This report should not be construed as providing investment advice. It is for educational purposes only. Before making any investment decision, you should always do your own research or consult a investment professional.
While I try to be accurate, I assume no responsibility for any figure in this spreadsheet. Estimates Estimates Estimates
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Bank of Nova Scotia TSX: BNS NYSE: BNS www.scotiabank.com Fiscal Yr: Oct 31
Year 10/31/06 10/31/07 10/31/08 10/31/09 10/31/10 10/31/11 10/31/12 10/31/13 10/31/14 10/31/15 10/31/16 10/31/17 10/31/18 10/31/19 10/30/20 Value Description #Y Item Total G
Accounting Rules C GAAP C GAAP IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS Accounting Rules
Interest Income $17,682 $21,035 $22,316 $18,935 $16,891 $18,712 $17,154 $18,822 $19,540 $20,287 $22,208 $23,927 13.75% <-Total Growth 10 Interest Income
Fee, Commission Revenues $6,536 $7,237 $8,077 $0 $0 $0 #DIV/0! <-Total Growth 5 Fee, Commission Revenues
Other Income $4,800 $5,392 $4,302 $6,129 $6,884 $8,018 $3,424 $3,038 $3,562 $10,957 $12,058 $12,120 124.78% <-Total Growth 10 Other Income
Total $22,482 $26,427 $26,618 $25,064 $23,775 $26,730 $27,114 $29,097 $31,179 $31,244 $34,266 $36,047 36.40% <-Total Growth 10 Total
Revenue* $10,992 $12,220 $11,246 $12,713 $14,266 $16,242 $19,701 $21,343 $23,604 $24,049 $26,350 $27,155 $28,775 $30,850 $32,297 122.22% <-Total Growth 10 Revenue
Increase 8.08% 11.17% -7.97% 13.04% 12.22% 13.85% 21.30% 8.33% 10.59% 1.89% 9.57% 3.06% 5.97% 7.21% 4.69% 8.31% <-IRR #YR-> 10 Revenue 122.22%
5 year Running Average $9,763 $10,490 $10,885 $11,468 $12,287 $13,337 $14,834 $16,853 $19,031 $20,988 $23,009 $24,500 $25,987 $27,436 $29,085 6.63% <-IRR #YR-> 5 Revenue 37.84%
Revenue per Share $11.11 $12.42 $11.34 $12.40 $13.68 $14.91 $16.63 $17.66 $19.40 $19.99 $21.81 $22.64 $23.99 $25.72 $26.93 8.85% <-IRR #YR-> 10 5 yr Running Average 133.56%
Increase 8.16% 11.82% -8.73% 9.40% 10.28% 9.04% 11.53% 6.16% 9.87% 3.04% 9.12% 3.80% 5.97% 7.21% 4.69% 10.56% <-IRR #YR-> 5 5 yr Running Average 65.17%
5 year Running Average $9.76 $10.54 $10.97 $11.51 $12.19 $12.95 $13.79 $15.06 $16.46 $17.72 $19.10 $20.30 $21.57 $22.83 $24.22 6.19% <-IRR #YR-> 10 Revenue per Share 82.29%
P/S (Price/Sales) Med 4.10 4.10 3.95 2.93 3.66 3.69 3.15 3.30 3.46 3.30 2.85 3.00 6.36% <-IRR #YR-> 5 Revenue per Share 36.13%
P/S (Price/Sales) Close 4.51 4.31 3.54 3.65 4.00 3.52 3.26 3.59 3.56 3.08 3.30 3.68 3.42 3.19 3.05 6.78% <-IRR #YR-> 10 5 yr Running Average 92.67%
*Total Revenue M CDN $ P/S Med 10 yr 3.30 5 yr 3.30 3.71% Diff M/C 8.04% <-IRR #YR-> 5 5 yr Running Average 47.18%
-$12,220 $0 $0 $0 $0 $0 $0 $0 $0 $0 $27,155
-$19,701 $0 $0 $0 $0 $27,155
-$10,490 $0 $0 $0 $0 $0 $0 $0 $0 $0 $24,500
-$14,834 $0 $0 $0 $0 $24,500
-$12.42 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $22.64
-$16.63 $0.00 $0.00 $0.00 $0.00 $22.64
-$10.54 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $20.30
-$13.79 $0.00 $0.00 $0.00 $0.00 $20.30
EPS Basic $3.59 $4.04 $3.07 $3.32 $3.91 $4.62 $5.31 $5.19 $5.69 $5.70 $5.80 $6.55 62.13% <-Total Growth 10 EPS Basic
EPS* $3.55 $4.01 $3.05 $3.31 $3.91 $4.62 $5.22 $5.15 $5.66 $5.67 $5.77 $6.49 $6.39 $7.30 $7.95 61.85% <-Total Growth 10 EPS Diluted
Increase 12.70% 12.96% -23.94% 8.52% 18.13% 18.16% 12.99% -1.34% 9.90% 0.18% 1.76% 12.48% -1.62% 14.33% 8.90% 4.93% <-IRR #YR-> 10 Earnings per Share 61.85%
Earnings Yield 7.1% 7.5% 7.6% 7.3% 7.2% 8.8% 9.6% 8.1% 8.2% 9.2% 8.0% 7.8% 7.8% 8.9% 9.7% 4.45% <-IRR #YR-> 5 Earnings per Share 24.33%
5 year Running Average $2.70 $3.17 $3.32 $3.41 $3.57 $3.78 $4.02 $4.44 $4.91 $5.26 $5.49 $5.75 $6.00 $6.32 $6.78 6.12% <-IRR #YR-> 10 5 yr Running Average 81.10%
10 year Running Average $2.16 $2.41 $2.59 $2.77 $2.98 $3.24 $3.60 $3.88 $4.16 $4.42 $4.64 $4.89 $5.22 $5.62 $6.02 7.40% <-IRR #YR-> 5 5 yr Running Average 42.91%
* ESP per share (Cdn GAAP) E/P 10 Yrs 8.06% 5Yrs 8.12%
-$4.01 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $6.49
-$5.22 $0.00 $0.00 $0.00 $0.00 $6.49
-$3.17 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $5.75
-$4.02 $0.00 $0.00 $0.00 $0.00 $5.75
Special Dividends $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 <-Median-> 10 Special Dividends
pre '98 Split
pre '04 Split
Dividend* $1.50 $1.74 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $3.05 $3.16 $3.16 $3.16 75.29% <-Total Growth 10 Dividends
Increase 13.64% 16.00% 10.34% 2.08% 0.00% 4.59% 6.83% 9.13% 7.11% 6.25% 5.88% 5.90% 3.61% 0.00% 0.00% Count 32 Years of data
Average Increases 5 Year Running 19.48% 19.29% 18.19% 12.41% 8.41% 6.60% 4.77% 4.53% 5.53% 6.78% 7.04% 6.86% 5.75% 4.33% 3.08% 6.82% <-Median-> 10 Average Incr 5 Year Running
Dividends 5 Yr Running $1.72 $1.64 $1.52 $1.69 $1.82 $1.93 $2.02 $2.11 $2.23 $2.38 $2.55 $2.72 $2.87 $2.99 $3.08 66.26% <-Total Growth 10 Dividends 5 Yr Running
Yield H/L Price 3.29% 3.41% 4.29% 5.38% 3.92% 3.72% 4.17% 4.10% 3.81% 4.12% 4.63% 4.49% 3.81% 4.15% <-Median-> 10 Dividends
Yield on High Price 3.05% 3.19% 3.61% 4.03% 3.53% 3.36% 3.84% 3.76% 3.45% 3.84% 3.99% 3.66% 3.72% 3.71% <-Median-> 10 Dividends
Yield on Low Price 3.58% 3.67% 5.29% 8.10% 4.39% 4.16% 4.57% 4.51% 4.25% 4.45% 5.53% 5.79% 3.90% 4.54% <-Median-> 10 Dividends
Yield on Close Price 2.99% 3.25% 4.78% 4.33% 3.59% 3.90% 4.04% 3.77% 3.71% 4.42% 4.00% 3.66% 3.85% 3.85% 3.85% 3.95% <-Median-> 10 Dividends
Payout Ratio EPS 42.25% 43.39% 62.95% 59.21% 50.13% 44.37% 41.95% 46.41% 45.23% 47.97% 49.91% 47.00% 49.49% 43.29% 39.75% 47.48% <-Median-> 10 DPR EPS
DPR EPS 5 Yr Running 63.77% 51.54% 45.72% 49.44% 50.93% 50.95% 50.12% 47.50% 45.40% 45.25% 46.38% 47.32% 47.94% 47.35% 45.46% 47.72% <-Median-> 10 DPR EPS 5 Yr Running
Payout Ratio CFPS -24.89% 85.12% 9.50% -18.18% -69.41% 210.01% 32.14% 29.64% 62.99% 23.63% 84.87% 22.06% 40.31% 37.94% 40.77% 30.89% <-Median-> 10 DPR CF
DPR CF 5 Yr Running -46.61% -60.97% 54.80% 402.62% 345.59% 99.99% 70.00% 469.03% 65.24% 37.90% 37.64% 33.28% 35.36% 33.34% 37.46% 67.62% <-Median-> 10 DPR CF 5 Yr Running
Payout Ratio CFPS WC 40.88% 40.70% 62.16% 49.74% 39.85% 39.91% -107.40% -93.57% -100.99% -85.36% -79.88% -82.03% 40.31% 37.94% 40.77% -80.95% <-Median-> 10 DPR CF WC
DPR CF WC 5 Yr Running 49.70% 47.05% 44.15% 46.41% 45.64% 45.08% 66.99% 112.19% 380.86% -230.03% -91.52% -87.18% -276.08% 264.49% 92.85% 45.36% <-Median-> 10 DPR CF WC 5 Yr Running
Median Values 5 Yr Med 5 Yr Cl 4.12% 3.77% 5 Yr Med Payout 47.00% 29.64% -85.36% 5.77% <-IRR #YR-> 10 Dividends Growth 10
* Dividends per share 5 Yr Med and Cur. -6.68% 2.07% Last Div Inc ---> $0.68 $0.70 2.9% 6.85% <-IRR #YR-> 5 Dividends Growth 5
Dividends Growth 15 10.05% <-IRR #YR-> 15 Dividends Growth 15
Dividends Growth 20 11.12% <-IRR #YR-> 20 Dividends Growth 20
Dividends Growth 25 10.35% <-IRR #YR-> 25 Dividends Growth 25
Dividends Growth 30 9.89% <-IRR #YR-> 30 Dividends Growth 30
Dividends Growth 10 -$1.74 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.05
Dividends Growth 5 -$2.19 $0.00 $0.00 $0.00 $0.00 $3.05
Dividends Growth 15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.05
Dividends Growth 20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.05
Dividends Growth 25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.05
Dividends Growth 30 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $3.05
Historical Dividends Historical High Div 7.50% Low Div 2.26% Ave Div 4.88% Med Div 4.11% Close Div 3.86% Historical Dividends
High/Ave/Median Values Curr diff Exp. -48.69% 70.29% Exp. -21.14% Exp. -6.36% Exp. -0.35% High/Ave/Median
Future Dividend Yield Div Yd 5.40% earning in 5 Years at IRR of 7.00% Div Inc. 40.26% Future Dividend Yield
Future Dividend Yield Div Yd 7.57% earning in 10 Years at IRR of 7.00% Div Inc. 96.72% Future Dividend Yield
Future Dividend Yield Div Yd 10.62% earning in 15 Years at IRR of 7.00% Div Inc. 175.90% Future Dividend Yield
Yield if held 5 yrs 6.83% 7.09% 6.86% 5.51% 4.86% 4.50% 4.30% 5.34% 7.03% 5.43% 5.23% 5.81% 5.42% 4.70% 4.79% 5.38% <-Median-> 10 Paid Median Price
Yield if held 10 yrs 16.95% 12.74% 11.38% 11.97% 10.93% 9.34% 8.92% 8.54% 7.20% 6.75% 6.32% 5.98% 7.06% 8.68% 6.31% 7.87% <-Median-> 10 Paid Median Price
Yield if held 15 yrs 39.34% 31.82% 29.89% 27.81% 28.77% 23.17% 16.03% 14.16% 15.63% 15.17% 13.12% 12.42% 11.29% 8.89% 7.84% 15.40% <-Median-> 10 Paid Median Price
Yield if held 20 yrs 41.74% 40.79% 55.85% 47.69% 53.83% 53.77% 40.05% 37.21% 36.32% 39.93% 32.55% 22.32% 18.73% 19.30% 17.63% 38.57% <-Median-> 10 Paid Median Price
Yield if held 25 yrs 58.89% 57.04% 51.34% 69.53% 62.29% 74.70% 75.54% 55.77% 49.20% 44.84% 46.39% 58.89% <-Median-> 9 Paid Median Price
Yield if held 30 yrs 81.73% 80.14% 71.50% 91.93% 76.89% 86.78% 80.93% <-Median-> 4 Paid Median Price
94.95% #NUM! <-Median-> 0 Paid Median Price
Cost covered if held 5 years 24.99% 26.47% 27.09% 23.75% 22.52% 21.15% 19.78% 23.58% 30.63% 23.79% 23.12% 25.92% 24.66% 22.27% 23.36% 23.66% <-Median-> 10 Paid Median Price
Cost covered if held 10 years 88.27% 67.19% 63.41% 74.66% 76.35% 68.86% 67.53% 64.78% 55.12% 52.06% 49.13% 46.46% 55.69% 71.76% 54.57% 60.24% <-Median-> 10 Paid Median Price
Cost covered if held 15 years 243.34% 196.71% 193.03% 199.61% 230.68% 197.12% 140.97% 125.93% 142.75% 142.79% 126.90% 122.92% 116.13% 97.24% 90.29% 141.86% <-Median-> 10 Paid Median Price
Cost covered if held 20 years 288.49% 279.62% 397.31% 374.64% 469.82% 495.93% 381.03% 357.30% 357.82% 405.50% 341.11% 240.51% 211.08% 234.17% 228.76% 366.23% <-Median-> 10 Paid Median Price
Cost covered if held 25 years 544.45% 556.45% 515.93% 704.22% 645.92% 796.91% 830.10% 629.71% 581.04% 570.24% 631.71% 629.71% <-Median-> 9 Paid Median Price
Cost covered if held 30 years 902.31% 910.96% 834.75% 1122.25% 1010.16% 1220.12% 906.63% <-Median-> 4 Paid Median Price
1365.33% #NUM! <-Median-> 0 Paid Median Price
Graham No. $36.99 $39.68 $36.05 $39.12 $44.67 $52.05 $59.13 $62.37 $68.61 $72.15 $75.23 $82.17 $81.51 $87.15 $90.95 107.08% <-Total Growth 10 Graham Price
Price/GP Ratio Med 1.23 1.28 1.24 0.93 1.12 1.06 0.89 0.93 0.98 0.91 0.83 0.83 1.02 0.93 <-Median-> 10 Price/GP Ratio
Price/GP Ratio High 1.33 1.37 1.47 1.24 1.24 1.17 0.96 1.02 1.08 0.98 0.96 1.01 1.04 1.05 <-Median-> 10 Price/GP Ratio
Price/GP Ratio Low 1.13 1.20 1.01 0.62 1.00 0.95 0.81 0.85 0.88 0.85 0.69 0.64 1.00 0.85 <-Median-> 10 Price/GP Ratio
Price/GP Ratio Close 1.35 1.35 1.11 1.16 1.22 1.01 0.92 1.02 1.01 0.85 0.96 1.01 1.01 0.94 0.90 1.01 <-Median-> 10 Price/GP Ratio
Prem/Disc Close 35.46% 34.77% 11.49% 15.67% 22.38% 0.93% -8.25% 1.64% 0.60% -14.77% -4.19% 1.35% 0.74% -5.78% -9.72% 1.14% <-Median-> 10 Graham Price
Month, Year Dec-06 Dec-07 Dec-08 Dec-09 Dec-10 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19 Dec-20
pre '98 Split
pre '04 Split
Price Close $52.10 $50.28 $33.31 $49.22 $57.10 $50.83 $57.46 $66.43 $66.31 $55.97 $74.76 $81.12 $82.11 $82.11 $82.11 61.34% <-Total Growth 10 Stock Price
Increase 12.92% -3.49% -33.75% 47.76% 16.01% -10.98% 13.04% 15.61% -0.18% -15.59% 33.57% 8.51% 1.22% 0.00% 0.00% 4.90% <-IRR #YR-> 10 Stock Price 61.34%
P/E 14.68 12.54 10.92 14.87 14.60 11.00 11.01 12.90 11.72 9.87 12.96 12.50 12.86 11.25 10.33 7.14% <-IRR #YR-> 5 Stock Price 41.18%
Trailing P/E 16.54 14.16 8.31 16.14 17.25 13.00 12.44 12.73 12.88 9.89 13.19 14.06 12.65 12.86 11.25 8.64% <-IRR #YR-> 10 Price & Dividend 111.89%
Median 10, 5 Yrs D. per yr 3.74% 4.11% % Tot Ret 43.29% 36.54% Price Inc 8.51% P/E: 12.11 12.50 11.25% <-IRR #YR-> 5 Price & Dividend 94.96%
Price & Dividend 15 12.08% <-IRR #YR-> 15 Price & Dividend 304.63%
Price & Dividend 20 12.04% <-IRR #YR-> 20 Price & Dividend 579.04%
Price & Dividend 25 $420.00 $487.20 $537.60 $548.80 $548.80 $574.00 $613.20 $669.20 $716.80 $761.60 $806.40 $854.00 $884.80 $884.80 15.91% <-IRR #YR-> 25 Price & Dividend 3119.24%
Price & Dividend 30 $14,588.00 $14,078.40 $9,326.80 $13,781.60 $15,988.00 $14,232.40 $16,088.80 $18,600.40 $18,566.80 $15,671.60 $20,932.80 $22,713.60 $22,990.80 $22,990.80 16.60% <-IRR #YR-> 30 Price & Dividend 5986.46%
-$50.28 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $81.12
-$57.46 $0.00 $0.00 $0.00 $0.00 $81.12
-$50.28 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $84.17
-$57.46 $2.39 $2.56 $2.72 $2.88 $84.17
Price & Dividend 15 $1.50 $1.74 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $84.17
Price & Dividend 20 $1.50 $1.74 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $84.17
Price & Dividend 25 $1.50 $1.74 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $84.17
Price & Dividend 30 $1.50 $1.74 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $84.17
Month, Year Oct-06 Oct-07 Oct-08 Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16 Oct-17 Oct-18 Oct-19 Oct-20
pre '98 Split
pre '04 Split
Price Close $50.10 $53.48 $40.19 $45.25 $54.67 $52.53 $54.25 $63.39 $69.02 $61.49 $72.08 $83.28 $82.11 $82.11 $82.11 55.72% <-Total Growth 10 Stock Price
Increase 16.54% 6.75% -24.85% 12.59% 20.82% -3.91% 3.27% 16.85% 8.88% -10.91% 17.22% 15.54% -1.40% 0.00% 0.00% 4.53% <-IRR #YR-> 10 Stock Price 55.72%
P/E 14.11 13.34 13.18 13.67 13.98 11.37 10.39 12.31 12.19 10.84 12.49 12.83 12.86 11.25 10.33 8.95% <-IRR #YR-> 5 Stock Price 53.51%
Trailing P/E 15.90 15.06 10.02 14.84 16.52 13.43 11.74 12.14 13.40 10.86 12.71 14.43 12.65 12.86 11.25 8.10% <-IRR #YR-> 10 Price & Dividend 103.25%
Median 10, 5 Yrs D. per yr 3.57% 4.22% % Tot Ret 44.09% 32.04% Price Inc 15.54% P/E: 12.40 12.31 13.17% <-IRR #YR-> 5 Price & Dividend 82.62%
-$53.48 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $83.28
-$54.25 $0.00 $0.00 $0.00 $0.00 $83.28
-$53.48 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $86.33
-$54.25 $2.39 $2.56 $2.72 $2.88 $86.33
Price H/L Median $45.54 $50.97 $44.75 $36.40 $50.06 $55.11 $52.47 $58.28 $67.22 $65.96 $62.15 $67.97 $83.00 33.37% <-Total Growth 10 Stock Price
Increase 12.95% 11.92% -12.20% -18.65% 37.53% 10.09% -4.79% 11.06% 15.34% -1.87% -5.78% 9.37% 22.11% 2.92% <-IRR #YR-> 10 Stock Price 33.37%
P/E 12.83 12.71 14.67 11.00 12.80 11.93 10.05 11.32 11.88 11.63 10.77 10.47 13.00 5.31% <-IRR #YR-> 5 Stock Price 29.54%
Trailing P/E 14.46 14.36 11.16 11.93 15.12 14.09 11.36 11.16 13.05 11.65 10.96 11.78 12.79 6.93% <-IRR #YR-> 10 Price & Dividend 83.24%
P/E on Run. 5 yr Ave 16.85 16.06 13.49 10.66 14.04 14.58 13.05 13.12 13.68 12.53 11.31 11.82 13.84 9.97% <-IRR #YR-> 5 Price & Dividend 59.63%
P/E on Run. 10 yr Ave 21.07 21.11 17.29 13.13 16.79 17.00 14.58 15.02 16.15 14.94 13.40 13.91 15.90 11.25 P/E Ratio Historical Median
Median 10, 5 Yrs D. per yr 4.01% 4.65% % Tot Ret 57.83% 46.69% Price Inc 9.37% P/E: 11.47 11.32 Count 32 Years of data
-$50.97 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $67.97
-$52.47 $0.00 $0.00 $0.00 $0.00 $67.97
-$50.97 $1.92 $1.96 $1.96 $2.05 $2.19 $2.39 $2.56 $2.72 $2.88 $71.02
-$52.47 $2.39 $2.56 $2.72 $2.88 $71.02
High Months Aug May Nov 07 Sep 09 Oct 10 Feb 11 Mar 12 Oct 13 Aug 14 Nov 14 Oct 16 Oct 17 Nov 17
pre '98 Split
pre '04 Split
Price High $49.20 $54.48 $53.17 $48.60 $55.52 $60.99 $57.05 $63.54 $74.19 $70.85 $72.23 $83.28 $84.87 52.86% <-Total Growth 10 Stock Price
Increase 11.26% 10.73% -2.40% -8.60% 14.24% 9.85% -6.46% 11.38% 16.76% -4.50% 1.95% 15.30% 1.91% 4.34% <-IRR #YR-> 10 Stock Price 52.86%
P/E 13.86 13.59 17.43 14.68 14.20 13.20 10.93 12.34 13.11 12.50 12.52 12.83 13.29 7.86% <-IRR #YR-> 5 Stock Price 45.98%
Trailing P/E 15.62 15.35 13.26 15.93 16.77 15.60 12.35 12.17 14.41 12.52 12.74 14.43 13.08 13.20 P/E Ratio Historical Median
Median 10, 5 Yrs Price Inc 11.38% P/E: 12.97 12.52 14.63 P/E Ratio Historical High
-$54.48 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $83.28
-$57.05 $0.00 $0.00 $0.00 $0.00 $83.28
Low Months May Aug Oct 07 Feb 09 Jan 10 Aug 11 Dec 11 Nov 12 Feb 14 Jan 15 Feb 16 Feb 17 Dec 17
Price Low $41.87 $47.45 $36.32 $24.20 $44.60 $49.23 $47.89 $53.01 $60.24 $61.06 $52.06 $52.66 $81.12 10.98% <-Total Growth 10 Stock Price
Increase 15.00% 13.33% -23.46% -33.37% 84.30% 10.38% -2.72% 10.69% 13.64% 1.36% -14.74% 1.15% 54.04% 1.05% <-IRR #YR-> 10 Stock Price 10.98%
P/E 11.79 11.83 11.91 7.31 11.41 10.66 9.17 10.29 10.64 10.77 9.02 8.11 12.70 1.92% <-IRR #YR-> 5 Stock Price 9.96%
Trailing P/E 13.29 13.37 9.06 7.93 13.47 12.59 10.37 10.16 11.70 10.79 9.18 9.13 12.50 10.29 P/E Ratio Historical Median
Median 10, 5 Yrs Price Inc 1.36% P/E: 10.47 10.29 7.00 P/E Ratio Historical Low
-$47.45 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $52.66
Long Term Debt $600,919 $611,877 $625,367 Debt
Change 1.82% 2.20% 2.01% <-Median-> 2 Change
Debt/Market Cap Ratio 8.12 7.03 6.26 7.03 <-Median-> 3 Debt/Market Cap Ratio
Debt/Assets Ratio 0.70 0.68 0.68
Goodwill & Intangibles $8,692 $10,704 $10,884 $11,449 $12,141 $12,106 Intangibles Goodwill
Change 23.15% 1.68% 5.19% 6.04% -0.29% 5.19% <-Median-> 5 Change
Intangible/Market Cap Ratio 0.14 0.14 0.13 0.15 0.14 0.12 0.14 <-Median-> 6 Intangible/Market Cap Ratio
Market Cap $M $49,575 $52,612 $39,865 $46,379 $57,016 $57,204 $64,252 $76,612 $83,969 $73,969 $87,065 $99,872 $98,469 $98,469 $98,469 89.83% <-Total Growth 10 Market Cap
Diluted # of Shares in Million 1,001 997 993 1,016 1,034 1,074 1,160 1,209 1,222 1,232 1,226 1,223 22.67% <-Total Growth 10 Diluted
Change -1.09% -0.40% -0.40% 2.32% 1.77% 3.87% 8.01% 4.22% 1.08% 0.82% -0.49% -0.24% 1.42% <-Median-> 10 Change
Average # of Shares in Million 988 989 987 1,013 1,032.0 1,072 1,133 1,195 1,214 1,210 1,204 1,203 21.64% <-Total Growth 10 Average
Change -1.00% 0.10% -0.20% 2.63% 1.88% 3.88% 5.69% 5.47% 1.59% -0.33% -0.50% -0.08% 1.73% <-Median-> 10 Change
Difference 0.2% -0.5% 0.5% 1.2% 1.1% 1.6% 4.5% 1.1% 0.2% -0.6% 0.3% -0.3% 0.78% <-Median-> 10 Difference
# of Share in Millions 989.5 983.8 991.9 1,024.9 1,042.9 1,089.0 1,184.4 1,208.6 1,216.6 1,202.9 1,207.9 1,199.2 1,199.2 1,199.2 1,199.2 2.00% <-IRR #YR-> 10 Shares 21.90%
Change -0.07% -0.58% 0.83% 3.33% 1.75% 4.42% 8.76% 2.05% 0.66% -1.12% 0.41% -0.72% 0.00% 0.00% 0.00% 0.25% <-IRR #YR-> 5 Shares 1.25%
Cash Flow from Operations $M -$5,964 $2,011 $20,049 -$11,047 -$2,945 $1,063 $8,069 $9,744 $4,944 $13,847 $4,099 $16,584 $9,402 $9,990 $9,294 724.66% <-Total Growth 10 Cash Flow
Increase -79.53% 133.72% 896.97% -155.10% 73.34% 136.10% 659.08% 20.76% -49.26% 180.08% -70.40% 304.59% -43.31% 6.25% -6.96% DRIP, SO S. Issues Buy Backs
5 year Running Average -$3,696 -$2,684 $2,748 $345 $421 $1,826 $3,038 $977 $4,175 $7,533 $8,141 $9,844 $9,775 $10,784 $9,874 466.75% <-Total Growth 10 CF 5 Yr Running 10 yr
CFPS -$6.03 $2.04 $20.21 -$10.78 -$2.82 $0.98 $6.81 $8.06 $4.06 $11.51 $3.39 $13.83 $7.84 $8.33 $7.75 576.50% <-Total Growth 10 Cash Flow per Share Total Gr.
Increase -79.65% 133.92% 888.78% -153.32% 73.80% 134.57% 597.94% 18.34% -49.59% 183.25% -70.52% 307.51% -43.31% 6.25% -6.96% 23.49% <-IRR #YR-> 10 Cash Flow 724.66%
CFPS 5 yrs running -$3.70 -$2.68 $2.77 $0.42 $0.53 $1.93 $2.88 $0.45 $3.42 $6.29 $6.77 $8.17 $8.13 $8.98 $8.23 15.50% <-IRR #YR-> 5 Cash Flow 105.53%
P/CF on Med Price -7.55 24.93 2.21 -3.38 -17.73 56.46 7.70 7.23 16.54 5.73 18.31 4.92 10.59 0.00 0.00 21.07% <-IRR #YR-> 9 Cash Flow per Share 576.50%
P/CF on Closing Price -8.31 26.16 1.99 -4.20 -19.36 53.81 7.96 7.86 16.98 5.34 21.24 6.02 10.47 9.86 10.59 15.21% <-IRR #YR-> 5 Cash Flow per Share 102.98%
61.65% Diff M/C #NUM! <-IRR #YR-> 10 CFPS 5 yr Running 404.56%
Excl.Working Capital CF $9,595 $2,195 -$16,985 $15,086 $8,075 $4,531 -$10,484 -$12,831 -$8,028 -$17,680 -$8,454 -$21,043 $0 $0 $0 23.19% <-IRR #YR-> 5 CFPS 5 yr Running 183.76%
CF fr Op $M WC $3,631 $4,206 $3,064 $4,039 $5,130 $5,594 -$2,415 -$3,087 -$3,084 -$3,833 -$4,355 -$4,459 $9,402 $9,990 $9,294 -206.02% <-Total Growth 10 Cash Flow less WC
Increase 14.18% 15.84% -27.15% 31.82% 27.01% 9.04% -143.17% -27.83% 0.10% -24.29% -13.62% -2.39% 310.85% 6.25% -6.96% #NUM! <-IRR #YR-> 10 Cash Flow less WC -206.02%
5 year Running Average $3,472 $3,461 $3,406 $3,624 $4,014 $4,407 $3,082 $1,852 $428 -$1,365 -$3,355 -$3,764 -$1,266 $1,349 $3,974 13.05% <-IRR #YR-> 5 Cash Flow less WC -84.64%
CFPS Excl. WC $3.67 $4.28 $3.09 $3.94 $4.92 $5.14 -$2.04 -$2.55 -$2.53 -$3.19 -$3.61 -$3.72 $7.84 $8.33 $7.75 #NUM! <-IRR #YR-> 10 CF less WC 5 Yr Run -208.73%
Increase 14.26% 16.51% -27.75% 27.57% 24.82% 4.43% -139.69% -25.26% 0.75% -25.70% -13.15% -3.13% 310.85% 6.25% -6.96% #NUM! <-IRR #YR-> 5 CF less WC 5 Yr Run -222.10%
5 year Running Average $3.47 $3.48 $3.43 $3.64 $3.98 $4.27 $3.01 $1.88 $0.59 -$1.04 -$2.78 -$3.12 -$1.04 $1.13 $3.32 #NUM! <-IRR #YR-> 10 CFPS - Less WC -186.97%
P/CF on Med Price 12.41 11.92 14.49 9.24 10.18 10.73 -25.73 -22.82 -26.52 -20.70 -17.24 -18.28 10.59 0.00 0.00 12.77% <-IRR #YR-> 5 CFPS - Less WC -82.35%
P/CF on Closing Price 13.65 12.51 13.01 11.48 11.11 10.23 -26.61 -24.82 -27.23 -19.30 -19.99 -22.40 10.47 9.86 10.59 #NUM! <-IRR #YR-> 10 5 yr Running -189.72%
*Operational Cash Flow per share CF/CF-WC P/CF Med 10 yr 6.48 5 yr 7.23 P/CF Med 10 yr -17.76 5 yr -20.70 -158.98% Diff M/C #NUM! <-IRR #YR-> 5 5 yr Running -203.67%
-$2.04 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $13.83 Cash Flow per Share
-$6.81 $0.00 $0.00 $0.00 $0.00 $13.83 Cash Flow per Share
$2.68 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $8.17 CFPS 5 yr Running
-$2.88 $0.00 $0.00 $0.00 $0.00 $8.17 CFPS 5 yr Running
-$4,206 $0 $0 $0 $0 $0 $0 $0 $0 $0 -$4,459 Cash Flow less WC
$2,415 $0 $0 $0 $0 -$4,459 Cash Flow less WC
-$3,461 $0 $0 $0 $0 $0 $0 $0 $0 $0 -$3,764 CF less WC 5 Yr Run
-$3,082 $0 $0 $0 $0 -$3,764 CF less WC 5 Yr Run
-$3.94 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$3.72 CFPS - Less WC
$2.04 $0.00 $0.00 $0.00 $0.00 -$3.72 CFPS - Less WC
-$3.48 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 -$3.12 CFPS 5 yr Running
-$3.01 $0.00 $0.00 $0.00 $0.00 -$3.12 CFPS 5 yr Running
For banks, use Net Income, not CF
OPM 32.6% 32.7% 27.0% 26.4% 28.3% 30.5% 30.6% 29.1% 29.3% 28.7% 26.5% 29.0% 7.54% <-Total Growth 10 OPM
Increase 3.19% 0.38% -17.48% -1.97% 7.06% 7.87% 0.13% -4.90% 0.78% -2.12% -7.54% 9.38% should be zero, it is a check on calculations
Diff from Ave 12.6% 13.1% -6.7% -8.5% -2.1% 5.6% 5.8% 0.6% 1.4% -0.8% -8.3% 0.3% 0.00 <-Median-> 10 OPM
*Operational Profit Margin (Net income/Revenue) Ratio OPM 10 Yrs 28.91% 5 Yrs 28.83% 28.51% Should increase or be stable.
Current Assets $45,222 $54,804 $53,338 $56,730 $73,927 $46,344 $59,663 Liquidity ratio of 1.5 and up, best
Current Liabilities $28,984 $31,753 $31,896 $34,785 $33,104 $32,673 $35,687 1.67 <-Median-> 7 Ratio
Liquidity Ratio 1.56 1.73 1.67 1.63 2.23 1.42 1.67 1.67 <-Median-> 5 Ratio
Liq. with CF aft div 1.52 1.90 1.89 1.68 2.55 1.44 2.03 1.89 <-Median-> 5 Ratio
Liq. CF re Inv+Div 0.70 1.40 1.71 1.54 1.81 1.33 1.51 1.54 <-Median-> 5 Ratio
Banks are usually 1.04 or 1.05
Assets $379,006 $411,510 $507,625 $496,515 $526,657 $575,256 $668,044 $743,788 $805,666 $856,497 $896,266 $915,273 Debt Ratio of 1.5 and up, best
Liabilities $361,024 $392,209 $485,481 $471,189 $498,447 $541,856 $626,665 $697,237 $756,455 $803,018 $838,445 $853,648 1.07 <-Median-> 10 Ratio
Debt Ratio 1.05 1.05 1.05 1.05 1.06 1.06 1.07 1.07 1.07 1.07 1.07 1.07 1.07 <-Median-> 5 Ratio
Total Book Value $17,982 $19,301 $22,144 $25,326 $28,210 $33,400 $41,379 $46,551 $49,211 $53,479 $57,821 $61,625 219.28% <-Total Growth 10 Book Value
Non-Cont. Int. $435 $497 $502 $554 $579 $640 $1,743 $1,898 $1,312 $1,460 $1,570 $1,592 220.32% <-Total Growth 10 NCI
Pref Shares $600 $1,635 $2,860 $3,710 $3,975 $4,384 $4,384 $4,084 $2,934 $2,934 $3,594 $4,579 180.06% <-Total Growth 10 Pref Shares
Book Value $16,947 $17,169 $18,782 $21,062 $23,656 $28,376 $35,252 $40,569 $44,965 $49,085 $52,657 $55,454 $55,454 $55,454 $55,454 222.99% <-Total Growth 10 Book Value per Share
Book Value per Share $17.13 $17.45 $18.94 $20.55 $22.68 $26.06 $29.76 $33.57 $36.96 $40.80 $43.59 $46.24 $46.24 $46.24 $46.24 164.96% <-Total Growth 10 Book Value per Share
Change 9.54% 1.90% 8.50% 8.53% 10.38% 14.88% 14.23% 12.78% 10.11% 10.40% 6.84% 6.07% 0.00% 0.00% 0.00% -5.44% P/B Ratio Current/10 Year Median
P/B Ratio (Median) 2.66 2.92 2.36 1.77 2.21 2.11 1.76 1.74 1.82 1.62 1.43 1.47 1.74 P/B Ratio Historical Median
P/B Ratio (Close) 2.93 3.06 2.12 2.20 2.41 2.02 1.82 1.89 1.87 1.51 1.65 1.80 1.78 1.78 1.78 10.23% <-IRR #YR-> 10 Book Value 164.96%
Change 6.39% 4.75% -30.74% 3.75% 9.46% -16.36% -9.59% 3.61% -1.11% -19.30% 9.72% 8.92% -1.40% 0.00% 0.00% 9.21% <-IRR #YR-> 5 Book Value 55.36%
Leverage (A/BK) 21.08 21.32 22.92 19.60 18.67 17.22 16.14 15.98 16.37 16.02 15.50 14.85 16.26 <-Median-> 10 A/BV
Debt/Equity Ratio 20.08 20.32 21.92 18.60 17.67 16.22 15.14 14.98 15.37 15.02 14.50 13.85 15.26 <-Median-> 10 Debt/Eq Ratio
Sharerholders Equity (Assets less liabilities) P/BV 10 yr Med 1.88 5 yr Med 1.80 -5.44% Diff M/C 19.52 Historical Leverage (A/BK)
-$17.45 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $46.24
-$29.76 $0.00 $0.00 $0.00 $0.00 $46.24
Comprehensive Income $2,862 $4,088 $4,601 $6,907 $7,266 $7,881 $8,649 $7,139 $7,534 163.24% <-Total Growth 8 Comprehensive Income
NCI $114 $100 $93 $173 $234 $249 $124 $237 $192 68.42% <-Total Growth 8 NCI
Capital Inst Equity Holders $25 $31 $0 $0 $0 $0 Capital Inst Equity Holders
Preferred $186 $201 $216 $220 $217 $155 $117 $130 $129 Preferred
Shareholders $3,219 $1,826 $3,401 $2,562 $3,787 $4,292 $6,489 $6,784 $7,477 $8,408 $6,772 $7,213 295.02% <-Total Growth 10 Shareholders
Increase 6.20% -43.27% 86.25% -24.67% 47.81% 13.34% 51.19% 4.55% 10.22% 12.45% -19.46% 6.51% 6.5% <-Median-> 5 Comprehensive Income
5 Yr Running Average $2,808 $2,959 $3,174 $4,106 $4,783 $5,766 $6,690 $7,186 $7,331 14.73% <-IRR #YR-> 10 Comprehensive Income 295.02%
ROE 17.9% 9.5% 15.4% 10.1% 13.4% 12.9% 15.7% 14.6% 15.2% 15.7% 11.7% 11.7% 2.14% <-IRR #YR-> 5 Comprehensive Income 11.16%
5Yr Median 12.7% 13.4% 12.9% 13.4% 13.4% 14.6% 15.2% 15.2% 14.6% 12.75% <-IRR #YR-> 8 5 Yr Running Average #DIV/0!
% Difference from NI -3.2% -13.8% -0.8% -5.8% -3.6% -4.6% -1.4% -0.7% -0.2% 1.7% -1.6% -2.5% 12.29% <-IRR #YR-> 5 5 Yr Running Average 78.53%
Median Values Diff 5, 10 yr -1.5% -0.7% 14.6% <-Median-> 5 Return on Equity
-$1,826 $0 $0 $0 $0 $0 $0 $0 $0 $0 $7,213
-$6,489 $0 $0 $0 $0 $7,213
-$2,808 $0 $0 $0 $0 $0 $0 $0 $7,331
-$4,106 $0 $0 $0 $0 $7,331
Current Liability Coverage Ratio 0.19 -0.08 -0.10 -0.09 -0.12 -0.13 -0.12 CFO / Current Liabilities
5 year Median -0.09 -0.10 -0.12 -0.12 <-Median-> 5 Current Liability Cov Ratio
Asset Efficiency Ratio 0.96% 1.02% 0.60% 0.81% 0.97% 0.97% -0.36% -0.42% -0.38% -0.45% -0.49% -0.49% CFO / Total Assets
5 year Median 1.06% 1.02% 1.01% 0.96% 0.96% 0.97% 0.81% 0.81% -0.36% -0.38% -0.42% -0.45% -0.4% <-Median-> 5 Return on Assets
Return on Assets ROA 0.9% 1.0% 0.6% 0.7% 0.8% 0.9% 0.9% 0.8% 0.9% 0.8% 0.8% 0.9% Net Income/Assets Return on Assets
5Yr Median 0.9% 1.0% 1.0% 0.9% 0.8% 0.8% 0.8% 0.8% 0.9% 0.9% 0.8% 0.8% 0.8% <-Median-> 5 Asset Efficiency Ratio
Return on Equity ROE 21.1% 23.3% 16.1% 16.0% 17.1% 17.5% 17.1% 15.3% 15.4% 14.1% 13.3% 14.2% Net Inc/ Shareholders' equity Return on Equity
5Yr Median 19.8% 20.7% 20.7% 20.7% 17.1% 17.1% 17.1% 17.1% 17.1% 15.4% 15.3% 14.2% 14.2% <-Median-> 5 Return on Equity
Net Income $3,707 $4,163 $3,259 $3,661 $4,339 $5,268 $6,466 $6,697 $7,298 $7,213 $7,368 $8,243 Net Income
NCI $98 $118 $119 $114 $100 $93 $198 $244 $227 $199 $251 $238 NCI
Capital Inst Equity Holders $0 $25 $31 $0 $0 $0 $0
Preferred $30 $51 $107 $186 $201 $216 $220 $217 $155 $117 $130 $129
Shareholders $3,579 $3,994 $3,033 $3,361 $4,038 $4,959 $6,023 $6,205 $6,916 $6,897 $6,987 $7,876 $8,279 $8,980 97.20% <-Total Growth 10 Shareholders
Increase 11.53% 11.60% -24.06% 10.81% 20.14% 22.81% 21.46% 3.02% 11.46% -0.27% 1.30% 12.72% 5.12% 8.47% EPS/CF Ratio should not be higher than 1.00
5 Yr Running Average $2,794 $3,233 $3,345 $3,435 $3,601 $3,877 $4,283 $4,917 $5,628 $6,200 $6,606 $6,976 $7,391 $7,804 7.03% <-IRR #YR-> 10 Net Income 97.20%
Operating Cash Flow -$5,964 $2,011 $20,049 -$11,047 -$2,945 $1,063 $8,069 $9,744 $4,944 $13,847 $4,099 $16,584 5.51% <-IRR #YR-> 5 Net Income 30.77%
Investment Cash Flow -$47,285 -$45,020 -$51,740 -$8,129 -$25,733 -$33,778 -$11,334 -$3,228 -$3,228 -$13,509 -$2,754 -$12,540 7.99% <-IRR #YR-> 10 5 Yr Running Aveage 115.75%
Total Accruals $56,828 $47,003 $34,724 $22,537 $32,716 $37,674 $9,288 -$311 $5,200 $6,559 $5,642 $3,832 10.25% <-IRR #YR-> 5 5 Yr Running Aveage 62.89%
Total Assets $379,006 $411,510 $507,625 $496,515 $526,657 $575,256 $668,044 $743,788 $805,666 $856,497 $896,266 $915,273 Balance Sheet Assets
Accruals Ratio 14.99% 11.42% 6.84% 4.54% 6.21% 6.55% 1.39% -0.04% 0.65% 0.77% 0.63% 0.42% 0.63% <-Median-> 5 Ratio
EPS/CF Ratio 0.97 0.94 0.99 0.84 0.79 0.90 -2.56 -2.02 -2.23 -1.78 -1.60 -1.75 -1.67 <-Median-> 10 EPS/CF Ratio
-$3,994 $0 $0 $0 $0 $0 $0 $0 $0 $0 $7,876
-$6,023 $0 $0 $0 $0 $7,876
-$3,233 $0 $0 $0 $0 $0 $0 $0 $0 $0 $6,976
-$4,283 $0 $0 $0 $0 $6,976
Change in Close 16.54% 6.75% -24.85% 12.59% 20.82% -3.91% 3.27% 16.85% 8.88% -10.91% 17.22% 15.54% -1.40% 0.00% 0.00% Count 23 Years of data
up/down down down down down down Count 10 43.48%
Meet Prediction? yes Yes % right Count 2 20.00%
Financial Cash Flow $53,088 $43,124 $31,767 $20,166 $29,189 $33,338 $4,095 -$7,205 -$4,186 $263 -$1,196 -$2,932 C F Statement Financial Cash Flow
Total Accruals $3,740 $3,879 $2,957 $2,371 $3,527 $4,336 $5,193 $6,894 $9,386 $6,296 $6,838 $6,764 Accruals
Accruals Ratio 0.99% 0.94% 0.58% 0.48% 0.67% 0.75% 0.78% 0.93% 1.16% 0.74% 0.76% 0.74% Ratio
Cash Flow -161.00 115.00 76.00 990.00 511.00 623.00 830.00 -689.00 -2,470.00 601.00 149.00 1,112.00 Cash Flow
Exch Rate Changes 297.00 -209.00 -136.00 -59.00 -88.00 102.00 207.00 305.00 -18.00 -142.00 Exch Rate Changes
Net Cash Flow 373.00 781.00 375.00 564.00 742.00 -587.00 -2,263.00 906.00 131.00 970.00 Net Cash Flow
Per share -$0.16 $0.12 $0.08 $0.97 $0.49 $0.57 $0.70 -$0.57 -$2.03 $0.50 $0.12 $0.93 Per share
5 Yr Running Aveage $0.35 $0.43 $0.34 $0.32 $0.30 $0.44 $0.56 $0.43 -$0.17 -$0.17 -$0.26 -$0.21 5 Yr Running Aveage
Cash $3,355 $3,730 $4,294 $5,036 $5,449 $5,828 $6,724 $6,855 $7,825 Cash
Cash per Share $3.27 $3.58 $3.94 $4.25 $4.51 $4.79 $5.59 $5.68 $6.53 $5.59 <-Median-> 5 Cash per Share
Percentage of Stock Price 7.23% 6.54% 7.51% 7.84% 7.11% 6.94% 9.09% 7.87% 7.84% 7.84% <-Median-> 5 % of Stock Price
Notes:
January 12, 2018. Last estimates were for 2017, 2018 and 2019 of $27652M, $29142M and $29964M for Revenue, $6.31, $6.75 and $7.42 for EPS,
$7.04 and $7.76 for CFPS for 2017 and 2018, $7.728M and $8.274M for Net Income for 2017 and 2018.
January 15, 2017. Last estimates were for 2016, 2017 and 2018 of $25660M, $27231M and $28202M for Revenue, $5.91, $6.28 and $7.04 for EPS,
$7.04, $7.56 and $7.76 for CFPS and $7134M and $7584M for 2016 and 2017 for Net Income.
January 15, 2016. Last estimates were for 2015, 2016 and 2017 of $24230M, $25720M and $26839M for Revenue, $5.74, $6.19 and $6.85 for EPS,
$7.04, $7.64 and $7.55 for CFPS and $7041M, $4560M and $8128M for Net Income.
January 11, 2015. Last estimates were for 2014, 2015 and 2016 of $23054M, $24409M and $26263M for Revenue, $5.56, $5.91 and $6.27 for EPS,
$7.13 and $7.69 (2014 and 2015) for CFPS, and $6722M, $7186M and $7880M for Net Income.
January 11, 2014. Last estimates were for 2013 and 2014 of $20727M and $223037M for Revenue, $5.12 and $5.54 for EPS.
January 13, 2013. Last Estimates were for 2012 and 2013 of $18248M and $19557M for Revenue, $4.73 and $5.18 for EPS and $7.64 and $8.28 for CFPS.
Dec 17, 2011. Last Estimates for 2011 and 2012 were $4.47 and $5.00 for EPS and $7.86 and $8.36 for CF.
Dec 05, 2010. that last time I looked I got 2010 and 2011 estimates of $3.58 and $4.38 for earnings and $7.16 and 7.86 for cash flow.
Dec 17, 2009. The last time I looked at this stock in Dec 2008, I got earnings for 2009 at $3.70 and cash flow of $6.60.
This bank has been paying dividends since 1833.
January 2018. Banks says first dividend 3% rate per annum on July 1, 1833. Payments continuous since then. 185 years.
January 2014. Banks has had increases in 42 of the last 45 years.
April 2013. They have paid dividends each year since founding in 1932. In 42 of the last 45 years they have increased their dividends. This is over a 90% hit rate.
Sector:
Banks, Financial Services
What should this stock accomplish?
I would expect dividends to be moderate to good with moderate dividend growth over the longer term.
Would I buy this company and Why.
If I was looking for another bank, I would certainly consider this one. The only reason I do not own it is that I have enough bank stock with the 3 banks I own.
Why am I following this stock.
This is one of the big banks of Canada. All our big banks are dividend growth companies.
Besides, my son owns shares in this bank.
Dividends
Cycle 1 dividends payable in January, April, July and October. Dividends are declared for shareholders of a month for payment in that month.
For example, the dividend payable on January 29, 2014 is payable for shareholders of record of January 7, 2014.
Misson Statement or closes thing I can find.
What I am looking for is a statement that the company wants to do well by their customers, employees, and community and and thereby earn shareholders a reasonable return.
Scotia Bank says that Corporate Social Responsibility has always been at the heart of how we do business at Scotiabank. Since 1832, we have taken pride in creating value for our shareholders,
fulfilling our customers' unique financial needs, providing employees with rewarding careers, and supporting the well-being of our communities.
How they make their money.
Bank of Nova Scotia is an international bank and a financial service provider. The company provides personal and commercial banking, wealth management
and private banking, corporate and investment banking, and capital markets services.
For most ratios, lower is better when looking for a good stock price. However, there are exceptions such as for yield and asset/liability ratios and here you want a higher ratios to indicate a good stock price.
Also, for the Operational Profit Margin, a higher percentage is better. With the OPM, you should only compare companies in similar industries.
Shares; '%, Value $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M
Date Jan 13 2013 Jan 11 2014 Jan 11 2015 Jan 15 2016 Jan 15 2017 Jan 12 2018
Porter, Brian J. 0.095 0.01% 0.096 0.01% 0.097 0.01% 0.104 0.01% 0.117 0.01%
CEO - Shares - Amount $6.591 $5.879 $6.972 $8.650 $9.65
Options - percentage 1.020 0.08% 1.132 0.09% 1.072 0.09% 0.957 0.08% 0.988 0.08%
Options - amount $70.427 $69.632 $77.298 $79.658 $81.11
Waugh, Richard Earl 0.254 0.02%
CEO - Shares - Amount $16.097
Options - percentage 3.870 0.32%
Options - amount $245.315
McGuckin, Sean 0.036 0.00% 0.037 0.00% 0.037 0.00% 0.043 0.00% 0.043 0.00% 0.044 0.00%
CFO - Shares - Amount $2.257 $2.569 $2.301 $3.115 $3.619 $3.59
Options - percentage 0.226 0.02% 0.259 0.02% 0.308 0.03% 0.363 0.03% 0.381 0.03% 0.395 0.03%
Options - amount $14.345 $17.904 $18.920 $26.146 $31.730 $32.46
Arellano, Ian 0.000 0.00%
Officer - Shares - Amount $0.00
Options - percentage 0.056 0.00%
Options - amount $4.56
Alexander, Deborah 0.015 0.00% 0.015 0.00% 0.015 0.00% Ceased insider Jan 2018
Officer - Shares - Amount $0.925 $1.086 $1.258
Options - percentage 0.491 0.04% 0.490 0.04% 0.262 0.02%
Options - amount $30.165 $35.314 $21.783
Aglialoro, Michael 0.000 0.00%
Officer - Shares - Amount $0.025
Options - percentage 0.000 0.00%
Options - amount $0.000
Atkinson, Robert Charles 0.009 0.00% 0.000 0.00%
Officer - Shares - Amount $0.590 $0.000
Options - percentage 0.046 0.00% 0.000 0.00%
Options - amount $3.201 $0.000
Armstrong, Philip James 0.009 0.00%
Officer - Shares - Amount $0.558
Options - percentage 0.054 0.00%
Options - amount $3.394
Babatz, Guillermo 0.001 0.00%
Director - Shares - Amount $0.08
Options - percentage 0.007 0.00%
Options - amount $0.61
Aufreiter, Nora A. 0.001 0.00%
Director - Shares - Amount $0.08
Options - percentage 0.006 0.00%
Options - amount $0.52
Brenneman, Ron A. 0.090 0.01% 0.090 0.01% 0.001 0.00% 0.090 0.01% 0.090 0.01% Ceased insider Apr 2017
Director - Shares - Amount $5.714 $6.222 $0.048 $6.498 $7.508
Options - percentage 0.045 0.00% 0.049 0.00% 0.001 0.00% 0.056 0.00% 0.061 0.01%
Options - amount $2.882 $3.373 $0.032 $4.057 $5.061
O'Neill, Thomas Charles 0.011 0.00% 0.011 0.00% 0.011 0.00% 0.011 0.00%
Chairman - Shares - Amt $0.695 $0.815 $0.941 $0.93
Options - percentage 0.026 0.00% 0.033 0.00% 0.041 0.00% 0.048 0.00%
Options - amount $1.576 $2.361 $3.383 $3.94
Mayberry, John T. 0.014 0.00%
Chairman - Shares - Amt $0.960
Options - percentage 0.070 0.01%
Options - amount $4.806
Increase in O/S Shares 3.500 0.29% 3.493 0.29% 1.828 0.15% 4.228 0.35% 5.338 0.45%
due to SO 2013 $221.883 $241.121 $112.387 $304.763 $444.558
Book Value $178.000 $187.000 $102.000 $236.000 $313.000
Insider Buying -$0.014 -$1.026 -$0.740 -$1.119
Insider Selling $28.351 $18.766 $59.940 $12.462
Net Insider Selling $28.337 $17.741 $59.200 $11.344
% of Market Cap 0.03% 0.02% 0.06% 0.01%
Directors 15 15 15 17 15
Women 4 27% 4 27% 5 33% 5 29% 5 33% Latino male
Minorities 2 13% 2 13% 2 13% 2 12% 2 13% Black Female
Institutions/Holdings 287 50.36% 503 56.24% 331 48.23% 344 46.82% 328 49.59% 369 47.29%
Total Shares Held 601.048 49.73% 679.884 55.88% 586.798 48.78% 563.304 46.64% 599.261 49.97% 567.172 47.29%
Increase/Decrease 43.614 7.82% 0.696 0.10% -15.311 -2.54% -48.212 -7.88% 4.441 0.75% 24.877 4.59%
Starting No. of Shares 557.434 NASDAQ 679.188 602.109 NASDAQ 611.516 NASDAQ 594.820 NASDAQ 542.295 NASDAQ
Institutions/Holdings 13 21.14% 10 18.00% 600 57.33% 684 53.29%
Total Shares Held 2.917 0.24% 2.484 0.21% 692.777 57.77% 639.289 53.31%
Increase/Decrease 0.696 31.34% 0.011 0.46% -0.844 -0.12% -0.793 -0.12%
Starting No. of Shares 2.221 Reuters 2.473 Reuters 693.621 Reuters 640.081 Reuters
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