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While I try to be accurate, I assume no responsibility for any figure in this spreadsheet. Estimates Estimates Estimates
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Canadian Imperial Bank of Commerce TSX CM NYSE CM www.cibc.com Fiscal Yr: Dec 31
Year 10/31/05 10/31/06 10/31/07 10/31/08 10/31/09 10/31/10 10/31/11 10/31/12 10/31/13 10/31/14 10/31/15 10/31/16 10/31/17 10/31/18 10/31/19 Value Description #Y Item Currency
Accounting Rules C CAAP C CAAP C CAAP IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS Accounting Rules
Revenue* $12,473 $11,332 $12,066 $3,714 $9,928 $12,085 $12,249 $12,549 $12,783 $13,376 $13,856 $15,035 $15,935 $16,833 $17,737 32.68% <-Total Growth 10 Revenue
Increase 10.82% -9.15% 6.48% -69.22% 167.31% 21.73% 1.36% 2.45% 1.86% 4.64% 3.59% 8.51% 5.99% 5.64% 5.37% 2.87% <-IRR #YR-> 10 Revenue 32.68%
5 year Running Average $10,753 $11,007 $11,512 $10,168 $9,903 $9,825 $10,008 $10,105 $11,919 $12,608 $12,963 $13,520 $14,197 $15,007 $15,879 4.18% <-IRR #YR-> 5 Revenue 22.74%
Revenue per Share $37.34 $33.73 $36.02 $9.75 $25.86 $30.77 $30.58 $31.02 $32.02 $33.69 $34.88 $37.86 $40.13 $42.39 $44.67 2.08% <-IRR #YR-> 10 5 yr Running Average 22.83%
Increase 15.29% -9.68% 6.79% -72.92% 165.10% 19.01% -0.62% 1.45% 3.20% 5.23% 3.52% 8.57% 5.99% 5.64% 5.37% 6.20% <-IRR #YR-> 5 5 yr Running Average 35.08%
5 year Running Average $30.57 $31.77 $33.66 $29.85 $28.54 $27.23 $26.60 $25.60 $30.05 $31.62 $32.44 $33.89 $35.72 $37.79 $39.99 1.16% <-IRR #YR-> 10 Revenue per Share 12.26%
P/S (Price/Sales) Med 1.99 2.38 2.69 7.63 2.06 2.30 2.51 2.37 2.54 2.86 2.77 2.48 4.37% <-IRR #YR-> 5 Revenue per Share 23.82%
P/S (Price/Sales) Close 1.93 2.60 2.83 5.60 2.40 2.54 2.46 2.53 2.77 3.05 2.88 2.65 2.82 2.67 2.53 0.65% <-IRR #YR-> 10 5 yr Running Average 6.69%
*Revenue in M CDN $ P/S Med 10 yr 2.52 5 yr 2.54 11.69% Diff M/C 4.97% <-IRR #YR-> 5 5 yr Running Average 27.44%
-$11,332 $0 $0 $0 $0 $0 $0 $0 $0 $0 $15,035
-$12,249 $0 $0 $0 $0 $15,035
-$11,007 $0 $0 $0 $0 $0 $0 $0 $0 $0 $13,520
-$10,008 $0 $0 $0 $0 $13,520
-$33.73 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $37.86
-$30.58 $0.00 $0.00 $0.00 $0.00 $37.86
EPS Basic -$0.46 $7.50 $9.30 -$5.89 $2.65 $5.89 $7.32 $7.86 $8.24 $7.87 $8.89 $10.72 42.93% <-Total Growth 10 EPS Basic
EPS Diluted* -$0.46 $7.43 $9.21 -$5.89 $2.65 $5.87 $7.31 $7.85 $8.23 $7.86 $8.87 $10.70 $10.30 $10.60 44.01% <-Total Growth 10 EPS Diluted
Increase -108.32% 1715.22% 23.96% -163.95% 144.99% 121.51% 24.53% 7.39% 4.84% -4.50% 12.85% 20.63% -3.74% 2.91% 3.71% <-IRR #YR-> 10 Earnings per Share 44.01%
Earnings Yield -0.64% 8.48% 9.03% -10.78% 4.27% 7.50% 9.73% 9.99% 9.28% 7.64% 8.85% 10.65% 9.10% 9.37% 7.92% <-IRR #YR-> 5 Earnings per Share 46.37%
5 year Running Average $3.13 $3.81 $5.38 $3.16 $2.59 $3.85 $3.83 $3.56 $6.38 $7.42 $8.02 $8.70 $9.19 $9.67 8.62% <-IRR #YR-> 10 5 yr Running Average 128.64%
10 year Running Average $3.15 $3.59 $4.16 $3.35 $3.39 $3.49 $3.82 $4.47 $4.77 $5.01 $5.94 $6.27 $6.38 $8.02 17.84% <-IRR #YR-> 5 5 yr Running Average 127.21%
* Diluted ESP per share E/P 10 Yrs 8.94% 5Yrs 9.28%
-$7.43 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $10.70
-$7.31 $0.00 $0.00 $0.00 $0.00 $10.70
-$3.81 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $8.70
-$3.83 $0.00 $0.00 $0.00 $0.00 $8.70
Special Dividends $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 <-Median-> 10 Special Dividends
Dividend* $2.66 $2.76 $3.11 $3.48 $3.48 $3.48 $3.51 $3.64 $3.80 $3.94 $4.27 $4.75 $4.96 $4.96 $4.96 72.10% <-Total Growth 10 Dividends
Increase 20.91% 3.76% 12.68% 11.90% 0.00% 0.00% 0.86% 3.70% 4.40% 3.68% 8.38% 11.24% 4.42% 0.00% 0.00% Count 29 Years of data
Dividends 5 Yr Running $1.91 $2.17 $2.47 $2.84 $3.10 $3.26 $3.41 $3.52 $3.58 $3.67 $3.83 $4.08 $4.34 $4.58 $4.78 87.85% <-Total Growth 10 Dividends 5 Yr Running
Yield H/L Price 3.58% 3.43% 3.21% 4.68% 6.54% 4.92% 4.58% 4.95% 4.67% 4.09% 4.42% 5.06% 4.70% 4.67% <-Median-> 10 Yield H/L Price
Yield on High Price 3.29% 3.14% 2.91% 3.49% 5.02% 4.38% 4.11% 4.63% 4.28% 3.68% 3.98% 4.55% 4.38% 4.19% <-Median-> 10 Yield on High Price
Yield on Low Price 3.91% 3.79% 3.57% 7.10% 9.38% 5.62% 5.17% 5.32% 5.13% 4.61% 4.97% 5.70% 5.07% 5.25% <-Median-> 10 Yield on Low Price
Yield on Close Price 3.68% 3.15% 3.05% 6.37% 5.61% 4.45% 4.67% 4.63% 4.28% 3.83% 4.26% 4.73% 4.38% 4.38% 4.38% 4.54% <-Median-> 10 Yield on Close Price
Payout Ratio EPS -578.26% 37.15% 33.77% -59.08% 131.32% 59.28% 48.02% 46.37% 46.17% 50.13% 48.14% 44.39% 48.16% 46.79% #DIV/0! 47.19% <-Median-> 10 DPR EPS
DPR EPS 5 Yr Running 60.88% 57.07% 46.00% 89.82% 119.71% 84.64% 89.09% 98.88% 56.13% 49.49% 47.76% 46.89% 47.26% 47.34% #DIV/0! 70.38% <-Median-> 10 DPR EPS 5 Yr Running
Payout Ratio CFPS -815.10% -13.36% 22.82% 305.35% 5.36% -17.14% -96.82% 90.88% 29.25% -9.44% 8.71% 18.47% 42.39% 40.66% 42.39% 13.59% <-Median-> 10 DPR CF
DPR CF 5 Yr Running 20.73% 49.87% 116.53% 185.27% 26.38% 42.09% 30.59% 38.12% 30.88% -37.74% 92.69% 40.79% 37.64% 40.20% 21.66% 39.45% <-Median-> 10 DPR CF 5 Yr Running
Payout Ratio CFPS WC 270.87% 28.38% 26.60% -42.30% 100.32% 43.82% 33.67% 24.51% 121.18% -13.81% 73.85% 17.78% 42.39% 40.66% 42.39% 30.14% <-Median-> 10 DPR CF WC
DPR CF WC 5 Yr Running 33.09% 31.78% 27.21% 64.68% 87.82% 66.31% 67.44% 61.81% 44.98% 234.69% 338.09% 92.89% 115.47% 82.08% 35.10% 66.87% <-Median-> 10 DPR CF WC 5 Yr Running
Median Values 5 Yr Med 5 Yr Cl 4.67% 4.28% 5 Yr Med Payout 46.37% 18.47% 24.51% 5.58% <-IRR #YR-> 10 Dividends
* Dividends per share 5 Yr Med and Cur. -6.11% 2.31% Last Div Inc ---> $1.21 $1.24 2.5% 6.24% <-IRR #YR-> 5 Dividends
-$2.76 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $4.75
-$3.51 $0.00 $0.00 $0.00 $0.00 $4.75
Historical Dividends Historical High Div 6.75% Low Div 2.53% Ave Div 4.64% Med Div 4.25% Close Div 4.13% Historical Dividends
High/Ave/Median Values Curr diff Exp. -35.06% Cheap 73.25% Exp. -5.54% Cheap 3.13% Cheap 6.26% High/Ave/Median
Historical Dividends 1988 Historical High Div 6.75% Low Div 2.53% Ave Div 4.64% Med Div 4.25% Close Div 4.13% Historical Dividends
Future Div Yield Div Yd 4.38% earning in 5 Years at IRR of 0.00% Div Inc. 0.00% Future Dividend Yield
Future Div Yield Div Yd 4.38% earning in 10 Years at IRR of 0.00% Div Inc. 0.00% Future Dividend Yield
Future Div Yield Div Yd 4.38% earning in 15 Years at IRR of 0.00% Div Inc. 0.00% Future Dividend Yield
Yield if held 5 yrs 6.57% 5.51% 6.76% 6.93% 5.22% 4.68% 4.37% 3.76% 5.11% 7.41% 6.04% 6.20% 6.75% 6.09% 5.15% 5.63% <-Median-> 10 Paid Median Price
Yield if held 10 yrs 15.58% 11.92% 9.11% 8.27% 9.86% 8.59% 7.01% 7.92% 7.57% 5.91% 5.74% 5.91% 5.12% 6.67% 9.32% 7.74% <-Median-> 10 Paid Median Price
Yield if held 15 yrs 19.25% 20.20% 20.02% 24.30% 21.66% 20.39% 15.16% 10.66% 9.03% 11.16% 10.54% 9.48% 10.79% 9.88% 7.44% 13.16% <-Median-> 10 Paid Median Price
Yield if held 20 yrs 32.55% 25.19% 25.18% 25.70% 23.43% 26.54% 24.53% 25.01% 20.52% 14.52% 11.78% 14.05% 25.18% <-Median-> 9 Paid Median Price
Yield if held 25 yrs 35.55% 28.52% 30.90% 34.77% 31.93% 34.64% 30.87% 32.84% <-Median-> 4 Paid Median Price
Yield if held 30 yrs 46.40% 35.90% #NUM! <-Median-> 0 Paid Median Price
Cost covered if held 5 years 23.56% 21.68% 26.90% 28.29% 23.25% 21.93% 21.22% 18.16% 24.07% 34.53% 27.09% 26.61% 29.55% 28.11% 24.83% 25.34% <-Median-> 10 Paid Median Price
Cost covered if held 10 years 88.64% 73.61% 55.93% 50.78% 67.03% 63.83% 55.73% 65.16% 63.95% 50.82% 47.69% 46.60% 40.58% 54.82% 79.45% 55.83% <-Median-> 10 Paid Median Price
Cost covered if held 15 years 133.94% 150.88% 148.44% 180.73% 178.65% 184.18% 147.30% 107.44% 93.33% 119.07% 111.14% 96.45% 112.40% 109.51% 86.69% 133.18% <-Median-> 10 Paid Median Price
Cost covered if held 20 years 272.59% 231.63% 251.95% 275.77% 261.67% 305.80% 293.00% 296.43% 235.42% 171.04% 147.67% 186.77% 272.59% <-Median-> 9 Paid Median Price
Cost covered if held 25 years 440.13% 364.60% 390.59% 425.11% 401.48% 465.57% 441.77% 407.85% <-Median-> 4 Paid Median Price
Cost covered if held 30 years 654.16% 537.60% #NUM! <-Median-> 0 Paid Median Price
Graham Number $55.77 $70.33 $83.08 $41.88 $41.55 $65.18 $77.39 $81.36 $87.60 $88.51 $101.13 $116.73 $114.52 $116.18 $0.00 65.97% <-Total Growth 10 Graham Number
Increase -8.59% 26.10% 18.13% -49.60% -0.78% 56.87% 18.72% 5.14% 7.67% 1.04% 14.26% 15.42% -1.89% 1.45% -100.00% 10.96% <-Median-> 10 Graham Price
Price/GP Ratio Med 1.33 1.14 1.17 1.78 1.28 1.09 0.99 0.90 0.93 1.09 0.95 0.80 0.92 1.04 <-Median-> 10 Price/GP Ratio Med
Price/GP Ratio High 1.45 1.25 1.28 2.38 1.67 1.22 1.10 0.97 1.01 1.21 1.06 0.89 0.99 1.16 <-Median-> 10 Price/GP Ratio High
Price/GP Ratio Low 1.22 1.04 1.05 1.17 0.89 0.95 0.88 0.84 0.85 0.97 0.85 0.71 0.85 0.88 <-Median-> 10 Price/GP Ratio Low
Price/GP Ratio Close 1.29 1.25 1.23 1.31 1.49 1.20 0.97 0.97 1.01 1.16 0.99 0.86 0.99 0.97 #DIV/0! 1.09 <-Median-> 10 Price/GP Ratio Close
Prem/Disc Close 29.45% 24.55% 22.77% 30.53% 49.21% 20.02% -2.96% -3.44% 1.25% 16.24% -0.84% -13.90% -1.19% -2.60% #DIV/0! 8.75% <-Median-> 10 Graham Price
Month, Year Dec-05 Dec-06 Dec-07 Dec-08 Dec-09 Dec-10 Dec-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19 Month, Year
Price Close $76.41 $98.30 $70.55 $51.09 $68.15 $78.33 $73.79 $79.97 $90.72 $99.84 $91.19 $109.56 $113.16 $113.16 $113.16 11.45% <-Total Growth 10 Stock Price
Increase 80.94% 28.65% -28.23% -27.58% 33.39% 14.94% -5.80% 8.38% 13.44% 10.05% -8.66% 20.14% 3.29% 0.00% 0.00% 1.09% <-IRR #YR-> 10 Stock Price
P/E Ratio -166.11 13.23 7.66 -8.67 25.72 13.34 10.09 10.19 11.02 12.70 10.28 10.24 10.99 10.68 #DIV/0! 8.23% <-IRR #YR-> 5 Stock Price
Trailing P/E Ratio 13.82 -213.70 9.50 5.55 -11.57 29.56 12.57 10.94 11.56 12.13 11.60 12.35 10.58 10.99 10.68 4.68% <-IRR #YR-> 10 Price & Dividend
Median 10, 5 Yrs D. per yr 3.59% 4.71% % Tot Ret 76.71% 36.40% T P/E 11.60 P/E: 10.26 10.28 12.93% <-IRR #YR-> 5 Price & Dividend
Historical Median
-$98.30 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $109.56
-$73.79 $0.00 $0.00 $0.00 $0.00 $109.56
-$98.30 $3.11 $3.48 $3.48 $3.48 $3.51 $3.64 $3.80 $3.94 $4.27 $114.31
-$73.79 $3.64 $3.80 $3.94 $4.27 $114.31
Month, Year Oct-05 Oct-06 Oct-07 Oct-08 Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Oct-15 Oct-16 Oct-17 Oct-18 Oct-19 Month, Year
Price Close $72.20 $87.60 $102.00 $54.66 $62.00 $78.23 $75.10 $78.56 $88.70 $102.89 $100.28 $100.50 $113.16 $113.16 $113.16 14.73% <-Total Growth 10 Stock Price
Increase -2.30% 21.33% 16.44% -46.41% 13.43% 26.18% -4.00% 4.61% 12.91% 16.00% -2.54% 0.22% 12.60% 0.00% 0.00% 1.38% <-IRR #YR-> 10 Stock Price
P/E Ratio -156.96 11.79 11.07 -9.28 23.40 13.33 10.27 10.01 10.78 13.09 11.31 9.39 10.99 10.68 #DIV/0! 6.00% <-IRR #YR-> 5 Stock Price
Trailing P/E Ratio 13.06 -190.43 13.73 5.93 -10.53 29.52 12.79 10.75 11.30 12.50 12.76 11.33 10.58 10.99 10.68 2.91% <-IRR #YR-> 10 Price & Dividend
Median 10, 5 Yrs D. per yr 1.53% 2.31% % Tot Ret 52.49% 27.83% T P/E 11.33 P/E: 10.93 10.78 8.31% <-IRR #YR-> 5 Price & Dividend
Historical Median
-$87.60 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $100.50
-$75.10 $0.00 $0.00 $0.00 $0.00 $100.50
-$87.60 $0.54 $0.22 $1.88 $1.10 $1.01 $0.86 $1.66 $2.21 $4.12 $101.61
-$75.10 $0.86 $1.66 $2.21 $4.12 $101.61
Price H/L Median $74.38 $80.39 $96.88 $74.41 $53.20 $70.73 $76.67 $73.50 $81.40 $96.25 $96.58 $93.90 $105.46 16.81% <-Total Growth 10 Stock Price
Increase 11.63% 8.08% 20.51% -23.19% -28.50% 32.95% 8.39% -4.13% 10.76% 18.24% 0.34% -2.78% 12.32% 1.57% <-IRR #YR-> 10 Stock Price
P/E Ratio -161.68 10.82 10.52 -12.63 20.08 12.05 10.49 9.36 9.89 12.25 10.89 8.78 10.24 4.14% <-IRR #YR-> 5 Stock Price
Trailing P/E Ratio 13.45 -174.75 13.04 8.08 -9.03 26.69 13.06 10.05 10.37 11.70 12.29 10.59 9.86 6.37% <-IRR #YR-> 10 Price & Dividend
P/E on Running 5 yr Average 23.73 21.12 18.01 23.52 20.56 18.35 20.02 20.66 12.75 12.96 12.04 10.79 11.47 9.02% <-IRR #YR-> 5 Price & Dividend
P/E on Running 10 yr Average 23.61 22.39 23.28 22.22 15.69 20.24 20.08 16.45 17.05 19.23 16.26 14.98 16.54 9.76 P/E Ratio Historical Median
Median 10, 5 Yrs D. per yr 4.80% 4.88% % Tot Ret 75.41% 54.11% T P/E 10.59 P/E: 10.50 9.89 Count 29 Years of data
-$80.39 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $93.90
-$76.67 $0.00 $0.00 $0.00 $0.00 $93.90
-$80.39 $3.48 $3.51 $3.64 $3.80 $3.94 $4.27 $4.75 $4.96 $4.96 $98.65
-$76.67 $3.64 $3.80 $3.94 $4.27 $98.65
High Months High Months
Price High $80.80 $87.87 $106.75 $99.81 $69.30 $79.50 $85.49 $78.56 $88.70 $107.01 $107.16 $104.46 $113.16 18.88% <-Total Growth 10 Stock Price
Increase 9.34% 8.75% 21.49% -6.50% -30.57% 14.72% 7.53% -8.11% 12.91% 20.64% 0.14% -2.52% 8.33% 1.74% <-IRR #YR-> 10 Stock Price
P/E Ratio -175.65 11.83 11.59 -16.95 26.15 13.54 11.69 10.01 10.78 13.61 12.08 9.76 10.99 4.09% <-IRR #YR-> 5 Stock Price
Trailing P/E Ratio 14.61 -191.02 14.37 10.84 -11.77 30.00 14.56 10.75 11.30 13.00 13.63 11.78 10.58 11.59 P/E Ratio Historical Median
Median 10, 5 Yrs T P/E 11.78 P/E: 11.64 10.78 14.00 P/E Ratio Historical High
-$87.87 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $104.46
-$85.49 $0.00 $0.00 $0.00 $0.00 $104.46
Low Months Low Months
Price Low $67.95 $72.90 $87.00 $49.00 $37.10 $61.96 $67.84 $68.43 $74.10 $85.49 $86.00 $83.33 $97.76 14.31% <-Total Growth 10 Stock Price
Increase 14.49% 7.28% 19.34% -43.68% -24.29% 67.01% 9.49% 0.87% 8.29% 15.37% 0.60% -3.10% 17.32% 1.35% <-IRR #YR-> 10 Stock Price
P/E Ratio -147.72 9.81 9.45 -8.32 14.00 10.56 9.28 8.72 9.00 10.88 9.70 7.79 9.49 4.20% <-IRR #YR-> 5 Stock Price
Trailing P/E Ratio 12.29 -158.48 11.71 5.32 -6.30 23.38 11.56 9.36 9.44 10.39 10.94 9.39 9.14 8.72 P/E Ratio Historical Median
Median 10, 5 Yrs T P/E 9.44 P/E: 9.36 9.00 5.49 P/E Ratio Historical Low
-$72.90 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $83.33
Long Term Debt $192,734 $202,891 $231,672 $232,952 $223,117 $246,671 $255,409 $300,344 $313,528 $325,393 $366,657 $395,647 Deposits Debt
Debt/Market Cap Ratio 7.99 6.89 6.78 11.19 9.37 8.03 8.49 9.45 8.85 7.97 9.20 9.91 9.03 <-Median-> 10 Debt/Market Cap Ratio
Goodwill & Intangibles $1,145 $1,174 $2,253 $2,527 $1,997 $1,913 $1,894 $1,701 $1,733 $1,450 $1,526 $1,539 Intangibles Goodwill
Intangible/Market Cap Ratio 0.05 0.04 0.07 0.12 0.08 0.06 0.06 0.05 0.05 0.04 0.04 0.04 0.06 <-Median-> 10 Intangible/Market Cap Ratio
Market Cap $24,115 $29,432 $34,169 $20,815 $23,807 $30,724 $30,080 $31,776 $35,413 $40,850 $39,840 $39,906 $44,932 $44,932 $44,932 0.36 <-Total Growth 10 Market Cap
Diluted # of Shares in Million 342.909 338.360 339.316 371.763 382.442 388.807 397.097 404.145 401.261 398.420 397.832 395.919 17.01% <-Total Growth 10 Diluted
Change -4.69% -1.33% 0.28% 9.56% 2.87% 1.66% 2.13% 1.77% -0.71% -0.71% -0.15% -0.48% 1.58% <-IRR #YR-> 10 Diluted
xxxx -0.06% <-IRR #YR-> 5 Diluted
Average # of Shares in Million 339.263 335.135 336.002 370.229 381.677 387.802 396.233 403.685 400.880 397.620 397.213 395.389 17.98% <-Total Growth 10 Average
Change -4.63% -1.22% 0.26% 10.19% 3.09% 1.60% 2.17% 1.88% -0.69% -0.81% -0.10% -0.46% 0.93% <-Median-> 10 Change
Difference -1.55% 0.25% -0.30% 2.86% 0.60% 1.27% 1.09% 0.20% -0.41% -0.15% 0.02% 0.43% 0.31% <-Median-> 10 Difference
# of Share in Millions 334.008 335.977 334.989 380.805 383.982 392.739 400.534 404.485 399.250 397.021 397.291 397.070 397.070 397.070 397.070 1.68% <-IRR #YR-> 10 Shares
Increase -3.88% 0.59% -0.29% 13.68% 0.83% 2.28% 1.98% 0.99% -1.29% -0.56% 0.07% -0.06% 0.00% 0.00% 0.00% -0.17% <-IRR #YR-> 5 Shares
CF fr Op $Millon -$109 -$6,939 $4,566 $434 $24,935 -$7,976 -$1,452 $1,620 $5,186 -$16,571 $19,483 $10,211 $4,646 $4,844 $4,646 247.15% <-Total Growth 10 Cash Flow
Increase -102.26% -6266% 165.80% -90.49% 5645.39% -131.99% 81.80% 211.57% 220.12% -419.53% 217.57% -47.59% -54.50% 4.27% -4.10% SO Share Iss Buy Back
5 year Running Average $3,279.2 $1,631.0 $764.0 $555.0 $4,577.4 $3,004.0 $4,101.4 $3,512.2 $4,462.6 -$3,838.6 $1,653.2 $3,985.8 $4,590.9 $4,522.6 $8,765.9 144.38% <-Total Growth 10 CF 5 Yr Running
CFPS -$0.33 -$20.65 $13.63 $1.14 $64.94 -$20.31 -$3.63 $4.01 $12.99 -$41.74 $49.04 $25.72 $11.70 $12.20 $11.70 224.51% <-Total Growth 10 Cash Flow per Share
Increase -102.35% -6229% 166.00% -91.64% 5597.85% -131.27% 82.15% 210.48% 224.32% -421.33% 217.49% -47.56% -54.50% 4.27% -4.10% #NUM! <-IRR #YR-> 10 Cash Flow 247.15%
5 year Running Average $9.20 $4.35 $2.12 $1.53 $11.75 $7.75 $11.15 $9.23 $11.60 -$9.74 $4.13 $10.00 $11.54 $11.38 $22.07 #NUM! <-IRR #YR-> 5 Cash Flow 803.24%
P/CF on Med Price -227.91 -3.89 7.11 65.29 0.82 -3.48 -21.15 18.35 6.27 -2.31 1.97 3.65 9.01 #NUM! <-IRR #YR-> 10 Cash Flow per Share 224.51%
P/CF on Closing Price -221.24 -4.24 7.48 47.96 0.95 -3.85 -20.72 19.62 6.83 -2.47 2.04 3.91 9.67 #NUM! <-IRR #YR-> 5 Cash Flow per Share 809.37%
244.15% Diff M/C 8.67% <-IRR #YR-> 10 CFPS 5 yr Running 129.68%
Excl.Working Capital CF $437 $10,206 -$650 -$3,567 -$23,603 $11,095 $5,627 $4,387 -$3,934 $5,246 -$17,186 $398 $0 $0 $0 -2.16% <-IRR #YR-> 5 CFPS 5 yr Running -10.33%
CF fr Op $M WC $328 $3,267 $3,916 -$3,133 $1,332 $3,119 $4,175 $6,007 $1,252 -$11,325 $2,297 $10,609 $4,646 $4,844 $4,646 224.73% <-Total Growth 10 Cash Flow less WC
Increase -87.90% 896.04% 19.87% -180.01% 142.52% 134.16% 33.86% 43.88% -79.16% -1005% 120.28% 361.86% -56.21% 4.27% -4.10% 12.50% <-IRR #YR-> 10 Cash Flow less WC 224.73%
5 year Running Average $2,060.2 $2,395.2 $3,149.6 $1,417.8 $1,142.0 $1,700.2 $1,881.8 $2,300.0 $3,177.0 $645.6 $481.2 $1,768.0 $1,495.7 $2,214.2 $5,408.3 20.50% <-IRR #YR-> 5 Cash Flow less WC 154.11%
CFPS Excl. WC $0.98 $9.72 $11.69 -$8.23 $3.47 $7.94 $10.42 $14.85 $3.14 -$28.52 $5.78 $26.72 $11.70 $12.20 $11.70 -2.99% <-IRR #YR-> 10 CF less WC 5 Yr Run -26.19%
Increase -87.41% 890.20% 20.22% -170.38% 142.16% 128.94% 31.25% 42.47% -78.88% -1010% 120.27% 362.12% -56.21% 4.27% -4.10% -1.24% <-IRR #YR-> 5 CF less WC 5 Yr Run -6.05%
5 year Running Average $5.77 $6.83 $9.09 $4.39 $3.53 $4.92 $5.06 $5.69 $7.96 $1.57 $1.13 $4.39 $3.76 $5.57 $13.62 10.64% <-IRR #YR-> 10 CFPS - Less WC 174.77%
P/CF on Median Price 75.74 8.27 8.29 -9.04 15.34 8.91 7.35 4.95 25.96 -3.37 16.70 3.51 20.71% <-IRR #YR-> 5 CFPS - Less WC 156.32%
P/CF on Closing Price 73.52 9.01 8.73 -6.64 17.87 9.85 7.20 5.29 28.29 -3.61 17.34 3.76 9.67 9.28 9.67 -4.32% <-IRR #YR-> 10 CFPS 5 yr Running -35.73%
*Operational Cash Flow. CF/-WC P/CF Med 10 yr 2.81 5 yr 3.65 P/CF Med 10 yr 7.82 5 yr 4.95 23.66% Diff M/C -2.79% <-IRR #YR-> 5 CFPS 5 yr Running -13.18%
$20.65 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $25.72 Cash Flow per Share
$3.63 $0.00 $0.00 $0.00 $0.00 $25.72 Cash Flow per Share
-$4.35 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $10.00 CFPS 5 yr Running
-$11.15 $0.00 $0.00 $0.00 $0.00 $10.00 CFPS 5 yr Running
-$3,267.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $10,609.0 Cash Flow less WC
-$4,175.0 $0.0 $0.0 $0.0 $0.0 $10,609.0 Cash Flow less WC
-$2,395.2 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $1,768.0 CF less WC 5 Yr Run
-$1,881.8 $0.0 $0.0 $0.0 $0.0 $1,768.0 CF less WC 5 Yr Run
-$9.72 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $26.72 CFPS - Less WC
-$10.42 $0.00 $0.00 $0.00 $0.00 $26.72 CFPS - Less WC
OPM Ratio -0.87% -61.23% 37.84% 11.69% 251.16% -66.00% -11.85% 12.91% 40.57% -123.89% 140.61% 67.91% 210.91% <-Total Growth 10 OPM
Increase -102.04% -6907% 161.80% -69.12% 2049.31% -126.28% 82.04% 208.90% 214.26% -405.37% 213.50% -51.70% Should increase or be stable.
Diff from Median -103.4% -341.3% 49.1% -53.9% 889.8% -360.1% -146.7% -49.1% 59.9% -588.2% 454.1% 167.6% 0.00 <-Median-> 10 OPM
*Operational Profit Margin (CF/Revenue) Ratio OPM 10 Yrs 25.38% 5 Yrs 40.57% should be zero, it is a check on calculations
Current Assets $11,852 $11,853 $13,747 $8,959 $7,007 $12,052 $6,297 $4,727 $6,379 $13,547 $18,637 $14,165 Liquidity ratio of 1.5 and up, best Quick Ratio
Current Liabilities $5,525 $3,782 $3,560 $3,591 $3,130 $3,168 $2,845 $2,475 $2,252 $5,343 $5,775 $6,052 2.52 <-Median-> 10 Ratio
Liquidity Ratio 2.15 3.13 3.86 2.49 2.24 3.80 2.21 1.91 2.83 2.54 3.23 2.34 2.54 <-Median-> 5 Ratio
Liq. with CF aft div 1.85 2.52 4.85 2.25 9.78 2.66 1.48 1.97 4.46 1.96 6.31 3.72 3.72 <-Median-> 5 Ratio
Liq. CF re Inv+Div 1.43 0.52 0.88 1.32 1.92 1.07 1.48 1.97 1.91 1.96 1.64 1.67 1.91 <-Median-> 5 Ratio
Assets $280,370 $303,984 $342,178 $353,930 $335,944 $352,040 $353,699 $393,385 $398,389 $414,903 $463,309 $501,357 Debt Ratio of 1.5 and up, best Current Ratio
Liabilities $268,893 $291,650 $328,544 $339,914 $321,495 $336,082 $336,195 $376,347 $379,960 $396,120 $441,756 $477,684 1.05 <-Median-> 10 Ratio
Debt Ratio 1.04 1.04 1.04 1.04 1.04 1.05 1.05 1.05 1.05 1.05 1.05 1.05 1.05 <-Median-> 5 Ratio
Book Value $11,477 $12,334 $13,634 $14,016 $14,449 $15,958 $17,504 $17,038 $18,429 $18,783 $21,553 $23,673
Preferred Share $2,381 $2,381 $2,331 $2,631 $3,156 $3,156 $2,756 $1,706 $1,706 $1,031 $1,000 $1,000
NCI $746 $12 $145 $185 $174 $168 $164 $172 $177 $164 $193 $201
Book Value $8,350 $9,941 $11,158 $11,200 $11,119 $12,634 $14,584 $15,160 $16,546 $17,588 $20,360 $22,472 $22,472 $22,472 $22,472 126.05% <-Total Growth 10 Book Value
Book Value per share $25.00 $29.59 $33.31 $29.41 $28.96 $32.17 $36.41 $37.48 $41.44 $44.30 $51.25 $56.59 $56.59 $56.59 $56.59 91.27% <-Total Growth 10 Book Value per Share
Increase -16.45% 18.36% 12.57% -11.70% -1.54% 11.09% 13.19% 2.93% 10.57% 6.89% 15.68% 10.43% 0.00% 0.00% 0.00% -1.74% P/B Ratio Current/10 Year Median
P/B Ratio (Median) 2.98 2.72 2.91 2.53 1.84 2.20 2.11 1.96 1.96 2.17 1.88 1.66 1.79 P/B Ratio Historical Median
P/B Ratio (Close) 2.89 2.96 3.06 1.86 2.14 2.43 2.06 2.10 2.14 2.32 1.96 1.78 2.00 2.00 2.00 6.70% <-IRR #YR-> 10 Book Value per Share
Change 16.93% 2.51% 3.43% -39.31% 15.21% 13.58% -15.19% 1.63% 2.11% 8.52% -15.75% -9.25% 12.60% 0.00% 0.00% 9.22% <-IRR #YR-> 5 Book Value per Share
Leverage (A/BK) 33.58 30.58 30.67 31.60 30.21 27.86 24.25 25.95 24.08 23.59 22.76 22.31 23.59 <-Median-> 5 A/BV
Debt/Equity Ratio 32.20 29.34 29.44 30.35 28.91 26.60 23.05 24.83 22.96 22.52 21.70 21.26 22.52 <-Median-> 5 Debt/Eq Ratio
Shareholders' Equity (Assets less Liabilities) P/BV 10 yr Med 2.03 5 yr Med 1.96 -1.74% Diff M/C 26.60 Historical Leverage (A/BK)
-$29.59 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $56.59
-$36.41 $0.00 $0.00 $0.00 $0.00 $56.59
Comprehensive Income $2,531 $2,523 -$1,410 $1,246 $2,461 $2,953 $3,358 $3,445 $3,360 $4,523 $4,047
Preferred Share $0 $169 $177 $158 $99 $87 $45 $38
NCI $29 $31 $18 $21 $27 $10 $8 -$3 -$3 $14 $20
Shareholders $2,502 $2,492 -$1,428 $1,225 $2,265 $2,766 $3,192 $3,349 $3,276 $4,464 $3,989 59.43% <-Total Growth 10
Increase -0.40% -157.30% 185.78% 84.90% 22.12% 15.40% 4.92% -2.18% 36.26% -10.64% 4.92% <-Median-> 5 Comprehensive Income
5 Yr Running Average $1,411 $1,464 $1,604 $2,559 $2,970 $3,409 $3,654 4.78% <-IRR #YR-> 10 Comprehensive Income 59.43%
ROE 25.2% 22.3% -12.8% 11.0% 17.9% 19.0% 21.1% 20.2% 18.6% 21.9% 17.8% 7.60% <-IRR #YR-> 5 Comprehensive Income 44.22%
5Yr Median 17.9% 17.9% 17.9% 19.0% 19.0% 20.2% 20.2% 17.18% <-IRR #YR-> 6 5 Yr Running Average #DIV/0!
% Difference from NI -5.44% -24.39% 30.68% 4.34% -0.79% -4.69% 0.60% 6.96% 4.63% 26.42% -5.85% 20.07% <-IRR #YR-> 5 5 Yr Running Average 149.59%
Median Values Diff 5, 10 yr 2.5% 4.6% 20.2% <-Median-> 5 Return on Equity
-$2,502 $0 $0 $0 $0 $0 $0 $0 $0 $0 $3,989
-$2,766 $0 $0 $0 $0 $3,989
-$1,411 $0 $0 $0 $0 $0 $3,654
-$1,464.0 $0.0 $0.0 $0.0 $0.0 $3,654.0
Current Liability Coverage Ratio 0.06 0.86 1.10 -0.87 0.43 0.98 1.47 2.43 0.56 -2.12 0.40 1.75 CFO / Current Liabilities
5 year Median 0.24 0.86 1.10 0.86 0.43 0.86 0.98 0.98 0.98 0.98 0.56 0.56 0.56 <-Median-> 5 Current Liability Cov Ratio
Asset Efficiency Ratio 0.12% 1.07% 1.14% -0.89% 0.40% 0.89% 1.18% 1.53% 0.31% -2.73% 0.50% 2.12% CFO / Total Assets
5 year Median 0.6% 1.0% 1.1% 1.0% 0.4% 0.9% 0.9% 0.9% 0.9% 0.9% 0.5% 0.50% 0.5% <-Median-> 5 Return on Assets
Return on Assets ROA 0.0% 0.9% 1.0% -0.6% 0.3% 0.6% 0.8% 0.8% 0.8% 0.8% 0.8% 0.8% Net Income/Assets Return on Assets
5Yr Median 0.5% 0.7% 0.8% 0.8% 0.3% 0.6% 0.6% 0.6% 0.8% 0.8% 0.8% 0.8% 0.8% <-Median-> 5 Asset Efficiency Ratio
Return on Equity ROE -0.4% 26.6% 29.5% -18.4% 10.6% 18.1% 19.9% 20.9% 18.9% 17.8% 17.3% 18.9% Net Inc/ Shareholders' equity Return on Equity
5Yr Median 16.3% 19.8% 21.2% 21.2% 10.6% 18.1% 18.1% 18.1% 18.9% 18.9% 18.9% 18.9% 18.9% <-Median-> 5 Return on Equity
Net Income $138 $2,675 $3,327 -$2,042 $1,195 $2,479 $3,089 $3,339 $3,215 $3,215 $3,590 $4,295
NCI $170 $29 $31 $18 $21 $27 $10 $8 -$3 -$3 $14 $20
Preferred Share $0 $169 $177 $158 $87 $87 $45 $38
Shareholders -$32 $2,646 $3,296 -$2,060 $1,174 $2,283 $2,902 $3,173 $3,131 $3,131 $3,531 $4,237 $4,235 $4,514 60.13% <-Total Growth 10 Net Income
Increase -101.46% 8368.75% 24.57% -162.50% 156.99% 94.46% 27.11% 9.34% -1.32% 0.00% 12.78% 19.99% -0.05% 6.59% EPS/CF Ratio should not be higher than 1.00
5 Yr Running Average $1,290 $1,506 $2,034 $1,210 $1,005 $1,468 $1,519 $1,494 $2,533 $2,924 $3,174 $3,441 $3,653.0 $3,929.6 4.82% <-IRR #YR-> 10 Net Income 60.13%
Operating Cash Flow -$109 -$6,939 $4,566 $434 $24,935 -$7,976 -$1,452 $1,620 $5,186 -$16,571 $19,483 $10,211 7.86% <-IRR #YR-> 5 Net Income 46.00%
Investment Cash Flow -$1,896 -$18,258 -$16,057 -$2,507 -$12,803 -$6,755 $3,437 $2,197 -$3,006 $18,788 -$16,501 -$7,383 8.61% <-IRR #YR-> 10 5 Yr Running Average 128.49%
Total Accruals $1,973 $27,843 $14,787 $13 -$10,958 $17,014 $917 -$644 $951 $914 $549 $1,409 17.76% <-IRR #YR-> 5 5 Yr Running Average 126.50%
Total Assets $280,370 $303,984 $342,178 $353,930 $335,944 $352,040 $353,699 $393,385 $398,389 $414,903 $463,309 $501,357 Balance Sheet Assets
Accruals Ratio 0.70% 9.16% 4.32% 0.00% -3.26% 4.83% 0.26% -0.16% 0.24% 0.22% 0.12% 0.28% 0.22% <-Median-> 5 Ratio
EPS/CF Ratio (WC) -0.47 0.76 0.79 0.72 0.76 0.74 0.70 0.53 2.62 -0.28 1.53 0.40 0.73 <-Median-> 10 EPS/CF Ratio
-$2,646 $0 $0 $0 $0 $0 $0 $0 $0 $0 $4,237
-$2,902 $0 $0 $0 $0 $4,237
-$1,506 $0 $0 $0 $0 $0 $0 $0 $0 $0 $3,441
-$1,519 $0 $0 $0 $0 $3,441
Change in Close -2.30% 21.33% 16.44% -46.41% 13.43% 26.18% -4.00% 4.61% 12.91% 16.00% -2.54% 0.22% 12.60% 0.00% 0.00% Count 29 Years of data
up/down down Count 8 27.59%
Meet Prediction? % right Count 3 37.50%
Financial Cash Flow $1,946 $25,226 $11,701 $2,104 -$11,831 $15,147 -$2,303 -$2,690 -$2,630 -$1,833 -$2,903 -$2,436 C F Statement Financial Cash Flow
Total Accruals $27 $2,617 $3,086 -$2,091 $873 $1,867 $3,220 $2,046 $3,581 $2,747 $3,452 $3,845 Accruals
Accruals Ratio 0.01% 0.86% 0.90% -0.59% 0.26% 0.53% 0.91% 0.52% 0.90% 0.66% 0.75% 0.77% 0.75% <-Median-> 5 Ratio
Cash $1,310 $1,317 $15,457 $1,558 $1,812 $2,190 $1,855 $2,613 $2,211 $2,694 $3,053 $3,500 Cash
Cash per Share $3.92 $3.92 $46.14 $4.09 $4.72 $5.58 $4.63 $6.46 $5.54 $6.79 $7.68 $8.81 $6.79 <-Median-> 5 Cash per Share
Percentage of Stock Price 5.13% 3.99% 65.40% 8.01% 6.92% 7.12% 6.28% 8.08% 6.10% 6.80% 8.43% 8.05% 8.05% <-Median-> 5 % of Stock Price
Notes:
CIBC Mellon Global Securities Services: formed by CIBC and Mellon Bank Corp. (now Bank of New York Mellon) of Pittsburgh PA 1996
and Canada Trust's pension and custody business in 1997
In 1988, CIBC acquired a majority interest in Wood Gundy which brought a well-respected name and reputation in underwriting. Shortly thereafter, the corporation merged
Wood Gundy and CIBC Securities under the name CIBC Wood Gundy which became CIBC Oppenheimer in 1997 and later, CIBC World Markets.
Wood, Gundy & Company, the precursor of CIBC's investment banking arm, opened its doors on February 1, 1905
The Canadian Bank of Commerce and the Imperial Bank of Canada merged in June 1, 1961. At the time, they were two of Canada's largest banks.
The Imperial Bank of Canada (The Imperial) opened in Toronto on March 18, 1875.
CIBC's history begins with the founding of The Canadian Bank of Commerce on May 15, 1867
Sector:
Bank, Financial Services
What should this stock accomplish?
Would I buy this company and Why.
The only reason I would not buy this bank is because I already hold 3 Canadian Banks.
Dividends
Dividends are paid quarterly in Cycle 1 of October, January, April and July. Dividends are declared in one month for shareholders of record of the following month and paid in the next month.
For example, the dividends declared on May 28, 2015 was for shareholders of record of June 29, 2015 and paid on July 28, 2015.
Misson Statement or closes thing I can find.
What I am looking for is a statement that the company wants to do well by their customers, employees, and community and and thereby earn shareholders a reasonable return.
For customers
For employees
For community
For investors
Why am I following this stock.
This was the only major Canadian Bank I was not following. I think it is about time I did.
How they make their money.
Canadian Imperial Bank of Commerce (CIBC) is a global financial institution. The Company provides a range of financial products and services to
individual, small business, commercial, corporate and institutional clients in Canada and around the world.
Shares; '%, Value $M Shares %, Val $M
Date Jan 25 2017
Dodig, Victor George 0.017 0.00%
CEO - Shares - Amount $1.978
Options - percentage 0.405 0.10%
Options - amount $45.842
Glass, Kevin A. 0.004 0.00%
CFO - Shares - Amount $0.431
Options - percentage 0.177 0.04%
Options - amount $20.052
Capatides, Michael G. 0.014 0.00%
Officer - Shares - Amount $1.578
Options - percentage 0.173 0.04%
Options - amount $19.625
Belzberg, Brent S. 0.004 0.00%
Director - Shares - Amount $0.396
Options - percentage 0.049 0.01%
Options - amount $5.508
Manley, John P. 0.000 0.00%
Chairman - Shares - Amt $0.000
Options - percentage 0.036 0.01%
Options - amount $4.051
Increase in O/S Shares 1.157 0.29% 0.357 0.09% 0.816 0.21%
Due to SO $115.468 $32.524 $89.375
Book Value $96.000 $30.000 $72.000
Insider Buying $0.000
Insider Selling $27.965
Net Insider Selling $27.965
Net Selling % of Market Cap 0.06%
Directors 17
Women 5 29%
Minorities 0 0%
Institutions/Holdings 279 53.36%
Total Shares Held 212.307 53.47%
Increase/Decrease 3 Mths 4.708 2.27%
Starting No. of Shares 207.599 NASDAQ
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