This report should not be construed as providing investment
advice. It is for educational purposes only.
Before making any investment decision, you should always do your own
research or consult a investment professional. |
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While I try to
be accurate, I assume no responsibility for any figure in this spreadsheet. |
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Estimates |
Estimates |
Estimates |
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See my website
on stocks or see my blog at the following sites. |
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www.spbrunner.com/stocks.html |
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www.spbrunner.blogspot.com/ |
Q2 2020 |
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Genworth MI Canada Inc |
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TSX |
MIC |
OTC |
GMICF |
https://www.genworth.ca/ |
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Fiscal Yr: |
Dec 31 |
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Year |
12/31/07 |
12/31/08 |
12/31/09 |
12/31/10 |
12/31/11 |
12/31/12 |
12/31/13 |
12/31/14 |
12/31/15 |
12/31/16 |
12/31/17 |
12/31/18 |
12/31/19 |
12/31/20 |
12/31/21 |
12/31/22 |
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Value |
Description |
#Y |
Item |
Total G |
Accounting Rules |
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C.GAAP |
C.GAAP |
C.GAAP |
IFRS |
IFRS |
IFRS |
IFRS |
IFRS |
IFRS |
IFRS |
IFRS |
IFRS |
IFRS |
IFRS |
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Accounting Rules |
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USD - CDN$ |
0.9881 |
1.2246 |
1.0466 |
0.9946 |
1.0170 |
0.9949 |
1.0636 |
1.1601 |
1.3847 |
1.3427 |
1.2545 |
1.3642 |
1.2988 |
1.2988 |
1.2988 |
1.2988 |
|
6.52% |
<-IRR #YR-> |
5 |
USD - CDN$ |
|
Change |
-15.21% |
23.93% |
-14.54% |
-4.97% |
2.25% |
-2.17% |
6.91% |
9.07% |
19.36% |
-3.04% |
-6.57% |
8.74% |
-4.79% |
0.00% |
0.00% |
0.00% |
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1.09% |
<-IRR #YR-> |
10 |
USD - CDN$ |
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-0.9949 |
0.0000 |
0.0000 |
0.0000 |
0.0000 |
1.3642 |
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-1.2246 |
0.0000 |
0.0000 |
0.0000 |
0.0000 |
0.0000 |
0.0000 |
0.0000 |
0.0000 |
0.0000 |
1.3642 |
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$684 |
<-12 mths |
0.84% |
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Premiums Written |
$997.4 |
$722.1 |
$374.0 |
$564.4 |
$544.6 |
$560.2 |
$511.8 |
$639.8 |
$808.6 |
$759.8 |
$662.7 |
$639.0 |
$701.0 |
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87.46% |
<-Total Growth |
10 |
Premiums Written |
|
Revenue* |
$423.6 |
$517.6 |
$609.8 |
$620.8 |
$611.9 |
$589.0 |
$573.2 |
$565.0 |
$586.2 |
$637.9 |
$675.9 |
$680.2 |
$678.7 |
$726.0 |
$726.0 |
$729.0 |
|
11.30% |
<-Total Growth |
10 |
Revenue |
|
Increase |
0.00% |
22.18% |
17.82% |
1.81% |
-1.44% |
-3.73% |
-2.69% |
-1.44% |
3.76% |
8.82% |
5.95% |
0.65% |
-0.22% |
6.97% |
0.00% |
0.41% |
|
1.08% |
<-IRR #YR-> |
10 |
Revenue |
11.30% |
5 year Running Average |
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$556.7 |
$589.8 |
$601.0 |
$592.0 |
$585.1 |
$590.3 |
$607.6 |
$629.0 |
$652 |
$679.7 |
$697.4 |
$708.0 |
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3.74% |
<-IRR #YR-> |
5 |
Revenue |
20.13% |
Revenue per Share |
$4.04 |
$4.62 |
$5.21 |
$5.92 |
$6.20 |
$5.97 |
$6.04 |
$6.07 |
$6.39 |
$6.94 |
$7.43 |
$7.77 |
$7.87 |
$8.41 |
$8.41 |
$8.45 |
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1.99% |
<-IRR #YR-> |
8 |
5 yr Running Average |
#DIV/0! |
Increase |
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14.51% |
12.69% |
13.77% |
4.67% |
-3.71% |
1.14% |
0.43% |
5.29% |
8.74% |
7.02% |
4.50% |
1.35% |
6.91% |
0.00% |
0.41% |
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1.94% |
<-IRR #YR-> |
5 |
5 yr Running Average |
10.10% |
5 year Running Average |
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$5.20 |
$5.59 |
$5.87 |
$6.04 |
$6.13 |
$6.28 |
$6.57 |
$6.92 |
$7.28 |
$7.69 |
$7.98 |
$8.18 |
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4.22% |
<-IRR #YR-> |
10 |
Revenue per Share |
51.15% |
P/S (Price/Sales) Med |
0.00 |
0.00 |
4.42 |
4.32 |
3.81 |
3.35 |
4.94 |
6.12 |
5.27 |
4.20 |
5.07 |
5.46 |
6.24 |
5.06 |
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5.35% |
<-IRR #YR-> |
5 |
Revenue per Share |
29.77% |
P/S (Price/Sales) Close |
0.00 |
0.00 |
5.18 |
4.67 |
3.27 |
3.78 |
6.07 |
6.10 |
4.17 |
4.85 |
5.85 |
5.18 |
7.22 |
4.28 |
4.28 |
4.26 |
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4.30% |
<-IRR #YR-> |
8 |
5 yr Running Average |
#DIV/0! |
*Revenue in M
CDN $ for Premiums Earned |
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P/S Med |
20 yr |
4.42 |
15 yr |
4.42 |
10 yr |
5.00 |
5 yr |
5.27 |
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-14.50% |
Diff M/C |
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3.80% |
<-IRR #YR-> |
5 |
5 yr Running Average |
20.51% |
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-$609.8 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$678.7 |
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-$565.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$678.7 |
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-$556.7 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$651.8 |
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-$592.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$651.8 |
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-$5.21 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$7.87 |
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-$6.07 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$7.87 |
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-$5.20 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$7.28 |
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-$6.04 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$7.28 |
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$4.69 |
<-12 mths |
-4.67% |
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EPS Basic |
$2.94 |
$3.02 |
$3.31 |
$3.09 |
$3.18 |
$4.77 |
$3.86 |
$3.97 |
$4.32 |
$4.54 |
$5.76 |
$5.04 |
$4.92 |
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48.64% |
<-Total Growth |
10 |
EPS Basic |
|
EPS Diluted* |
$2.94 |
$3.02 |
$3.30 |
$3.06 |
$3.17 |
$4.76 |
$3.86 |
$3.97 |
$4.32 |
$4.54 |
$5.76 |
$4.99 |
$4.92 |
$4.33 |
$4.47 |
$5.29 |
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49.09% |
<-Total Growth |
10 |
EPS Diluted |
|
Increase |
0.00% |
2.72% |
9.27% |
-7.27% |
3.59% |
50.16% |
-18.91% |
2.85% |
8.82% |
5.09% |
26.87% |
-13.37% |
-1.40% |
-11.99% |
3.23% |
18.34% |
|
4.07% |
<-IRR #YR-> |
10 |
Earnings per Share |
49.09% |
Earnings Yield |
|
|
12.24% |
11.07% |
15.64% |
21.07% |
10.54% |
10.74% |
16.24% |
13.49% |
13.24% |
12.41% |
8.66% |
12.03% |
12.42% |
14.69% |
|
4.38% |
<-IRR #YR-> |
5 |
Earnings per Share |
23.93% |
5 year Running Average |
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|
$3.10 |
$3.46 |
$3.63 |
$3.76 |
$4.02 |
$4.29 |
$4.49 |
$4.72 |
$4.91 |
$4.91 |
$4.89 |
$4.80 |
|
5.91% |
<-IRR #YR-> |
8 |
5 yr Running Average |
#DIV/0! |
10 year Running Average |
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$3.69 |
$3.98 |
$4.17 |
$4.34 |
$4.46 |
$4.59 |
$4.65 |
|
5.44% |
<-IRR #YR-> |
5 |
5 yr Running Average |
30.34% |
* Diluted ESP per
share |
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E/P |
10 Yrs |
12.83% |
5Yrs |
13.24% |
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-$3.30 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$4.92 |
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-$3.97 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$4.92 |
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-$3.10 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$4.91 |
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-$3.76 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$4.91 |
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Dividend* |
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$2.16 |
$2.19 |
$2.32 |
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Estimate |
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Dividend* |
|
Increase |
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4.35% |
1.39% |
5.94% |
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Estimate |
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Increase |
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Special Dividends |
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|
$0.00 |
$0.00 |
$0.50 |
$0.00 |
$0.00 |
$0.43 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$4.17 |
$4.64 |
$0.00 |
$0.00 |
|
$0.00 |
<-Median-> |
10 |
Special Dividends |
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Dividend* |
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$0.22 |
$0.92 |
$1.07 |
$1.19 |
$1.31 |
$1.44 |
$1.59 |
$1.70 |
$1.79 |
$1.92 |
$2.07 |
$2.16 |
$2.16 |
$2.16 |
|
840.91% |
<-Total Growth |
10 |
Dividends |
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Increase |
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0.00% |
318.18% |
16.30% |
11.21% |
10.08% |
9.92% |
10.42% |
6.92% |
5.29% |
7.26% |
7.81% |
4.35% |
0.00% |
0.00% |
|
10 |
0 |
10 |
Years of data |
Count P, N |
Average Increases 5 Year
Running |
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|
0.00% |
63.64% |
66.90% |
69.14% |
71.16% |
73.14% |
11.59% |
9.71% |
8.53% |
7.96% |
7.54% |
6.33% |
4.94% |
3.88% |
|
37.61% |
<-Median-> |
10 |
Average Incr 5 Year Running |
|
Dividends 5 Yr Running |
|
|
$0.04 |
$0.23 |
$0.54 |
$0.78 |
$1.04 |
$1.37 |
$1.51 |
$1.53 |
$1.65 |
$1.77 |
$2.65 |
$3.69 |
$3.78 |
$3.86 |
|
5918.18% |
<-Total Growth |
10 |
Dividends 5 Yr Running |
|
Yield H/L Price |
|
|
0.96% |
3.59% |
4.53% |
5.95% |
4.39% |
3.88% |
4.72% |
5.83% |
4.75% |
4.53% |
4.22% |
5.07% |
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4.53% |
<-Median-> |
10 |
Yield H/L Price |
|
Yield on High Price |
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|
0.80% |
3.20% |
3.86% |
5.14% |
3.57% |
3.44% |
3.85% |
4.72% |
4.04% |
4.15% |
3.54% |
3.55% |
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3.85% |
<-Median-> |
10 |
Yield on High Price |
|
Yield on Low Price |
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|
1.19% |
4.09% |
5.49% |
7.07% |
5.71% |
4.44% |
6.12% |
7.63% |
5.77% |
4.99% |
5.22% |
8.89% |
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5.60% |
<-Median-> |
10 |
Yield on Low Price |
|
Yield on Close Price |
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|
0.82% |
3.33% |
5.28% |
5.27% |
3.58% |
3.89% |
5.98% |
5.05% |
4.11% |
4.78% |
3.64% |
6.00% |
6.00% |
6.00% |
|
4.45% |
<-Median-> |
10 |
Yield on Close Price |
|
Payout Ratio EPS |
|
|
6.67% |
30.07% |
49.53% |
25.00% |
33.94% |
47.10% |
36.81% |
37.44% |
31.08% |
38.48% |
126.83% |
157.04% |
48.32% |
40.83% |
|
$0.37 |
<-Median-> |
11 |
DPR EPS |
|
DPR EPS 5 Yr Running |
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|
|
17.50% |
22.53% |
28.71% |
36.45% |
37.50% |
35.71% |
36.79% |
37.62% |
53.97% |
75.18% |
77.28% |
80.33% |
|
$0.36 |
<-Median-> |
9 |
DPR EPS 5 Yr Running |
|
Payout Ratio CFPS |
|
|
112.07% |
155.04% |
177.88% |
63.05% |
33.95% |
87.40% |
21.89% |
28.70% |
37.13% |
44.16% |
92.11% |
98.78% |
#VALUE! |
#DIV/0! |
|
$0.63 |
<-Median-> |
11 |
DPR CF |
|
DPR CF 5 Yr Running |
|
|
|
|
17.48% |
41.27% |
70.23% |
73.28% |
46.97% |
36.35% |
34.41% |
36.21% |
45.45% |
64.17% |
#VALUE! |
#DIV/0! |
|
$0.41 |
<-Median-> |
9 |
DPR CF 5 Yr Running |
|
Payout Ratio CFPS WC |
|
|
6.63% |
26.42% |
42.84% |
33.02% |
30.01% |
41.50% |
30.62% |
37.57% |
29.59% |
32.31% |
103.90% |
118.31% |
#VALUE! |
#DIV/0! |
|
$0.32 |
<-Median-> |
11 |
DPR CF WC |
|
DPR CF WC 5 Yr Running |
|
|
|
|
16.38% |
22.38% |
28.26% |
34.96% |
35.30% |
34.51% |
33.52% |
33.83% |
47.77% |
65.26% |
#VALUE! |
#DIV/0! |
|
$0.34 |
<-Median-> |
9 |
DPR CF WC 5 Yr Running |
|
Median Values |
10 Yr Med |
10 Yr Cl |
4.53% |
4.45% |
5 Yr Med |
5 Yr Cl |
4.72% |
4.78% |
5 Yr Med |
Payout |
37.44% |
37.13% |
32.31% |
|
|
|
|
7.53% |
<-IRR #YR-> |
5 |
Dividends |
43.75% |
* Dividends per
share |
10 Yr Med |
and Cur. |
32.44% |
34.97% |
5 Yr Med |
and Cur. |
27.02% |
25.63% |
Last Div Inc ---> |
$0.51 |
$0.54 |
5.88% |
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|
8.93% |
<-IRR #YR-> |
10 |
Dividends |
840.91% |
Dividends Growth 15 |
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#NUM! |
<-IRR #YR-> |
15 |
Dividends |
#DIV/0! |
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Dividends Growth 5 |
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-$1.44 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$2.07 |
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Dividends Growth 5 |
|
Dividends Growth 10 |
|
|
-$0.88 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$2.07 |
|
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|
Dividends Growth 10 |
|
Dividends Growth 15 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$2.07 |
|
|
|
|
|
|
|
Dividends Growth 15 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Historical Dividends |
|
|
Historical |
High Div |
7.52% |
Low Div |
1.28% |
Ave Div |
4.40% |
Med Div |
4.53% |
Close Div |
4.11% |
|
|
|
|
|
|
|
Historical Dividends |
|
High/Ave/Median Values |
|
|
Curr diff |
Exp. |
-20.21% |
Cheap |
368.75% |
Cheap |
36.36% |
Cheap |
32.45% |
Cheap |
45.81% |
|
|
|
|
|
|
|
High/Ave/Median |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Future Dividend Yield |
|
|
|
|
Div Yd |
7.98% |
earning in |
5 |
Years |
at IRR of |
5.88% |
Div Inc. |
33.08% |
|
|
|
|
|
|
|
Future Dividend Yield |
|
Future Dividend Yield |
|
|
|
|
Div Yd |
10.63% |
earning in |
10 |
Years |
at IRR of |
5.88% |
Div Inc. |
77.11% |
|
|
|
|
|
|
|
Future Dividend Yield |
|
Future Dividend Yield |
|
|
|
|
Div Yd |
14.14% |
earning in |
15 |
Years |
at IRR of |
5.88% |
Div Inc. |
135.70% |
|
|
|
|
|
|
|
Future Dividend Yield |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Yield if held 5 years |
|
|
|
|
|
|
|
6.26% |
6.21% |
7.20% |
8.95% |
6.44% |
5.58% |
6.42% |
7.41% |
5.74% |
|
6.35% |
<-Median-> |
6 |
Paid Median Price |
|
Yield if held 10 years |
|
|
|
|
|
|
|
|
|
|
|
|
9.00% |
8.43% |
9.14% |
10.81% |
|
9.00% |
<-Median-> |
1 |
Paid Median Price |
|
Yield if held 15 years |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
#DIV/0! |
|
#NUM! |
<-Median-> |
0 |
Paid Median Price |
|
Yield if held 20 years |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
#DIV/0! |
|
#NUM! |
<-Median-> |
0 |
Paid Median Price |
|
Yield if held 25 years |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
#DIV/0! |
|
#NUM! |
<-Median-> |
0 |
Paid Median Price |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cost covered if held 5
years |
|
|
|
|
|
|
|
29.83% |
29.40% |
32.43% |
41.32% |
29.73% |
35.68% |
54.81% |
64.90% |
51.19% |
|
31.13% |
<-Median-> |
6 |
Paid Median Price |
|
Cost covered if held 10
years |
|
|
|
|
|
|
|
|
|
|
|
|
87.41% |
101.42% |
112.49% |
137.77% |
|
87.41% |
<-Median-> |
1 |
Paid Median Price |
|
Cost covered if held 15
years |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
#DIV/0! |
|
#NUM! |
<-Median-> |
0 |
Paid Median Price |
|
Cost covered if held 20
years |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
#DIV/0! |
|
#NUM! |
<-Median-> |
0 |
Paid Median Price |
|
Cost covered if held 25
years |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
#DIV/0! |
|
#NUM! |
<-Median-> |
0 |
Paid Median Price |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Based on EPS 3 yrs
trailing |
|
|
|
|
|
$46.91 |
$51.78 |
$55.73 |
$59.31 |
$60.16 |
$64.74 |
$70.68 |
$71.72 |
$70.33 |
$67.05 |
$65.81 |
|
|
based on EPS |
3 yrs trailing |
|
Graham Number |
|
|
$40.94 |
$41.25 |
$44.04 |
$57.42 |
$53.15 |
$56.01 |
$60.18 |
$63.70 |
$75.14 |
$71.52 |
$70.46 |
$64.04 |
$65.06 |
$70.78 |
|
72.12% |
<-Total Growth |
10 |
Graham Number |
|
Increase |
|
|
#DIV/0! |
0.75% |
6.78% |
30.39% |
-7.44% |
5.38% |
7.44% |
5.85% |
17.96% |
-4.82% |
-1.47% |
-9.12% |
1.60% |
8.79% |
|
5.61% |
<-Median-> |
10 |
Graham Price |
|
Price/GP Ratio Med |
|
|
0.56 |
0.62 |
0.54 |
0.35 |
0.56 |
0.66 |
0.56 |
0.46 |
0.50 |
0.59 |
0.70 |
0.67 |
|
|
|
0.56 |
<-Median-> |
10 |
Price/GP Ratio Med |
|
Price/GP Ratio High |
|
|
0.67 |
0.70 |
0.63 |
0.40 |
0.69 |
0.75 |
0.69 |
0.57 |
0.59 |
0.65 |
0.83 |
0.95 |
|
|
|
0.67 |
<-Median-> |
10 |
Price/GP Ratio High |
|
Price/GP Ratio Low |
|
|
0.45 |
0.55 |
0.44 |
0.29 |
0.43 |
0.58 |
0.43 |
0.35 |
0.41 |
0.54 |
0.56 |
0.38 |
|
|
|
0.44 |
<-Median-> |
10 |
Price/GP Ratio Low |
|
Price/GP Ratio Close |
|
|
0.66 |
0.67 |
0.46 |
0.39 |
0.69 |
0.66 |
0.44 |
0.53 |
0.58 |
0.56 |
0.81 |
0.56 |
0.55 |
0.51 |
|
0.57 |
<-Median-> |
10 |
Price/GP Ratio Close |
|
Prem/Disc Close |
|
|
-34.17% |
-32.96% |
-53.97% |
-60.66% |
-31.08% |
-33.98% |
-55.80% |
-47.15% |
-42.10% |
-43.79% |
-19.36% |
-43.78% |
-44.67% |
-49.14% |
|
-42.95% |
<-Median-> |
10 |
Graham Price |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Month, Year |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
31-Dec |
|
10.00 |
<Count Years> |
|
Month, Year |
|
Price Close |
|
|
$26.95 |
$27.65 |
$20.27 |
$22.59 |
$36.63 |
$36.98 |
$26.60 |
$33.66 |
$43.50 |
$40.20 |
$56.82 |
$36.00 |
$36.00 |
$36.00 |
|
110.83% |
<-Total Growth |
10 |
Stock Price |
|
Increase |
|
|
#DIV/0! |
2.60% |
-26.69% |
11.45% |
62.15% |
0.96% |
-28.07% |
26.54% |
29.23% |
-7.59% |
41.34% |
-36.64% |
0.00% |
0.00% |
|
7.75 |
<-Median-> |
10 |
CAPE (10 Yr P/E) |
|
P/E Ratio |
|
|
8.17 |
9.04 |
6.39 |
4.75 |
9.49 |
9.31 |
6.16 |
7.41 |
7.55 |
8.06 |
11.55 |
8.31 |
8.05 |
6.81 |
|
8.97% |
<-IRR #YR-> |
5 |
Stock Price |
53.65% |
Trailing P/E Ratio |
|
|
8.92 |
8.38 |
6.62 |
7.13 |
7.70 |
9.58 |
6.70 |
7.79 |
9.58 |
6.98 |
11.39 |
7.32 |
8.31 |
8.05 |
|
7.74% |
<-IRR #YR-> |
10 |
Stock Price |
110.83% |
CAPE (10 Yr P/E) |
|
|
|
|
|
|
|
|
|
|
|
7.55 |
7.96 |
7.92 |
8.04 |
8.23 |
|
14.54% |
<-IRR #YR-> |
5 |
Price & Dividend |
89.45% |
Median 10, 5 Yrs |
|
D. per yr |
4.81% |
5.57% |
% Tot Ret |
38.31% |
38.30% |
T P/E |
$7.74 |
$7.79 |
P/E: |
$7.80 |
$7.55 |
|
|
|
|
12.55% |
<-IRR #YR-> |
10 |
Price & Dividend |
185.42% |
Price 15 |
|
D. per yr |
#NUM! |
|
% Tot Ret |
#NUM! |
|
|
|
|
|
CAPE Diff |
7.24% |
|
|
|
|
#NUM! |
<-IRR #YR-> |
11 |
Stock Price |
#DIV/0! |
Price & Dividend 15 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
#NUM! |
<-IRR #YR-> |
11 |
Price & Dividend |
#DIV/0! |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Price 5 |
|
|
|
|
|
|
|
-$36.98 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$56.82 |
|
|
|
|
|
|
|
Price 5 |
TD bank |
Price 10 |
|
|
-$26.95 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$56.82 |
|
|
|
|
|
|
|
Price 10 |
POW 30 |
Price & Dividend 5 |
|
|
|
|
|
|
|
-$36.98 |
$1.59 |
$1.70 |
$1.79 |
$1.92 |
$63.06 |
|
|
|
|
|
|
|
Price & Dividend 5 |
|
Price & Dividend 10 |
|
|
-$26.95 |
$0.92 |
$1.57 |
$1.19 |
$1.31 |
$1.87 |
$1.59 |
$1.70 |
$1.79 |
$1.92 |
$63.06 |
|
|
|
|
|
|
|
Price & Dividend 10 |
to year 35 |
Price 15 |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$56.82 |
|
|
|
|
|
|
|
Price 15 |
|
Price & Dividend 15 |
|
$0.00 |
$0.22 |
$0.92 |
$1.57 |
$1.19 |
$1.31 |
$1.87 |
$1.59 |
$1.70 |
$1.79 |
$1.92 |
$63.06 |
|
|
|
|
|
|
|
Price & Dividend 15 |
Price 35 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Price H/L Median |
|
|
$23.00 |
$25.62 |
$23.62 |
$19.99 |
$29.84 |
$37.11 |
$33.66 |
$29.14 |
$37.66 |
$42.38 |
$49.08 |
$42.60 |
|
|
|
113.44% |
<-Total Growth |
10 |
Stock Price |
|
Increase |
|
|
|
11.39% |
-7.79% |
-15.37% |
49.25% |
24.38% |
-9.30% |
-13.44% |
29.26% |
12.53% |
15.81% |
-13.20% |
|
|
|
5.75% |
<-IRR #YR-> |
5 |
Stock Price |
32.26% |
P/E Ratio |
|
|
6.97 |
8.37 |
7.45 |
4.20 |
7.73 |
9.35 |
7.79 |
6.42 |
6.54 |
8.49 |
9.98 |
9.84 |
|
|
|
7.88% |
<-IRR #YR-> |
10 |
Stock Price |
113.44% |
Trailing P/E Ratio |
|
|
7.61 |
7.76 |
7.72 |
6.31 |
6.27 |
9.61 |
8.48 |
6.74 |
8.30 |
7.36 |
9.84 |
8.66 |
|
|
|
11.70% |
<-IRR #YR-> |
5 |
Price & Dividend |
67.93% |
P/E on Running 5 yr
Average |
|
|
|
|
7.62 |
5.77 |
8.22 |
9.86 |
8.38 |
6.79 |
8.39 |
8.99 |
10.00 |
8.68 |
|
|
|
13.46% |
<-IRR #YR-> |
10 |
Price & Dividend |
200.85% |
P/E on Running 10 yr
Average |
|
|
|
|
|
|
|
|
|
7.89 |
9.47 |
10.16 |
11.32 |
9.55 |
|
|
|
7.73 |
P/E Ratio |
|
Historical Median |
|
Median 10, 5 Yrs |
|
|
5.95% |
5.58% |
% Tot Ret |
50.87% |
41.48% |
T P/E |
7.74 |
8.30 |
P/E: |
7.76 |
7.79 |
|
|
|
|
|
Count |
10 |
Years of data |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-$37.11 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$49.08 |
|
|
|
|
|
|
|
|
|
|
|
|
-$23.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$49.08 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-$37.11 |
$1.59 |
$1.70 |
$1.79 |
$1.92 |
$55.32 |
|
|
|
|
|
|
|
|
|
|
|
|
-$23.00 |
$0.92 |
$1.57 |
$1.19 |
$1.31 |
$1.87 |
$1.59 |
$1.70 |
$1.79 |
$1.92 |
$55.32 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
High Months |
|
|
Dec |
Apr |
Jan |
Feb |
Dec |
Nov |
Nov |
Aug |
Dec |
Jul |
Dec |
Jan |
|
|
|
|
|
|
|
|
Price High |
|
|
$27.49 |
$28.74 |
$27.74 |
$23.14 |
$36.71 |
$41.82 |
$41.35 |
$36.00 |
$44.30 |
$46.25 |
$58.48 |
$60.91 |
|
|
|
112.73% |
<-Total Growth |
10 |
Stock Price |
|
Increase |
|
|
#DIV/0! |
4.55% |
-3.48% |
-16.58% |
58.64% |
13.92% |
-1.12% |
-12.94% |
23.06% |
4.40% |
26.44% |
4.16% |
|
|
|
6.94% |
<-IRR #YR-> |
5 |
Stock Price |
39.84% |
P/E Ratio |
|
|
8.33 |
9.39 |
8.75 |
4.86 |
9.51 |
10.53 |
9.57 |
7.93 |
7.69 |
9.27 |
11.89 |
14.07 |
|
|
|
7.84% |
<-IRR #YR-> |
10 |
Stock Price |
112.73% |
Trailing P/E Ratio |
|
|
9.10 |
8.71 |
9.07 |
7.30 |
7.71 |
10.83 |
10.42 |
8.33 |
9.76 |
8.03 |
11.72 |
12.38 |
|
|
|
9.27 |
P/E Ratio |
|
Historical Median |
|
Median 10, 5 Yrs |
|
|
|
|
|
|
|
T P/E |
8.89 |
9.76 |
P/E: |
9.33 |
9.27 |
|
|
|
|
11.62 |
P/E Ratio |
|
Historical High |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-$41.82 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$58.48 |
|
|
|
|
|
|
|
|
|
|
|
|
-$27.49 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$58.48 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Low Months |
|
|
Jul |
Jul |
Oct |
Jul |
Jan |
Feb |
Dec |
Jan |
May |
Apr |
May |
Mar |
|
|
|
|
|
|
|
|
Price Low |
|
|
$18.50 |
$22.49 |
$19.50 |
$16.84 |
$22.96 |
$32.40 |
$25.97 |
$22.27 |
$31.02 |
$38.51 |
$39.68 |
$24.29 |
|
|
|
114.49% |
<-Total Growth |
10 |
Stock Price |
|
Increase |
|
|
#DIV/0! |
21.57% |
-13.29% |
-13.64% |
36.34% |
41.11% |
-19.85% |
-14.25% |
39.29% |
24.15% |
3.04% |
-38.79% |
|
|
|
4.14% |
<-IRR #YR-> |
5 |
Stock Price |
22.47% |
P/E Ratio |
|
|
5.61 |
7.35 |
6.15 |
3.54 |
5.95 |
8.16 |
6.01 |
4.91 |
5.39 |
7.72 |
8.07 |
5.61 |
|
|
|
7.93% |
<-IRR #YR-> |
10 |
Stock Price |
114.49% |
Trailing P/E Ratio |
|
|
6.13 |
6.82 |
6.37 |
5.31 |
4.82 |
8.39 |
6.54 |
5.16 |
6.83 |
6.69 |
7.95 |
4.94 |
|
|
|
6.01 |
P/E Ratio |
|
Historical Median |
|
Median 10, 5 Yrs |
|
|
|
|
|
|
|
T P/E |
6.61 |
6.69 |
P/E: |
6.08 |
6.01 |
|
|
|
|
3.81 |
P/E Ratio |
|
Historical Low |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-$32.40 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$39.68 |
|
|
|
|
|
|
|
|
|
|
|
|
-$18.50 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$39.68 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
$647 |
<-12 mths |
11.46% |
|
|
|
|
|
|
Free Cash Flow |
|
|
|
$60 |
$63 |
$182 |
$363 |
$195 |
$666.51 |
$539.29 |
$438.85 |
$378.47 |
$580.21 |
|
|
|
|
867.02% |
<-Total Growth |
9 |
Free Cash Flow |
MS, WSJ |
Change |
|
|
|
|
5.00% |
188.89% |
99.45% |
-46.28% |
241.80% |
-19.09% |
-18.62% |
-13.76% |
53.30% |
|
|
|
|
24.37% |
<-IRR #YR-> |
5 |
Free Cash Flow MS |
197.55% |
FCF/CF from Op Ratio |
|
|
|
0.96 |
0.72 |
0.98 |
0.99 |
0.98 |
1.00 |
0.99 |
1.00 |
0.99 |
0.99 |
|
|
|
|
28.67% |
<-IRR #YR-> |
9 |
Free Cash Flow MS |
#DIV/0! |
Dividends paid |
|
|
|
|
|
|
|
|
$146.70 |
$156.11 |
$164.15 |
$172.54 |
$539.02 |
|
|
|
|
267.42% |
<-Total Growth |
4 |
Dividends paid |
|
Percentage paid |
|
|
|
|
|
|
|
|
22.01% |
28.95% |
37.40% |
45.59% |
92.90% |
|
|
|
|
$0.37 |
<-Median-> |
5 |
Percentage paid |
|
5 Year Covrage |
|
|
|
|
|
|
|
|
|
|
|
|
45.27% |
|
|
|
|
|
|
|
5 Year Covrage |
|
Dividend
Coverage Ratio |
|
|
|
|
|
|
|
|
4.54 |
3.45 |
2.67 |
2.19 |
1.08 |
|
|
|
|
2.67 |
<-Median-> |
5 |
Dividend Coverage Ratio |
|
5 Year of Covereage |
|
|
|
|
|
|
|
|
|
|
|
|
2.21 |
|
|
|
|
|
|
|
5 Year of Caogerage |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-$195.00 |
0.00 |
0.00 |
0.00 |
0.00 |
580.21 |
|
|
|
|
|
|
|
|
|
|
|
|
|
-$60.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
580.21 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Debt |
|
$2,493.40 |
$2,207.58 |
$2,530.34 |
$2,346.88 |
$2,346.88 |
$2,149.14 |
$2,254.00 |
$2,537.36 |
$2,782.10 |
$2,741.71 |
$2,738.28 |
$2,742.45 |
$2,743.12 |
|
|
|
24.23% |
<-Total Growth |
10 |
Debt |
|
Change |
|
|
-11.46% |
14.62% |
-7.25% |
0.00% |
-8.43% |
4.88% |
12.57% |
9.65% |
-1.45% |
-0.13% |
0.15% |
0.02% |
|
|
|
0.08% |
<-Median-> |
10 |
Change |
|
Coveraging Assets |
|
$4,698.43 |
$4,986.23 |
$5,135.27 |
$4,332.23 |
$5,379.35 |
$5,433.39 |
$5,471.87 |
$5,917.41 |
$6,264.95 |
$6,600.68 |
$6,509.66 |
$6,484.20 |
$6,633.00 |
|
|
|
30.04% |
<-Total Growth |
10 |
Coveraging Assets |
|
Change |
|
|
6.13% |
2.99% |
-15.64% |
24.17% |
1.00% |
0.71% |
8.14% |
5.87% |
5.36% |
-1.38% |
-0.39% |
2.29% |
|
|
|
2.00% |
<-Median-> |
10 |
Change |
|
Debt/Assets Coverage
Ratio |
|
0.53 |
0.44 |
0.49 |
0.54 |
0.44 |
0.40 |
0.41 |
0.43 |
0.44 |
0.42 |
0.42 |
0.42 |
0.41 |
|
|
|
0.43 |
<-Median-> |
10 |
Debt/Assets Coverage Ratio |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Long Term Debt |
|
$0.00 |
$0.00 |
$421.57 |
$421.95 |
$422.35 |
$422.77 |
$432.14 |
$432.50 |
$432.89 |
$433.30 |
$433.73 |
$436.03 |
$634.18 |
|
|
|
|
|
|
Debt |
|
Change |
|
|
0.00% |
0.00% |
0.09% |
0.09% |
0.10% |
2.22% |
0.08% |
0.09% |
0.09% |
0.10% |
0.53% |
45.44% |
|
|
|
0.09% |
<-Median-> |
10 |
Change |
|
Debt/Market Cap Ratio |
|
|
0.00 |
0.15 |
0.21 |
0.19 |
0.12 |
0.13 |
0.18 |
0.14 |
0.11 |
0.12 |
0.09 |
0.20 |
|
|
|
0.13 |
<-Median-> |
10 |
Debt/Market Cap Ratio |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Goodwill &
Intangibles |
|
$21.86 |
$27.48 |
$25.29 |
$22.73 |
$20.93 |
$18.49 |
$18.63 |
$20.26 |
$21.24 |
$19.52 |
$19.21 |
$19.77 |
$20.25 |
|
|
|
|
Intangibles |
|
Goodwill |
|
Change |
|
|
25.69% |
-7.96% |
-10.11% |
-7.92% |
-11.69% |
0.80% |
8.71% |
4.87% |
-8.09% |
-1.62% |
2.91% |
2.45% |
|
|
|
-4.77% |
<-Median-> |
10 |
Change |
|
Intangible/Market Cap
Ratio |
|
|
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.00 |
0.01 |
0.00 |
0.01 |
|
|
|
0.01 |
<-Median-> |
10 |
Intangible/Market Cap Ratio |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Market Cap in $M |
|
|
$3,155.8 |
$2,897.4 |
$2,000.0 |
$2,228.2 |
$3,476.6 |
$3,444.6 |
$2,441.8 |
$3,092.1 |
$3,956.0 |
$3,521.2 |
$4,899.5 |
$3,105.9 |
$3,105.9 |
$3,105.9 |
|
55.25% |
<-Total Growth |
10 |
Market Cap |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Diluted # of Shares in
Million |
104.97 |
111.41 |
114.92 |
113.94 |
102.00 |
98.81 |
97.07 |
94.97 |
92.77 |
91.87 |
91.63 |
90.18 |
86.70 |
86.27 |
86.27 |
86.27 |
|
-24.56% |
<-Total Growth |
10 |
Diluted # of Shares in Million |
|
Change |
|
6.13% |
3.15% |
-0.85% |
-10.48% |
-3.13% |
-1.76% |
-2.16% |
-2.31% |
-0.97% |
-0.27% |
-1.57% |
-3.87% |
-0.49% |
0.00% |
0.00% |
|
-2.78% |
<-IRR #YR-> |
10 |
Change |
|
Difference Diluted/Basic |
0.0% |
0.0% |
-0.4% |
-1.0% |
-0.3% |
-0.1% |
0.0% |
-0.2% |
-0.5% |
-0.1% |
0.0% |
-0.6% |
0.0% |
-0.1% |
-0.1% |
-0.1% |
|
-1.81% |
<-IRR #YR-> |
5 |
Difference Diluted/Basic |
|
Change in Diluted Shares
per Year |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-114.9 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
86.7 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-95.0 |
0.0 |
0.0 |
0.0 |
0.0 |
86.7 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Basic # of Shares in
Millions |
104.97 |
111.41 |
114.49 |
112.85 |
101.69 |
98.68 |
97.05 |
94.79 |
92.30 |
91.83 |
91.58 |
89.66 |
86.68 |
86.23 |
86.23 |
86.23 |
|
-24.29% |
<-Total Growth |
10 |
Basic |
|
Change |
|
6.13% |
2.76% |
-1.43% |
-9.89% |
-2.95% |
-1.66% |
-2.33% |
-2.63% |
-0.51% |
-0.26% |
-2.10% |
-3.32% |
-0.52% |
0.00% |
0.00% |
|
-2.22% |
<-Median-> |
10 |
Change |
|
Difference
Basic/Outstanding |
0.00% |
0.53% |
2.28% |
-7.14% |
-2.97% |
-0.05% |
-2.20% |
-1.73% |
-0.54% |
0.04% |
-0.70% |
-2.30% |
-0.52% |
0.05% |
0.05% |
0.05% |
|
-1.22% |
<-Median-> |
10 |
Difference Basic/Outstanding |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
$594 |
<-12 mths |
1.67% |
|
|
|
|
|
|
# of Share in Millions |
104.974 |
112.000 |
117.100 |
104.789 |
98.667 |
98.638 |
94.911 |
93.148 |
91.795 |
91.864 |
90.942 |
87.591 |
86.229 |
86.275 |
86.275 |
86.275 |
|
-3.01% |
<-IRR #YR-> |
10 |
Shares |
-26.36% |
Change |
|
6.69% |
4.55% |
-10.51% |
-5.84% |
-0.03% |
-3.78% |
-1.86% |
-1.45% |
0.08% |
-1.00% |
-3.68% |
-1.56% |
0.05% |
<-12 mths |
|
|
-1.53% |
<-IRR #YR-> |
5 |
Shares |
-7.43% |
Cash Flow from Operations
$M |
$834.0 |
$659.7 |
$23.0 |
$62.2 |
$87.1 |
$186.2 |
$366.3 |
$199.3 |
$666.7 |
$544.2 |
$438.5 |
$380.8 |
$584.2 |
$593.9 |
<-12 mths |
|
|
2441.20% |
<-Total Growth |
10 |
Cash Flow |
|
Increase |
|
-20.90% |
-96.52% |
170.50% |
40.04% |
113.78% |
96.73% |
-45.59% |
234.54% |
-18.38% |
-19.42% |
-13.14% |
53.39% |
1.67% |
<-12 mths |
|
|
Why increase |
decrease |
|
|
|
5 year Running Average |
|
|
|
|
$333.2 |
$203.6 |
$144.9 |
$180.2 |
$301.1 |
$392.5 |
$443.0 |
$445.9 |
$522.9 |
$508.3 |
<-12 mths |
|
|
56.93% |
<-Total Growth |
8 |
CF 5 Yr Running |
|
CFPS |
$7.94 |
$5.89 |
$0.20 |
$0.59 |
$0.88 |
$1.89 |
$3.86 |
$2.14 |
$7.26 |
$5.92 |
$4.82 |
$4.35 |
$6.77 |
$6.88 |
<-12 mths |
|
|
3350.98% |
<-Total Growth |
10 |
Cash Flow per Share |
|
Increase |
|
-25.86% |
-96.67% |
202.28% |
48.73% |
113.85% |
104.46% |
-44.56% |
239.47% |
-18.44% |
-18.61% |
-9.82% |
55.81% |
1.61% |
<-12 mths |
|
|
38.20% |
<-IRR #YR-> |
10 |
Cash Flow |
2441.20% |
5 year Running Average |
|
|
|
|
$3.10 |
$1.89 |
$1.48 |
$1.87 |
$3.21 |
$4.21 |
$4.80 |
$4.90 |
$5.83 |
$5.75 |
<-12 mths |
|
|
24.00% |
<-IRR #YR-> |
5 |
Cash Flow |
193.13% |
P/CF on Med Price |
0.00 |
0.00 |
117.14 |
43.17 |
26.76 |
10.59 |
7.73 |
17.35 |
4.63 |
4.92 |
7.81 |
9.75 |
7.24 |
6.19 |
<-12 mths |
|
|
42.49% |
<-IRR #YR-> |
10 |
Cash Flow per Share |
3350.98% |
P/CF on Closing Price |
0.00 |
0.00 |
137.28 |
46.60 |
22.97 |
11.97 |
9.49 |
17.28 |
3.66 |
5.68 |
9.02 |
9.25 |
8.39 |
5.23 |
<-12 mths |
|
|
25.93% |
<-IRR #YR-> |
5 |
Cash Flow per Share |
216.65% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-40.43% |
Diff M/C |
|
8.20% |
<-IRR #YR-> |
8 |
CFPS 5 yr Running |
#DIV/0! |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
$495.86 |
<-12 mths |
-4.25% |
|
|
|
|
|
|
Excl.Working Capital CF |
-$547.6 |
-$283.9 |
$365.7 |
$302.7 |
$274.5 |
$169.3 |
$48.1 |
$220.4 |
-$190.0 |
-$128.5 |
$111.7 |
$139.7 |
-$66.3 |
|
<-12 mths |
|
|
25.49% |
<-IRR #YR-> |
5 |
CFPS 5 yr Running |
211.16% |
Cash Flow from Operations
$M WC |
$286.4 |
$375.7 |
$388.6 |
$364.9 |
$361.6 |
$355.5 |
$414.4 |
$419.7 |
$476.7 |
$415.7 |
$550.2 |
$520.6 |
$517.9 |
$495.9 |
<-12 mths |
|
|
33.25% |
<-Total Growth |
10 |
Cash Flow less WC |
|
Increase |
|
31.21% |
3.43% |
-6.12% |
-0.89% |
-1.69% |
16.57% |
1.29% |
13.58% |
-12.81% |
32.36% |
-5.38% |
-0.52% |
-4.25% |
<-12 mths |
|
|
2.91% |
<-IRR #YR-> |
10 |
Cash Flow less WC |
33.25% |
5 year Running Average |
|
|
|
|
$355.4 |
$369.3 |
$377.0 |
$383.2 |
$405.6 |
$416.4 |
$455.3 |
$476.6 |
$496.2 |
$500.0 |
<-12 mths |
|
|
4.29% |
<-IRR #YR-> |
5 |
Cash Flow less WC |
23.39% |
CFPS Excl. WC |
$2.73 |
$3.35 |
$3.32 |
$3.48 |
$3.66 |
$3.60 |
$4.37 |
$4.51 |
$5.19 |
$4.52 |
$6.05 |
$5.94 |
$6.01 |
$5.75 |
<-12 mths |
|
|
4.26% |
<-IRR #YR-> |
8 |
CF less WC 5 Yr Run |
#DIV/0! |
Increase |
|
22.97% |
-1.07% |
4.91% |
5.26% |
-1.67% |
21.14% |
3.21% |
15.26% |
-12.88% |
33.71% |
-1.76% |
1.05% |
-4.30% |
<-12 mths |
|
|
5.30% |
<-IRR #YR-> |
5 |
CF less WC 5 Yr Run |
29.49% |
5 year Running Average |
|
|
|
|
$3.31 |
$3.48 |
$3.69 |
$3.92 |
$4.27 |
$4.44 |
$4.93 |
$5.24 |
$5.54 |
$5.65 |
<-12 mths |
|
|
6.11% |
<-IRR #YR-> |
10 |
CFPS - Less WC |
80.95% |
P/CF on Median Price |
0.00 |
0.00 |
6.93 |
7.36 |
6.45 |
5.55 |
6.83 |
8.24 |
6.48 |
6.44 |
6.23 |
7.13 |
8.17 |
7.41 |
<-12 mths |
|
|
5.91% |
<-IRR #YR-> |
5 |
CFPS - Less WC |
33.29% |
P/CF on Closing Price |
0.00 |
0.00 |
8.12 |
7.94 |
5.53 |
6.27 |
8.39 |
8.21 |
5.12 |
7.44 |
7.19 |
6.76 |
9.46 |
6.26 |
<-12 mths |
|
|
6.66% |
<-IRR #YR-> |
8 |
CFPS 5 yr Running |
#DIV/0! |
*Operational Cash Flow. |
|
|
CF/-WC |
P/CF Med |
10 yr |
8.78 |
5 yr |
7.24 |
P/CF Med |
10 yr |
6.66 |
5 yr |
6.48 |
|
-5.92% |
Diff M/C |
|
7.15% |
<-IRR #YR-> |
5 |
CFPS 5 yr Running |
41.25% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
-117.1 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
86.2 |
|
|
|
|
|
|
|
Shares |
|
|
|
|
|
|
|
|
|
-93.1 |
0.0 |
0.0 |
0.0 |
0.0 |
86.2 |
|
|
|
|
|
|
|
Shares |
|
|
|
|
-$23.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$584.2 |
|
|
|
|
|
|
|
Cash Flow |
|
|
|
|
|
|
|
|
|
-$199.3 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$584.2 |
|
|
|
|
|
|
|
Cash Flow |
|
|
|
|
-$0.20 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$6.77 |
|
|
|
|
|
|
|
Cash Flow per Share |
|
|
|
|
|
|
|
|
|
-$2.14 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$6.77 |
|
|
|
|
|
|
|
Cash Flow per Share |
|
|
|
|
|
|
-$3.10 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$5.83 |
|
|
|
|
|
|
|
CFPS 5 yr Running |
|
|
|
|
|
|
|
|
|
-$1.87 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$5.83 |
|
|
|
|
|
|
|
CFPS 5 yr Running |
|
|
|
|
-$388.6 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$517.9 |
|
|
|
|
|
|
|
Cash Flow less WC |
|
|
|
|
|
|
|
|
|
-$419.7 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$517.9 |
|
|
|
|
|
|
|
Cash Flow less WC |
|
|
|
|
|
|
-$355.4 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$496.2 |
|
|
|
|
|
|
|
CF less WC 5 Yr Run |
|
|
|
|
|
|
|
|
|
-$383.2 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$496.2 |
|
|
|
|
|
|
|
CF less WC 5 Yr Run |
|
|
|
|
-$3.32 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$6.01 |
|
|
|
|
|
|
|
CFPS - Less WC |
|
|
|
|
|
|
|
|
|
-$4.51 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$6.01 |
|
|
|
|
|
|
|
CFPS - Less WC |
|
|
|
|
|
|
-$3.31 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$5.54 |
|
|
|
|
|
|
|
CFPS 5 yr Running |
|
|
|
|
|
|
|
|
|
-$3.92 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$5.54 |
|
|
|
|
|
|
|
CFPS 5 yr Running |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net Realized (gain) Losses on Sale |
-0.435 |
-$42.604 |
-$2.984 |
-$3.735 |
-$5.287 |
-$12.103 |
-$36.792 |
-$21.88 |
-$31.99 |
-$3.13 |
-$3.42 |
$1.110 |
-$17.988 |
|
|
|
|
|
|
|
|
|
Net Gain on Deriv and foreigh Exch |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Income Taxes |
|
|
|
|
|
|
|
|
$135.74 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest Income |
|
|
|
|
|
|
|
|
-$164.86 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Dividend Income |
|
|
|
|
|
|
|
|
-$8.44 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Gov Gtd Fund |
$17.36 |
$30.399 |
-$43.947 |
-$62.840 |
-$56.618 |
-$47.622 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net Cash fromTerm. Of Gov. Gtd |
|
|
|
|
|
|
$30.159 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cash Collateral Rec Term. Reins Ag |
|
|
|
|
|
|
|
|
$28.224 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Accrued Invest Inc, Other Rec |
$0.82 |
$3.091 |
$2.349 |
-$3.401 |
-$8.583 |
$9.603 |
-$7.636 |
-$1.155 |
-$1.088 |
-$3.367 |
-$2.235 |
-$3.834 |
-$3.720 |
|
-$69.414 |
|
|
|
|
|
|
|
Collateral rec under reins. Agree |
|
|
|
|
|
|
-$28.482 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Prepaid Assets |
|
|
|
|
-$1.372 |
$1.477 |
-$1.222 |
$0.211 |
$0.468 |
-$0.274 |
-$0.788 |
-$1.060 |
$0.681 |
|
|
|
|
|
|
|
|
|
Subrogation recoverable |
-$1.20 |
-$6.529 |
-$6.827 |
-$25.749 |
-$66.164 |
$15.297 |
$15.806 |
$8.478 |
$5.732 |
-$5.998 |
$7.939 |
$3.193 |
-$0.063 |
|
-$101.651 |
|
|
|
|
|
|
|
Deferred Policy Acq costs |
|
|
|
|
-$48.669 |
-$45.771 |
-$52.174 |
-$66.912 |
-$78.901 |
-$76.720 |
-$68.055 |
-$65.939 |
-$66.924 |
|
|
|
|
|
|
|
|
|
Accts Pay & Accr Liab |
$10.34 |
-$9.668 |
-$22.058 |
$18.061 |
-$1.410 |
-$22.104 |
$8.091 |
$7.787 |
$23.826 |
-$1.475 |
-$5.228 |
-$0.365 |
$3.825 |
|
|
|
|
|
|
|
|
|
Loss Reserves |
$22.51 |
$82.638 |
$64.448 |
-$29.570 |
-$37.603 |
-$29.610 |
-$22.010 |
-$1.895 |
$16.084 |
$31.890 |
-$44.516 |
$4.813 |
$17.432 |
|
|
|
|
|
|
|
|
|
Unearned Prem Reserve |
$559.98 |
$188.565 |
-$350.269 |
-$69.232 |
-$78.486 |
-$38.537 |
-$61.373 |
$74.800 |
$222.425 |
$121.910 |
-$13.145 |
-$41.222 |
$22.313 |
|
|
|
|
|
|
|
|
|
Share-based comp. liab |
$1.87 |
$1.810 |
$3.006 |
|
-$2.242 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Accrued Net Bene liab Emplyee Ben |
|
|
|
$5.987 |
3.947 |
$2.493 |
$3.217 |
$2.830 |
$3.703 |
$3.448 |
$3.431 |
$3.803 |
$2.857 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest Rec from Bonds & Deb |
|
|
|
|
-$22.856 |
$166.192 |
$190.523 |
$184.615 |
$176.484 |
$171.298 |
$173.578 |
$170.175 |
$182.908 |
|
|
|
|
|
|
|
|
|
Dividends rece from equity Shares |
$0.66 |
$5.530 |
-$72.514 |
-$0.515 |
$8.935 |
$10.929 |
$9.722 |
$6.057 |
$9.028 |
$16.764 |
$21.747 |
$25.757 |
$27.036 |
|
|
|
|
|
|
|
|
|
Interest Pid on long Term Debt |
|
|
|
|
$174.704 |
-$22.905 |
-$22.505 |
-$21.598 |
-$22.407 |
-$22.407 |
-$22.407 |
-$22.407 |
-$22.478 |
|
|
|
|
|
|
|
|
|
Income Taxes Paid |
-$64.31 |
$30.713 |
$63.144 |
-$131.679 |
-$132.808 |
-$155.849 |
-$72.243 |
-$390.013 |
-$119.760 |
-$101.332 |
-$155.561 |
-$209.914 |
-$75.171 |
|
|
|
|
|
|
|
|
|
Share-based compen. Awards |
|
|
|
|
|
|
-$1.178 |
-$1.752 |
-$1.849 |
-$2.107 |
-$3.052 |
-$3.837 |
-$4.398 |
|
|
|
|
|
|
|
|
|
Settlement of Deriv Fin Instru |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Settlement of foreign currency |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Settlement of Equity Swaps |
|
|
|
|
|
-$0.787 |
|
|
-$2.450 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Change in Working Capital |
$547.604 |
$283.945 |
-$365.652 |
-$302.673 |
-$274.512 |
-$169.297 |
-$48.097 |
-$220.422 |
$189.968 |
$128.503 |
-$111.714 |
-$139.727 |
$66.310 |
|
|
|
|
|
|
|
|
|
Google Finance |
|
|
|
|
|
|
|
|
$190 |
$129 |
-$112 |
-$140 |
$66 |
|
|
|
|
|
|
|
|
|
Difference |
|
|
|
|
|
|
|
|
$0 |
$0 |
$0 |
$0 |
$0 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
For banks, use Net Income, not CF |
|
|
OPM Ratio |
196.87% |
127.46% |
3.77% |
10.02% |
14.23% |
31.61% |
63.90% |
35.27% |
113.73% |
85.30% |
64.87% |
55.99% |
86.07% |
81.81% |
|
|
|
2183.21% |
<-Total Growth |
10 |
OPM |
|
Increase |
|
-35.26% |
-97.04% |
165.70% |
42.09% |
122.08% |
102.17% |
-44.79% |
222.42% |
-25.00% |
-23.95% |
-13.70% |
53.73% |
-4.95% |
|
|
|
|
Should increase |
|
or be stable. |
|
Diff from Median |
228.4% |
112.6% |
-93.7% |
-83.3% |
-76.3% |
-47.3% |
6.6% |
-41.2% |
89.7% |
42.3% |
8.2% |
-6.6% |
43.6% |
36.5% |
|
|
|
0.00 |
<-Median-> |
10 |
OPM |
|
*Operational
Profit Margin (CF/Revenue) Ratio |
|
|
|
|
|
|
|
OPM |
10 Yrs |
59.94% |
5 Yrs |
85.30% |
|
|
|
|
should be |
zero, it is a |
|
check on
calculations |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Current Assets |
|
$735.9 |
$659.9 |
$390.4 |
$156.1 |
$365.4 |
$284.9 |
$305.4 |
$497.1 |
$332.2 |
$508.4 |
$326.2 |
$407.9 |
$539.0 |
|
|
|
Liquidity ratio of 1.5 and up, best |
Quick Ratio |
|
Current Liabilities |
|
$49.9 |
$27.8 |
$45.9 |
$44.8 |
$22.7 |
$256.0 |
$41.6 |
$65.8 |
$84.3 |
$108.3 |
$54.9 |
$92.7 |
$94.3 |
|
|
|
5.32 |
<-Median-> |
10 |
Ratio |
|
Liquidity Ratio |
|
14.76 |
23.73 |
8.51 |
3.49 |
16.09 |
1.11 |
7.35 |
7.56 |
3.94 |
4.69 |
5.94 |
4.40 |
5.72 |
|
|
|
4.69 |
<-Median-> |
5 |
Ratio |
|
Liq. with CF aft div |
|
27.99 |
12.32 |
2.74 |
0.78 |
2.61 |
0.75 |
1.42 |
2.35 |
1.38 |
1.88 |
1.46 |
1.57 |
1.66 |
|
|
|
1.57 |
<-Median-> |
5 |
Ratio |
If Div = 0 |
Liq. with CF aft div (WC) |
|
22.29 |
19.78 |
5.05 |
2.53 |
5.14 |
1.82 |
3.31 |
4.58 |
3.11 |
3.89 |
3.73 |
1.46 |
1.52 |
|
|
|
|
|
|
|
|
Liq. CF re Inv+Div |
|
9.62 |
2.07 |
3.45 |
2.75 |
22.24 |
1.24 |
9.89 |
2.72 |
0.91 |
4.37 |
4.39 |
2.71 |
2.12 |
|
|
|
2.72 |
<-Median-> |
5 |
Ratio |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Assets |
|
$4,915.4 |
$5,209.9 |
$5,398.2 |
$5,393.5 |
$5,734.4 |
$5,691.2 |
$5,770.6 |
$6,239.3 |
$6,612.0 |
$6,924.3 |
$6,888.8 |
$6,819.7 |
$6,933.4 |
|
|
|
Debt Ratio of 1.5 and up, best |
|
Current Ratio |
|
Liabilities |
|
$2,826.3 |
$2,566.7 |
$2,809.0 |
$2,710.4 |
$2,697.5 |
$2,603.9 |
$2,499.2 |
$2,819.4 |
$2,963.4 |
$2,962.9 |
$2,898.6 |
$2,952.2 |
$3,301.9 |
|
|
|
2.22 |
<-Median-> |
10 |
Ratio |
|
Debt Ratio |
|
1.74 |
2.03 |
1.92 |
1.99 |
2.13 |
2.19 |
2.31 |
2.21 |
2.23 |
2.34 |
2.38 |
2.31 |
2.10 |
|
|
|
2.31 |
<-Median-> |
5 |
Ratio |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Book Value |
|
$2,089.1 |
$2,643.2 |
$2,589.2 |
$2,683.1 |
$3,037.0 |
$3,087.3 |
$3,271.3 |
$3,419.9 |
$3,648.6 |
$3,961.4 |
$3,990.2 |
$3,867.6 |
$3,631.5 |
$3,631.5 |
$3,631.5 |
|
46.32% |
<-Total Growth |
10 |
Book Value |
|
Book Value per share |
|
$18.65 |
$22.57 |
$24.71 |
$27.19 |
$30.79 |
$32.53 |
$35.12 |
$37.26 |
$39.72 |
$43.56 |
$45.56 |
$44.85 |
$42.09 |
$42.09 |
$42.09 |
|
98.71% |
<-Total Growth |
10 |
Book Value per Share |
|
Increase |
|
|
21.01% |
9.46% |
10.06% |
13.22% |
5.65% |
7.97% |
6.08% |
6.61% |
9.68% |
4.58% |
-1.54% |
-6.16% |
0.00% |
0.00% |
|
-6.75% |
P/B Ratio |
|
Current/Historical Median |
|
P/B Ratio (Median) |
|
|
1.02 |
1.04 |
0.87 |
0.65 |
0.92 |
1.06 |
0.90 |
0.73 |
0.86 |
0.93 |
1.09 |
1.01 |
0.00 |
0.00 |
|
0.92 |
P/B Ratio |
|
Historical Median |
|
P/B Ratio (Close) |
|
|
1.19 |
1.12 |
0.75 |
0.73 |
1.13 |
1.05 |
0.71 |
0.85 |
1.00 |
0.88 |
1.27 |
0.86 |
0.86 |
0.86 |
|
7.11% |
<-IRR #YR-> |
10 |
Book Value per Share |
98.71% |
Change |
|
|
|
-6.27% |
-33.39% |
-1.57% |
53.48% |
-6.49% |
-32.19% |
18.70% |
17.83% |
-11.63% |
43.56% |
-32.49% |
0.00% |
0.00% |
|
5.01% |
<-IRR #YR-> |
5 |
Book Value per Share |
27.71% |
Leverage (A/BK) |
|
2.35 |
1.97 |
2.08 |
2.01 |
1.89 |
1.84 |
1.76 |
1.82 |
1.81 |
1.75 |
1.73 |
1.76 |
1.91 |
|
|
|
1.76 |
<-Median-> |
5 |
A/BV |
|
Debt/Equity Ratio |
|
1.35 |
0.97 |
1.08 |
1.01 |
0.89 |
0.84 |
0.76 |
0.82 |
0.81 |
0.75 |
0.73 |
0.76 |
0.91 |
|
|
|
0.76 |
<-Median-> |
5 |
Debt/Eq Ratio |
|
Shareholders'
Equity (Assets less Liabilities) |
|
|
|
|
|
|
|
P/B Ratios |
10 yr Med |
0.91 |
5 yr Med |
0.90 |
|
-6.05% |
Diff M/C |
|
1.83 |
Historical |
|
Leverage (A/BK) |
|
|
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|
|
-$22.57 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$44.85 |
|
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-$35.12 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$44.85 |
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$436.78 |
<-12 mths |
-7.06% |
|
|
|
|
|
|
Comprehensive Income |
$272.83 |
$303.15 |
$490.58 |
$376.17 |
$412.00 |
$470.65 |
$280.32 |
$432.50 |
$341.82 |
$382.51 |
$509.81 |
$341.60 |
$469.96 |
|
|
|
|
-4.20% |
<-Total Growth |
10 |
Comprehensive Income |
|
Increase |
|
|
|
-23.32% |
9.52% |
14.24% |
-40.44% |
54.29% |
-20.97% |
11.90% |
33.28% |
-32.99% |
37.57% |
|
|
|
|
11.90% |
<-Median-> |
5 |
Comprehensive Income |
|
5 Yr Running Average |
|
|
|
|
$371 |
$411 |
$406 |
$394 |
$387 |
$382 |
$389 |
$402 |
$409 |
|
|
|
|
-0.43% |
<-IRR #YR-> |
10 |
Comprehensive Income |
-4.20% |
ROE |
#DIV/0! |
14.5% |
18.6% |
14.5% |
15.4% |
15.5% |
9.1% |
13.2% |
10.0% |
10.5% |
12.9% |
8.6% |
12.2% |
|
|
|
|
1.67% |
<-IRR #YR-> |
5 |
Comprehensive Income |
8.66% |
5Yr Median |
|
|
|
|
#DIV/0! |
15.4% |
15.4% |
14.5% |
13.2% |
10.5% |
10.5% |
10.5% |
10.5% |
|
|
|
|
1.23% |
<-IRR #YR-> |
8 |
5 Yr Running Average |
#DIV/0! |
% Difference from Net
Income |
#DIV/0! |
-10.0% |
29.5% |
7.9% |
77.4% |
0.0% |
-25.2% |
222.6% |
-14.2% |
-8.2% |
-3.4% |
-24.3% |
10.3% |
|
|
|
|
0.74% |
<-IRR #YR-> |
5 |
5 Yr Running Average |
3.76% |
Median Values |
|
|
|
|
|
|
|
|
|
Diff |
5, 10 yr |
-1.7% |
-8.2% |
|
|
|
|
10.5% |
<-Median-> |
5 |
Return on Equity |
|
|
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|
-$490.6 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$470.0 |
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-$432.5 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$470.0 |
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|
-$370.9 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$409.1 |
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-$394.3 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$409.1 |
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|
Current Liability
Coverage Ratio |
|
7.53 |
13.97 |
7.95 |
8.08 |
15.65 |
1.62 |
10.10 |
7.25 |
4.93 |
5.08 |
9.48 |
5.59 |
5.26 |
|
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|
|
|
|
CFO / Current Liabilities |
|
5 year Median |
|
|
|
|
|
8.08 |
8.08 |
8.08 |
8.08 |
7.25 |
5.08 |
7.25 |
5.59 |
5.26 |
|
|
|
7.60 |
<-Median-> |
10 |
Current Liability Cov Ratio |
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|
Asset Efficiency Ratio |
|
7.64% |
7.46% |
6.76% |
6.70% |
6.20% |
7.28% |
7.27% |
7.64% |
6.29% |
7.95% |
7.56% |
7.59% |
7.15% |
|
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|
CFO / Total Assets |
|
5 year Median |
|
|
|
|
|
6.8% |
6.8% |
6.8% |
7.3% |
7.3% |
7.3% |
7.6% |
7.59% |
7.56% |
|
|
|
7.3% |
<-Median-> |
10 |
Return on Assets |
|
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|
Return on Assets ROA |
|
6.8% |
7.3% |
6.5% |
4.3% |
8.2% |
6.6% |
2.3% |
6.4% |
6.3% |
7.6% |
6.6% |
6.3% |
5.6% |
|
|
|
Net |
Income/Assets |
|
Return on Assets |
|
5Yr Median |
|
|
|
|
|
6.8% |
6.6% |
6.5% |
6.4% |
6.4% |
6.4% |
6.4% |
6.4% |
6.3% |
|
|
|
6.4% |
<-Median-> |
10 |
Asset Efficiency Ratio |
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|
Return on Equity ROE |
|
16.12% |
14.33% |
13.47% |
8.65% |
15.49% |
12.14% |
4.10% |
11.65% |
11.43% |
13.32% |
11.32% |
11.02% |
10.60% |
|
|
|
Net Inc/ |
Shareholders' equity |
|
Return on Equity |
|
5Yr Median |
|
|
|
|
|
14.33% |
13.47% |
12.14% |
11.65% |
11.65% |
11.65% |
11.43% |
11.4% |
11.3% |
|
|
|
11.5% |
<-Median-> |
10 |
Return on Equity |
|
|
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|
|
|
|
$411 |
<-12 mths |
-3.49% |
|
|
|
|
|
|
Net Income |
$308.4 |
$336.7 |
$378.7 |
$348.7 |
$232.2 |
$470.4 |
$374.7 |
$134.1 |
$398.3 |
$416.9 |
$527.5 |
$451.6 |
$426.3 |
$385.0 |
$386.0 |
$435.0 |
|
12.55% |
<-Total Growth |
10 |
Net Income |
|
Increase |
|
9.17% |
12.49% |
-7.92% |
-33.42% |
102.60% |
-20.36% |
-64.21% |
197.07% |
4.67% |
26.53% |
-14.40% |
-5.60% |
-9.68% |
0.26% |
12.69% |
|
EPS/CF Ratio should not be higher than 1.00 |
|
5 Yr Running Average |
|
|
|
|
$321.0 |
$353.4 |
$360.9 |
$312.0 |
$321.9 |
$358.9 |
$370.3 |
$385.7 |
$444 |
$441.4 |
$435.3 |
$416.8 |
|
1.19% |
<-IRR #YR-> |
10 |
Net Income |
12.55% |
Operating Cash Flow |
$834.0 |
$659.7 |
$23.0 |
$62.2 |
$87.1 |
$186.2 |
$366.3 |
$199.3 |
$666.7 |
$544.2 |
$438.5 |
$380.8 |
$584.2 |
|
|
|
|
26.03% |
<-IRR #YR-> |
5 |
Net Income |
217.92% |
Investment Cash Flow |
-$934.9 |
-$95.2 |
-$300.7 |
-$79.8 |
-$27.9 |
$106.9 |
-$169.8 |
$19.5 |
-$271.4 |
-$654.4 |
-$77.1 |
-$72.8 |
$33.1 |
|
|
|
|
4.14% |
<-IRR #YR-> |
8 |
5 Yr Running Average |
#DIV/0! |
Total Accruals |
$409.4 |
-$227.8 |
$656.4 |
$366.4 |
$173.0 |
$177.4 |
$178.2 |
-$84.7 |
$3.0 |
$527.1 |
$166.2 |
$143.6 |
-$191.0 |
|
|
|
|
7.32% |
<-IRR #YR-> |
5 |
5 Yr Running Average |
42.33% |
Total Assets |
$0.0 |
$4,915.4 |
$5,209.9 |
$5,398.2 |
$5,393.5 |
$5,734.4 |
$5,691.2 |
$5,770.6 |
$6,239.3 |
$6,612.0 |
$6,924.3 |
$6,888.8 |
$6,819.7 |
|
|
|
|
|
Balance Sheet |
|
Assets |
|
Accruals Ratio |
|
-4.63% |
12.60% |
6.79% |
3.21% |
3.09% |
3.13% |
-1.47% |
0.05% |
7.97% |
2.40% |
2.08% |
-2.80% |
|
|
|
|
2.08% |
<-Median-> |
5 |
Ratio |
|
EPS/CF Ratio (WC) |
1.08 |
0.90 |
0.99 |
0.88 |
0.86 |
1.32 |
0.88 |
0.88 |
0.83 |
1.00 |
0.95 |
0.84 |
0.82 |
|
|
|
|
0.88 |
<-Median-> |
10 |
EPS/CF Ratio |
|
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|
-$378.7 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$426.3 |
|
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-$134.1 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$426.3 |
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|
-$321.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$444.1 |
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|
-$312.0 |
$0.0 |
$0.0 |
$0.0 |
$0.0 |
$444.1 |
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|
Change in Close |
|
|
|
2.60% |
-26.69% |
11.45% |
62.15% |
0.96% |
-28.07% |
26.54% |
29.23% |
-7.59% |
41.34% |
-36.64% |
0.00% |
0.00% |
|
|
Count |
11 |
Years of data |
|
up/down |
|
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down |
down |
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down |
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Count |
3 |
27.27% |
|
Meet Prediction? |
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% right |
Count |
0 |
0.00% |
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|
Financial Cash Flow |
$94.3 |
$20.0 |
$63.6 |
-$8.7 |
$318.1 |
-$117.4 |
-$230.6 |
-$242.1 |
-$194.9 |
-$154.5 |
-$200.4 |
-$317.4 |
-$602.2 |
|
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|
|
C F Statement |
|
Financial Cash Flow |
|
Total Accruals |
$315.1 |
-$247.8 |
$592.9 |
$375.1 |
-$145.0 |
$294.8 |
$408.8 |
$157.4 |
$197.9 |
$681.6 |
$366.6 |
$461.0 |
$411.2 |
|
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|
|
Accruals |
|
Accruals Ratio |
|
-5.04% |
11.38% |
6.95% |
-2.69% |
5.14% |
7.18% |
2.73% |
3.17% |
10.31% |
5.29% |
6.69% |
6.03% |
|
|
|
|
6.03% |
<-Median-> |
5 |
Ratio |
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Cash |
$7.1 |
$591.7 |
$377.5 |
$351.1 |
$72.2 |
$247.9 |
$213.7 |
$190.4 |
$390.8 |
$126.1 |
$287.0 |
$277.5 |
$292.6 |
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|
Cash |
|
Cash per Share |
$0.07 |
$5.28 |
$3.22 |
$3.35 |
$0.73 |
$2.51 |
$2.25 |
$2.04 |
$4.26 |
$1.37 |
$3.16 |
$3.17 |
$3.39 |
|
|
|
|
$3.17 |
<-Median-> |
5 |
Cash per Share |
|
Percentage of Stock Price |
|
|
11.96% |
12.12% |
3.61% |
11.12% |
6.15% |
5.53% |
16.00% |
4.08% |
7.25% |
7.88% |
5.97% |
|
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|
7.25% |
<-Median-> |
5 |
% of Stock Price |
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Notes: |
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In 2009,
Genworth held an IPO for its Canadian subsidiary, Genworth MI Canada, on
the Toronto Stock Exchange, raising $850 million.[17] |
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Sector: |
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Insurance, Financial
Services |
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What should
this stock accomplish? |
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Would I buy
this company and Why. |
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Why am I following this
stock. |
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I was looking
for another financial services stock to cover after I stopped covering
Onex. This stock is from the TSX
Aristocrat Index. |
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Why I bought this stock. |
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Dividends |
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Dividends are
paid quarterly in Cycle 2 of March, May, August and November Dividends are declared in one month for
shareholders of record of the following month and paid in the that month. |
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Somethimes
dividends are declared in one month for shareholders of record of the same
month and paid in the following month. |
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For example,
the dividends declared on July 30, 2019 was for shareholder of record of
August 14, 2019 and Paid on August 28, 2019. |
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Misson
Statement or closes thing I can find. |
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What I am
looking for is a statement that the company wants to do well by their
customers, employees, and community and and thereby earn shareholders a
reasonable return. |
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For customers |
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For employees |
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For community |
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For investors |
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How they make their money. |
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Genworth MI
Canada Inc is a private residential mortgage insurer, providing mortgage
default insurance to mortgage originators and lenders. |
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The company
generates income from insurance premiums and investments. |
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Shares; '%, Value $M |
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Shares |
%, Val $M |
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Shares |
%, Val $M |
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Change |
Date |
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Aug |
2019 |
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Aug 16 |
2020 |
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Levings, Stuart |
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From |
Years |
Div. Gth |
Tot Ret |
Cap Gain |
Div. |
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0.036 |
0.04% |
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0.048 |
0.06% |
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34.75% |
CEO - Shares - Amount |
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2014 |
5 |
7.53% |
14.54% |
8.97% |
5.57% |
14.54% |
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$2.038 |
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$1.740 |
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Options - percentage |
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2009 |
10 |
8.93% |
12.55% |
7.74% |
4.81% |
12.55% |
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0.251 |
0.29% |
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0.215 |
0.25% |
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-14.37% |
Options - amount |
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$14.259 |
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$7.735 |
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Reuters Options Value |
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0.000 |
$0 |
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Mayers, Philip |
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0.023 |
0.03% |
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0.018 |
0.02% |
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-21.39% |
CFO - Shares - Amount |
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$1.320 |
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$0.657 |
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Options - percentage |
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0.190 |
0.22% |
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0.088 |
0.10% |
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-53.52% |
Options - amount |
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$10.779 |
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$3.174 |
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Hewat, Mary-Jo |
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0.002 |
0.00% |
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0.003 |
0.00% |
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68.38% |
Officer - Shares - Amount |
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$0.096 |
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$0.103 |
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Options - percentage |
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0.026 |
0.03% |
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0.031 |
0.04% |
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18.63% |
Options - amount |
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$1.501 |
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$1.128 |
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Bolger, Andrea Elaine |
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0.006 |
0.01% |
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0.006 |
0.01% |
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0.00% |
Director - Shares -
Amount |
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$0.332 |
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$0.211 |
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Options - percentage |
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0.004 |
0.00% |
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0.006 |
0.01% |
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58.39% |
Options - amount |
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$0.224 |
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$0.225 |
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Nowak, David |
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0.000 |
0.00% |
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0.000 |
0.00% |
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#DIV/0! |
Chairman - Shares - Amt |
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$0.000 |
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$0.000 |
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Options - percentage |
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0.000 |
0.00% |
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0.000 |
0.00% |
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#DIV/0! |
Options - amount |
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$0.000 |
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$0.000 |
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Genwroth Financial |
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48.945 |
56.76% |
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0.000 |
0.00% |
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-100.00% |
Shares Amounts (pluse sp
share) |
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$2,781.035 |
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$0.000 |
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Brookfield Business
Partners L. P. |
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0.000 |
0.00% |
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48.945 |
56.73% |
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#DIV/0! |
Shares Amounts |
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$0.000 |
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$1,762.007 |
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Increase in O/S Shares |
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0.230 |
0.26% |
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0.289 |
0.34% |
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Due to Stock Options |
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$9.248 |
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$16.402 |
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Book Value |
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$9.764 |
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$14.844 |
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Insider Buying |
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$0.000 |
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-$0.554 |
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Insider Selling |
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$2.818 |
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$12.467 |
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Net Insider Selling |
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$2.818 |
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$11.913 |
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Net Selling % of Market
Cap |
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0.09% |
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0.38% |
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Directors |
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9 |
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Women |
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2 |
22% |
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Minorities |
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0 |
0% |
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Institutions/Holdings |
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0 |
0.00% |
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Total Shares Held |
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0.000 |
0.00% |
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Increase/Decrease 3 Mths |
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0.000 |
#DIV/0! |
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Starting No. of Shares |
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0.000 |
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Institutions/Holdings |
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0 |
0.00% |
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using market value |
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Value |
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$0.000 |
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Total Shares Held |
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0.000 |
0.00% |
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shares outstanding |
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Value |
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$0.000 |
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Increase/Decrease 3 Mths |
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0.000 |
#DIV/0! |
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Starting No. of Shares |
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0.000 |
Moringstar |
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Copyright ©
2008 Website of SPBrunner. All rights reserved. |
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