54 <-12 mths -14.50%
Excl.Working Capital CF $11.71 -$8.15 $23.67 $1.55 $20.58 -$13.33 $11.60 $84.14 $107.74 $56.95 -$22.26 $117.45 -$16.84 $0.00 $0.00 53.94% <-IRR #YR-> 5 CFPS 5 yr Running -764.56%
CF fr Op $M WC $9.31 $10.96 $37.92 $9.95 $14.04 $12.66 $37.59 $8.88 $13.40 $9.39 $1.11 $15.98 $14.66 $12.54 <-12 mths -61.34% <-Total Growth 10 Cash Flow less WC
Increase 215.95% 17.67% 246.15% -73.76% 41.13% -9.82% 196.86% -76.38% 50.91% -29.89% -88.22% 1344.14% -8.25% -14.50% <-12 mths -9.07% <-IRR #YR-> 10 Cash Flow less WC -61.34%
5 year Running Average $15.1 $15.4 $13.5 $14.2 $16.4 $17.1 $22.4 $16.6 $17.3 $16.4 $14.1 $9.8 $10.9 $10.7 <-12 mths 10.55% <-IRR #YR-> 5 Cash Flow less WC 65.15%
CFPS Excl. WC $1.03 $1.26 $4.61 $1.21 $1.69 $1.52 $4.52 $1.07 $1.59 $1.09 $0.13 $1.87 $1.71 $1.46 <-12 mths -2.07% <-IRR #YR-> 10 CF less WC 5 Yr Run -18.90%
Increase 227.91% 22.35% 267.10% -73.76% 39.67% -9.82% 196.86% -76.39% 48.78% -31.20% -88.18% 1344.14% -8.25% -14.50% <-12 mths -8.08% <-IRR #YR-> 5 CF less WC 5 Yr Run -34.38%
5 year Running Average $1.61 $1.66 $1.57 $1.68 $1.96 $2.06 $2.71 $2.00 $2.08 $1.96 $1.68 $1.15 $1.28 $1.25 <-12 mths -9.43% <-IRR #YR-> 10 CFPS - Less WC -62.86%
P/CF on Median Price 6.52 5.87 1.48 6.65 5.50 6.91 2.04 8.38 5.87 8.57 51.47 4.19 4.95 4.66 <-12 mths 9.90% <-IRR #YR-> 5 CFPS - Less WC 60.34%
P/CF on Closing Price 7.30 5.47 1.52 6.50 5.53 6.30 1.99 8.61 5.72 9.21 51.82 4.50 4.49 3.91 <-12 mths -2.04% <-IRR #YR-> 10 CFPS 5 yr Running -18.64%
*Operational Cash Flow. CF/-WC P/CF Med 10 yr 0.82 5 yr  -0.66 P/CF Med 10 yr 6.26 5 yr  5.87 -37.49% Diff M/C -8.59% <-IRR #YR-> 5 CFPS 5 yr Running -36.18%
-$1.73 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.68 Cash Flow per Share
$9.06 $0.00 $0.00 $0.00 $0.00 $3.68 Cash Flow per Share
-$1.09 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$4.43 CFPS 5 yr Running
$0.51 $0.00 $0.00 $0.00 $0.00 -$4.43 CFPS 5 yr Running
-$37.9 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $14.7 Cash Flow less WC
-$8.9 $0.0 $0.0 $0.0 $0.0 $14.7 Cash Flow less WC
-$13.5 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $10.9 CF less WC 5 Yr Run
-$16.6 $0.0 $0.0 $0.0 $0.0 $10.9 CF less WC 5 Yr Run
-$4.61 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1.71 CFPS - Less WC
-$1.07 $0.00 $0.00 $0.00 $0.00 $1.71 CFPS - Less WC
OPM Ratio -7.65% 67.26% 55.05% 32.21% -21.62% 82.32% 91.14% -239.62% -249.30% -84.66% 48.19% -159.84% 46.68% -24.26% -15.19% <-Total Growth 10 OPM
Increase -162.22% 979.46% -18.16% -41.49% -167% 480.69% 10.71% -362.92% -4.04% 66.04% 156.91% -431.71% 129.21% -151.97% Should increase  or be stable.
Diff from Median -244.5% 1170.8% 940.0% 508.6% -508.6% 1455.3% 1621.9% -4627.3% -4810.3% -1699.6% 810.4% -3119.9% 782.0% -558.4% 0.00 <-Median-> 10 OPM
*Operational Profit Margin (CF/Revenue) Ratio OPM 10 Yrs 5.29% 5 Yrs -159.84% should be  zero, it is a   check on calculations
Coveraging Assets $106.85 $91.98 $118.38 $113.22 $143.45 $146.70 $138.12 $230.43 $352.00 $375.41 $359.57 $497.05 $462.71 $485.06 290.88% <-Total Growth 10 Coveraging Assets See cur Asset
Change 18.40% -13.92% 28.70% -4.36% 26.70% 2.27% -5.85% 66.84% 52.76% 6.65% -4.22% 38.23% -6.91% 4.83% 0.68 <-Median-> 10 Change Type
Debt/Assets Coverage Ratio 0.51 0.45 0.58 0.51 0.56 0.46 0.53 0.67 0.70 0.73 0.69 0.75 0.74 0.78 200.32 <-Median-> 10 Debt/Assets Coverage Ratio Lg Term R
Long Term Debt $54.74 $41.83 $69.06 $58.18 $80.80 $67.30 $73.85 $154.00 $246.64 $272.95 $249.75 $372.81 $341.70 $376.60 394.76% <-Total Growth 10 Debt Lg Term A
Change 18.86% -23.58% 65.09% -15.76% 38.89% -16.72% 9.75% 108.52% 60.15% 10.67% -8.50% 49.27% -8.35% 10.21% 10.21% <-Median-> 10 Change Intang/GW
Debt/Market Cap Ratio 0.81 0.70 1.20 0.90 1.04 0.84 0.99 2.01 3.22 3.16 4.36 5.19 5.18 7.68 2.59 <-Median-> 10 % of Market C. Liquidity
Assets/Current Liabilities Ratio 6.33 5.19 6.81 6.63 7.23 9.08 10.04 9.20 8.69 15.93 12.90 17.26 15.16 17.78 9.62 <-Median-> 10 Assets/Current Liabilities Liq. + CF
Debt to Cash Flow (Years) -22.79 2.19 4.85 6.93 -12.36 2.59 2.84 -2.05 -2.61 -5.74 10.69 -3.67 10.85 -20.43 0.27 <-Median-> 10 Debt to Cash Flow (Years) Debt Ratio
Long Term Debt/Curr Asset Ratio 0.51 0.45 0.58 0.51 0.56 0.46 0.50 0.67 0.70 0.73 0.69 0.75 0.74 0.78 0.68 <-Median-> 10 Debt/Market Cap Ratio Leverage
D/E Ratio
Intangibles $2.07 $1.50 $0.99 $4.23 $4.12 $3.64 $3.28 $3.28 $3.20 $3.06 54.52% <-Total Growth 8 Intangibles
Goodwill $0.96 $0.98 $0.96 $1.02 $3.00 $3.21 $3.17 $13.08 $14.03 $13.45 $13.22 $13.22 $12.07 $11.81 1162.02% <-Total Growth 10 Goodwill
Total $0.96 $0.98 $0.96 $1.02 $5.07 $4.71 $4.16 $17.31 $18.15 $17.09 $16.50 $16.50 $15.28 $14.87 1496.60% <-Total Growth 10 Total
Change -5.37% 2.25% -2.17% 6.91% 395.67% -7.11% -11.66% 316.02% 4.84% -5.80% -3.50% 0.00% -7.40% -2.65% -1.75% <-Median-> 10 Change
Intangible/Market Cap Ratio 0.01 0.02 0.02 0.02 0.07 0.06 0.06 0.23 0.24 0.20 0.29 0.23 0.23 0.30 0.21 <-Median-> 10 % of Market C.
Current Assets $106.9 $92.0 $118.4 $113.2 $143.4 $146.7 $147.2 $230.4 $352.0 $375.4 $359.6 $497.05 $462.71 $485.06 290.88% <-Total Growth 10 Current Assets
Current Liabilities $17.8 $19.0 $18.3 $18.2 $21.4 $17.0 $15.4 $27.3 $28.9 $25.5 $29.8 $30.1 $32.4 $29.3 77.29% <-Total Growth 10 Current Liabilities
Liquidity Ratio 5.99 4.85 6.47 6.22 6.71 8.62 9.54 8.45 12.18 14.73 12.05 16.49 14.26 16.56 10.79 <-Median-> 10 Ratio
Liq. with CF aft div 5.25 5.72 7.11 6.53 5.95 9.98 11.03 7.61 11.02 13.13 12.76 15.60 15.15 15.23 13.13 <-Median-> 5 Ratio
Liq. CF re  Inv+Div  5.23 5.68 7.09 6.52 5.04 1.47 10.92 7.29 10.85 13.05 12.74 15.56 15.07 15.23 13.05 <-Median-> 5 Ratio
Assets $112.9 $98.3 $124.6 $120.8 $154.6 $154.6 $154.9 $251.0 $251.0 $406.2 $384.9 $520.1 $491.8 $520.7 294.70% <-Total Growth 10 Assets
Liabilities $68.4 $50.5 $77.2 $67.4 $93.3 $81.5 $79.2 $170.9 $170.9 $309.8 $291.2 $416.1 $385.1 $414.5 399.05% <-Total Growth 10 Liabilities
Debt Ratio 1.65 1.95 1.61 1.79 1.66 1.90 1.96 1.47 1.47 1.31 1.32 1.25 1.28 1.26 1.47 <-Median-> 10 Ratio
Estimates BVPS $12.10 $13.00 Estimates Estimates BVPS
Estimate Book Value $103.6 $111.3 Estimates Estimate Book Value
P/B Ratio (Close) 0.47 0.44 Estimates P/B Ratio (Close)
Difference from 10 year median -52.31% Diff M/C Estimates Difference from 10 yr med.
Book Value 44.57 47.86 47.42 53.43 61.33 73.07 75.68 80.13 80.13 96.37 93.76 103.96 106.61 106.19
NCI 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.68 3.68 3.85 3.91 3.99 5.64 5.28
Book Value $44.6 $47.9 $47.4 $53.4 $61.3 $73.1 $75.7 $76.4 $76.4 $92.5 $89.9 $100.0 $101.0 $100.9 $100.9 $100.9 112.95% <-Total Growth 10 Book Value
Book Value per share $4.92 $5.49 $5.77 $6.50 $7.38 $8.79 $9.11 $9.20 $9.07 $10.77 $10.50 $11.68 $11.80 $11.79 $11.79 $11.79 104.56% <-Total Growth 10 Book Value per Share
Increase 6.71% 11.63% 5.08% 12.69% 13.60% 19.13% 3.58% 0.99% -1.41% 18.76% -2.54% 11.26% 1.00% -0.07% 0.00% 0.00% -63.83% P/B Ratio Current/Historical Median
P/B Ratio (Median) 1.36 1.34 1.18 1.24 1.26 1.20 1.01 0.97 1.03 0.87 0.63 0.67 0.72 0.58 1.34 P/B Ratio Historical Median
P/B Ratio (Close) 1.53 1.25 1.21 1.21 1.27 1.09 0.99 1.00 1.00 0.93 0.64 0.72 0.65 0.49 0.49 1.00 7.42% <-IRR #YR-> 10 Book Value per Share 104.56%
Change 33.88% -17.94% -3.03% -0.35% 4.72% -13.81% -9.59% 1.33% 0.22% -6.72% -31.73% 12.68% -9.25% -25.53% 0.00% 105.93% 5.10% <-IRR #YR-> 5 Book Value per Share 28.23%
Leverage (A/BK) 2.53 2.05 2.63 2.26 2.52 2.12 2.05 3.28 3.28 4.39 4.28 5.20 4.87 5.16 4.39 <-Median-> 5 A/BV
Debt/Equity Ratio 1.53 1.05 1.63 1.26 1.52 1.12 1.05 2.24 2.24 3.35 3.24 4.16 3.81 4.11 3.35 <-Median-> 5 Debt/Eq Ratio
Shareholders' Equity (Assets less Liabilities) P/BV 10 yr Med 0.99 5 yr Med 0.72 -51.05% Diff M/C 2.15 Historical Leverage (A/BK)
-$5.77 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $11.80
-$9.20 $0.00 $0.00 $0.00 $0.00 $11.80
$0.48 <-12 mths -83.92%
Comprehensive Income $6.42 $8.40 $5.54 $8.67 $9.78 $14.62 $5.47 $3.66 $13.83 $4.09 -$0.22 $11.94 $2.96 -46.62% <-Total Growth 10 Comprehensive Income
Increase 404.08% 30.83% -34.12% 56.54% 12.90% 49.48% -62.58% -33.20% 278.50% -70.45% -105.49% 5424.55% -75.26% -70.45% <-Median-> 5 Comprehensive Income
5 Yr Running Average $4.95 $5.19 $5.97 $5.38 $7.76 $9.40 $8.82 $8.44 $9.47 $8.33 $5.37 $6.66 $6.52 -6.08% <-IRR #YR-> 10 Comprehensive Income -46.62%
ROE 14.4% 17.6% 11.7% 16.2% 16.0% 20.0% 7.2% 4.8% 18.1% 4.4% -0.2% 11.9% 2.9% -4.16% <-IRR #YR-> 5 Comprehensive Income -19.15%
5Yr Median 14.4% 14.4% 14.4% 14.4% 16.0% 16.2% 16.0% 16.0% 16.0% 7.2% 4.8% 4.8% 4.4% 0.89% <-IRR #YR-> 10 5 Yr Running Average 9.29%
% Difference from NI -22.19% 10.79% -13.19% 32.55% 42.22% 66.97% -16.67% -41.15% 33.59% -36.55% -153.83% 0.47% 107.11% -5.03% <-IRR #YR-> 5 5 Yr Running Average -22.76%
Median Values Diff 5, 10 yr 16.5% 0.5% 4.4% <-Median-> 5 Return on Equity
-$5.5 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $3.0
-$3.7 $0.0 $0.0 $0.0 $0.0 $3.0
-$6.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $6.5
-$8.4 $0.0 $0.0 $0.0 $0.0 $6.5
Current Liability Coverage Ratio 0.52 0.58 2.07 0.55 0.66 0.74 2.44 0.33 0.46 0.37 0.04 0.53 0.45 0.43   CFO / Current Liabilities
5 year Median 0.52 0.52 0.52 0.55 0.58 0.66 0.74 0.66 0.66 0.46 0.37 0.37 0.45 0.43 0.45 <-Median-> 5 Current Liability Cov Ratio
Asset Efficiency Ratio 8.24% 11.14% 30.44% 8.24% 9.08% 8.19% 24.27% 3.54% 5.34% 2.31% 0.29% 3.07% 2.98% 2.41% CFO / Total Assets
5 year Median 8.2% 8.2% 8.2% 8.2% 9.1% 9.08% 9.08% 8.24% 8.19% 5.34% 3.54% 3.07% 2.98% 2.41% 3.0% <-Median-> 5 Return on Assets 
Return on Assets ROA 7.3% 7.7% 5.1% 5.4% 4.4% 5.7% 4.2% 2.5% 4.1% 1.6% 0.1% 2.3% 0.3% 0.9% Net  Income/Assets Return on Assets
5Yr Median 5.9% 5.9% 5.1% 5.4% 5.4% 5.4% 5.1% 4.4% 4.2% 4.1% 2.5% 2.3% 1.6% 0.9% 1.6% <-Median-> 5 Asset Efficiency Ratio
Return on Equity ROE 18.5% 15.8% 13.4% 12.2% 11.2% 12.0% 8.7% 8.1% 13.5% 7.0% 0.5% 11.9% 1.4% 4.7% Net Inc/ Shareholders' equity Return on Equity
5Yr Median 16.0% 15.8% 13.4% 13.4% 13.4% 12.2% 12.0% 11.2% 11.2% 8.7% 8.1% 8.1% 7.0% 4.7% 7.0% <-Median-> 5 Return on Equity
-$0.08 <-12 mths -105.42%
Total Net Income $8.25 $7.58 $6.38 $6.54 $6.88 $8.76 $6.57 $6.60 $11.23 $5.34 $0.61 $13.22 $1.64 -74.20% <-Total Growth 10 Total Net Income
NCI $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.39 $0.87 -$1.10 $0.19 $1.34 $0.22 NCI
Net Income $8.25 $7.58 $6.38 $6.54 $6.88 $8.76 $6.57 $6.21 $10.36 $6.44 $0.42 $11.89 $1.43 $4.79 $10.10 -77.62% <-Total Growth 10 Net Income
Increase 167.27% -8.12% -15.93% 2.53% 5.22% 27.32% -25.03% -5.41% 66.73% -37.78% -93.53% 2753.14% -88.00% 235.70% 110.86% EPS/CF Ratio should not be higher than 1.00
5 Yr Running Average $5.96 $6.05 $6.07 $6.37 $7.13 $7.23 $7.02 $6.99 $7.75 $7.67 $6.00 $7.06 $6.11 $4.99 $5.72 -13.90% <-IRR #YR-> 10 Net Income -77.62%
Operating Cash Flow -$2.40 $19.11 $14.25 $8.40 -$6.54 $25.99 $25.99 -$75.26 -$94.34 -$47.56 $23.37 -$101.46 $31.51 -25.49% <-IRR #YR-> 5 Net Income -77.03%
Investment Cash Flow -$0.08 -$0.15 -$0.05 -$0.05 -$4.36 -$98.21 -$0.16 -$1.33 -$0.50 -$0.18 -$0.04 -$0.08 -$0.18 0.06% <-IRR #YR-> 10 5 Yr Running Average 0.61%
Total Accruals $10.74 -$11.38 -$7.83 -$1.81 $17.78 $80.97 -$19.27 $82.80 $105.20 $54.18 -$22.91 $113.43 -$29.91 -2.67% <-IRR #YR-> 5 5 Yr Running Average -12.66%
Total Assets $112.94 $98.31 $124.59 $120.81 $154.62 $154.56 $154.87 $251.02 $251.02 $406.21 $384.91 $520.11 $491.76 Balance Sheet Assets
Accruals Ratio 9.51% -11.57% -6.28% -1.50% 11.50% 52.39% -12.44% 32.99% 41.91% 13.34% -5.95% 21.81% -6.08% 13.34% <-Median-> 5 Ratio
EPS/CF Ratio (WC) 0.86 0.68 0.16 0.66 0.49 0.69 0.17 0.67 0.78 0.69 0.39 0.74 0.10 0.67 <-Median-> 10 EPS/CF Ratio
-$6.4 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $1.4
-$6.2 $0.0 $0.0 $0.0 $0.0 $1.4
-$6.1 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $6.1
-$7.0 $0.0 $0.0 $0.0 $0.0 $6.1
Change in Close 42.86% -8.40% 1.89% 12.29% 18.96% 2.67% -6.35% 2.34% -1.20% 10.78% -33.47% 25.37% -8.33% -25.58% 0.00% 105.93% Count 31 Years of data
up/down down up up down down up down up down up down up Count 22 70.97%
Meet Prediction? yes yes yes Yes Yes Yes Yes Yes Yes % right Count 11 50.00%
Financial Cash Flow $6.7 -$20.6 $21.5 -$14.9 $14.1 -$22.4 $1.0 $75.6 $99.6 $37.9 -$21.9 $120.4 -$37.3 C F Statement  Financial Cash Flow
Total Accruals $4.0 $9.2 -$29.3 $13.1 $3.6 $103.4 -$20.2 $7.2 $5.6 $16.2 -$1.0 -$6.9 $7.4 Accruals
Accruals Ratio 3.55% 9.41% -23.50% 10.82% 2.35% 66.88% -13.07% 2.86% 2.22% 4.00% -0.26% -1.33% 1.50% 1.50% <-Median-> 5 Ratio
Cash $4.5 $2.9 $9.9 $3.4 $7.1 $12.4 $9.1 $3.7 $16.3 $6.8 $10.4 $10.2 $22.9 $12.7 Cash
Cash per Share $0.50 $0.33 $1.20 $0.42 $0.86 $1.50 $1.09 $0.44 $1.94 $0.79 $1.22 $1.20 $2.67 $1.48 $1.22 <-Median-> 5 Cash per Share
Percentage of Stock Price 6.68% 4.76% 17.20% 5.33% 9.14% 15.60% 12.15% 4.81% 21.33% 7.83% 18.17% 14.25% 34.72% 25.82% 18.17% <-Median-> 5 % of Stock Price
Notes
September 1, 2023.  There were no estimates last year.
September 5, 2022.  There were no estimates last year.
August 29, 2021.  There was only one estimate and that was for EPS for 2020 of $0.72.
September 6, 2020.  There were no estimates last year.
September 8, 2019.  There were no estimates last year.
September 15, 2018.  There were not estimates last year, I used 12 month values to the end of the second quarrter.
September 16, 2017.  There were no estimates given last year.
Since 1978, Accord has provided financing services to a variety of small and medium-sized enterprises (SMEs) across Canada and the U.S
Accord Financial Corp. is a holding company, listed on the Toronto Stock Exchange (TSX:ACD). It has three operating companies: Accord Financial Ltd. operates our receivables management, credit 
guarantee and collections business; Accord Financial Inc. operates our financing business in Canada; Accord Financial, Inc. operates our financing business in the U.S.
1992.  Company goes public on the TSX.
1987.  Dividends were started by the company according to their annual report.
1978.  Accord Financial commences operations in Toronto and Montreal 
Sector:
Financial Service, Finance
What should this stock accomplish?
Would I buy this company and Why.
If I was looking for a small cap financial stock, I would consider this stock.  The dividend is good and it does raise the dividend regularly. 
It has had some problems recently, but a lot of companies are with this long drawn out recover.  As with all small cap stocks there is low trading volume.
Why am I following this stock. 
Fred Poulin from Stocktwits recommended this stock saying it was a small cap that pay dividends.  Also the stock has a solid background and would be a good filler stock.
Dividends
Dividends are paid in cycle 3 of March, June, September and December.   Dividends are declared in one month and paid in the following month.
For example, the dividend payable for shareholders of record of August 15, 2016 is payable on September 1, 2016.
Misson Statement or closes thing I can find.
What I am looking for is a statement that the company wants to do well by their customers, employees, and community and and thereby earn shareholders a reasonable return.
For customers 
For employees 
For community 
For investors 
How they make their money.
Accord Financial Corp is a provider of asset-based financial services to businesses. Its asset-based financial services include asset-based lending, including factoring, lease financing,   
working capital financing, credit protection and receivables management, and supply chain financing for importers. The company's geographical segments include Canada and the United States. 
Shares; '%, Value $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Change
Date Sep 04 2016 Sep 16 2017 Sep 15 2018 Sep 08 2019 Sep 06 2020 Aug 29 2021 Sep 5 2022 Sep 5 2022 Last filing Sep 2021
Helderman, Matthew 0.000 0.00% #DIV/0!
CEO - Shares - Amount $0.000
Options - percentage 0.000 0.00% #DIV/0!
Options - amount $0.000
Hitzig, Simon 0.195 2.27% 0.198 2.31% 0.198 2.31% 0.200 2.34% 0.222 2.59% 11.00%
CEO - Shares - Amount $1.964 $1.327 $1.663 $1.541 $1.273
Options - percentage 0.002 0.02% 0.000 0.00% 0.000 0.00% 0.012 0.14% 0.021 0.25% 75.00%
Options - amount $0.019 $0.000 $0.000 $0.092 $0.120
Eddy, Irene 0.000 0.00% 0.004 0.05% #DIV/0!
CFO - Shares - Amount $0.000 $0.023
Options - percentage 0.012 0.14% 0.024 0.28% 100.00%
Options - amount $0.092 $0.138
Jang, James Chadwick 0.043 0.50% 0.044 0.51% 1.97%
Officer - Shares - Amount $0.329 $0.250
Options - percentage 0.015 0.18% 0.027 0.32% 80.00%
Options - amount $0.116 $0.155
Rosenfeld, Jason 0.004 0.05% 0.004 0.05% 0.00%
Officer - Shares - Amount $0.030 $0.022
Options - percentage 0.006 0.07% 0.012 0.14% 100.00%
Options - amount $0.046 $0.069
Bates, Jean Rene (Jim) 0.004 0.05% 0.004 0.05% 0.004 0.05% 0.008 0.09% 0.008 0.09% 0.008 0.09% 0.008 0.09% Last filing May 2019 -100.00%
Officer - Shares - Amount $0.039 $0.040 $0.039 $0.081 $0.054 $0.067 $0.062
Options - percentage 0.006 0.07% 0.006 0.07% 0.006 0.07% 0.006 0.07% 0.006 0.07% 0.006 0.07% 0.006 0.07% -100.00%
Options - amount $0.054 $0.055 $0.055 $0.060 $0.040 $0.050 $0.046
Hitzig, Kenneth 2.000 24.07% 2.000 24.07% 2.000 23.73% 2.000 23.29% 2.000 23.37% 2.000 23.37% 2.000 23.37% 2.000 23.37% Last filing Dec 2018 0.00%
Director - Shares - Amt $17.980 $18.400 $18.180 $20.140 $13.400 $16.800 $15.400 $11.460 Now Director 2021, was Chair
Options - percentage 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% #DIV/0!
Options - amount $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000
Beutel, David Michael 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% Last filing Jul 2016 #DIV/0!
Chairman - Shares - Amount $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 Now Chairman 2021
Options - percentage 0.040 0.48% 0.040 0.48% 0.040 0.47% 0.040 0.47% 0.040 0.47% 0.040 0.47% 0.040 0.47% 0.040 0.47% 0.00%
Options - amount $0.360 $0.368 $0.364 $0.403 $0.268 $0.336 $0.308 $0.229
Increase in O/S Shares 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% 0.000 0.00% Yes 0
Due to SO $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000 $0.000
Book Value $0.000 $0.000 $0.000 $0.020 $0.000 $0.000 $0.088 $0.190
Insider Buying -$0.189 -$0.318 -$0.190 -$0.042 -$0.219 -$0.001 -$0.001 -$0.025
Insider Selling $0.000 $0.044 $0.000 $0.000 $0.196 $0.000 $0.000 $0.000
Net Insider Selling -$0.189 -$0.274 -$0.190 -$0.042 -$0.024 -$0.001 -$0.001 -$0.025
Net Selling % of Market Cap -0.25% -0.36% -0.25% -0.05% -0.04% 0.00% 0.00% -0.05%
Directors 7 7 7 7 6 6 8 8
Women 0 0% 0 0% 0 0% 0 0% 1 17% 1 17% 1 13% 1 13%
Minorities 0 0% 0 0% 0 0% 0 0% 0 0% 0 0% 0 0% 0 0%
Institutions/Holdings 4 35.04% 3 0.47% 3 0.47%
Total Shares Held 2.999 35.04% 0.040 0.47% 0.000 0.00%
Increase/Decrease 3 Mths -0.139 -4.43% -1.487 -97.37% -1.487 -100.00%
Starting No. of Shares 3.139 Top 20 MS 1.527 Top 20 MS 1.487 Top 20 MS
Institutions/Holdings 0 0.00% 3 0.00% 3 57.14% no data on Hitzig Bros., Hargreaves & Co. Inc 2.000
Value $45.020 $43.780 Morningstar Oakwest Corporation Limited 1.926
Total Shares Held 0.000 0.00% 4.973 59.85% 5.000 60.17% 3502236 Canada Inc 1.048
Value $44.712 $44.950 as if March 2017
Increase/Decrease 3 Mths 0.000 #DIV/0! 0.000 0.00% 0.000 0.00%
Starting No. of Shares 0.000 4.973 Morningstar 5.000 Morningstar 3502236 Canada Inc Diectors
Howarnd Tom
Copyright © 2008 Website of SPBrunner. All rights reserved. Andy Tom
Tony Tom
Robert Tom
5595 De Lamotte Street
Montreal QC